21 Congress St, Amesbury MA 01913

Amesbury, MA 01913
$899,999
Est. $5,558/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
2.5
Baths
3,179
Sq Ft
$283
Price/Sq Ft
0.19
Acres
1850
Year Built
1
Garage Space
New today
Time on Market
For Sale Open House Listed Oct 28, 2026 • MLS# 73596109 Copied! • Updated Oct 28, 2026

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Open House Schedule

31
Oct
Saturday, October 31
10:00 AM - 11:30 AM EDT
01
Nov
Sunday, November 1
1:00 PM - 3:00 PM EST

About this home

Two-family home, three-family potential in Amesbury! Approximately one mile from downtown, this charming home offers spacious living and major updates, including all-new windows throughout, new separate high-efficiency gas heating systems, a new water heater, new gutters, deck, and a new roof on the shed.The first-floor unit features two spacious bedrooms and a flexible layout. The second-floor unit offers two bedrooms, plus direct access to one bedroom and three additional rooms on the third floor, creating an expansive, townhouse-style living. Large windows fill both units with natural light.Separate gas, water, and electric utilities add convenience, with tenants paying their own electric water and heat. Convenient to downtown shops, restaurants, parks, and local amenities, this is an Amesbury multi-family you won’t want to miss!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 28, 2026
$899,999
Original listing
Agent: Eva Nicholas Office: Coldwell Banker Realty - Haverhill

Tax History

Year Taxes Assessment
2025 $9,686 $633,100

Financial Details

Annual Property Tax
$9,686
Tax Year 2025
Assessed Value
$633,100

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1850
Living Area 3,179 sq ft
Lot Size 0.19 acres
Stories 3
Bedrooms 5
Full Baths 2
Half Baths 1
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Baseboard, Natural Gas, Hot Water
Cooling None
Flooring Wood, Tile
Appliances Washer, Dryer, Range, Dishwasher, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry None
Features Laundry Room, Ceiling Fan(s), Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Living Room, Kitchen, Mudroom, Sunroom, Dining Room, Family Room, Office/den
Construction Frame
Architecture None
Roof Slate
Features Balcony/deck, Rain Gutters
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Enclosed, Deck - Vinyl
Garage Spaces 1
Has Garage Yes
Features Paved Drive, Off Street, Paved
Total Spaces 5
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $9,686
Assessed Value $633,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Grey
Sq Ft Source Other
Documents None
County Essex

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1850
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
1
Living Area
3,179 sq ft
Total Rooms
12
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Washer, Dryer, Range, Dishwasher, Refrigerator
Interior Features: Laundry Room, Ceiling Fan(s), Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Living Room, Kitchen, Mudroom, Sunroom, Dining Room, Family Room, Office/Den
Windows:
Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1850
Structure Type:
Exterior Materials: Frame
Roof: Slate
Foundation: Stone, Brick/Mortar
Stories: 3

Utilities & Systems

Heating: Baseboard, Natural Gas, Hot Water
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters
Patio & Porch: Porch, Enclosed, Deck - Vinyl
Fencing: Fenced/Enclosed, Fenced
Other Structures: Shed(s)
Lot Features: Corner Lot
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Highway Access, House of Worship, Public School
School District
Amesbury School District local
C+
⚠ School Safety 2024-25
3.2% Above Average
2.4% Suspensions 1.8% In-School 0.8% Emergency
↓ 2.3% below state avg
E

Elementary Schools

3 schools
Sparhawk School
0.8 mi
Grades K-12
B-
Charles C Cashman Elementary School
1.4 mi | #497 of 825 | Score: 44.8
Improved 97 spots from last year
-13.4 below state avg
424 students Moderate
Rising School
Grades 03-05
A-
Shay Elementary School
1.7 mi | #240 of 825 | Score: 62.9
Same rank as last year
Limited historical data for year-over-year comparison
497 students Moderate
Grades PK-02
M

Middle Schools

1 school
B
Amesbury Middle School
0.8 mi | #171 of 352 | Score: 42.8
Improved 52 spots from last year
-15.4 below state avg
366 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
Coastal Connections Academy
0.4 mi
Grades 12
C-
Amesbury Innovation High School
0.7 mi | #309 of 346 | Score: 36.7
Dropped 19 spots from last year
-21.5 below state avg
43 students Moderate
College Ready Curriculum
Grades 09-12
B+
Amesbury High School
1.2 mi | #115 of 346 | Score: 59.3
Dropped 42 spots from last year
+1.1 above state avg
483 students Moderate
16 sports • 928 athletes
Strong AP Program College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $807
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

21 Congress St, Amesbury MA 01913

Amesbury, MA 01913

Listing Information

Listing Agent Eva Nicholas
Listing Office Coldwell Banker Realty - Haverhill
Office Phone 978-372-8577
Agent MLS ID CN252491
Office MLS ID AN6212
Listing Data Updated Oct 28, 2026 2:33 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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