21 High St, Ayer MA 01432

Ayer, MA 01432
$629,000
Est. $3,952/month
5
Beds
4
Baths
3,350
Sq Ft
$188
Price/Sq Ft
0.17
Acres
1940
Year Built
126
Days on Market
Active Price Drop -$120,000 Listed Aug 2, 2025 • MLS# 73412808 Copied!

About this home

FHA Assumable Loan. This beautifully designed 3,350 sq. ft. home blends comfort, space, and flexibility. The main level welcomes you with a modern kitchen featuring stainless steel appliances and a generous island, opening to a warm living area with a wood stove. A sunroom, formal dining room, mudroom, guest bedroom, and full bath complete the first floor. Upstairs, the serene primary suite boasts a walk-in closet and spa-inspired bath. Two additional bedrooms, a full bath, and laundry add convenience. The top floor offers three adaptable rooms—ideal for a home office, gym, or extra bedrooms. The finished lower level includes a full bath, office space, family room, and interior garage access. Outside, enjoy the charm of a large porch, mature gardens, and trees. Just minutes from schools, trails, town center, and the commuter rail. A versatile home with room to grow!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1940
Bedrooms
5
Full Bathrooms
4
Living Area
3,350 sq ft
Total Rooms
12

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1940
Living Area 3,350 sq ft
Lot Size 0.17 acres
Bedrooms 5
Full Baths 4
Total Rooms 12

Interior

Heating Baseboard, Natural Gas
Cooling Window Unit(s)
Flooring Wood, Tile, Carpet, Flooring - Stone/ceramic Tile, Flooring - Wall To Wall Carpet
Appliances Gas Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full, Finished
Laundry Second Floor, Electric Dryer Hookup, Washer Hookup
Features Closet/cabinets - Custom Built, Bathroom - Full, Bathroom - With Shower Stall, Closet - Linen, Entrance Foyer, Home Office, Bathroom, Play Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck

Parking

Garage Spaces 1
Has Garage Yes
Features Under, Paved Drive, Off Street
Total Spaces 7

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $6,852
Assessed Value $572,900

Interior Features

Flooring: Wood, Tile, Carpet, Flooring - Stone/Ceramic Tile, Flooring - Wall to Wall Carpet
Appliances: Gas Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Closet/Cabinets - Custom Built, Bathroom - Full, Bathroom - With Shower Stall, Closet - Linen, Entrance Foyer, Home Office, Bathroom, Play Room
Windows: Insulated Windows
Basement: Full, Finished
Laundry: Second Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1940
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 4
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Easements, Gentle Sloping, Level
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 7
Parking Features: Under, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:

Location

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Neighborhood

21 High St, Ayer MA 01432

Ayer, MA 01432

Walkability

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Schools

Elementary School
Page Hilltop
Rating information coming soon
Middle School
Asrms
Rating information coming soon
High School
Asrhs
Rating information coming soon

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $571
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Aug 2, 2025
$629,000
Original listing

Price & Status History

Date Event Price Change
Aug 2, 2025 New Listing Added $629,000

Market Statistics

Days on Market
126 days
Price per Sq Ft
$188
Total Price Drop
-$120,000

Tax History

Year Taxes Assessment
2025 $6,852 $572,900

Financial Details

Annual Property Tax
$6,852
Tax Year 2025
Assessed Value
$572,900

Listing Information

Listing Agent Suzanne Dutkewych
Listing Office Hazel & Company
Agent MLS ID H8000307
Office MLS ID AN4997
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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