21 Hutchinson Street, Winthrop MA 02152

Winthrop, MA 02152
$1,260,000
Est. $6,945/month
4
Beds
5
Baths
3,150
Sq Ft
$400
Price/Sq Ft
0.08
Acres
1900
Year Built
4
Parking
21
Days on Market
Active Listed Jul 16, 2026 • MLS# 73550792 Copied! • Updated Aug 3, 2026

About this home

Modern living made easy at 21 Hutchinson Street, two family with 3150 SF of living space. Come experience modern finishes in this fully renovated home. Unit 1 offers an easy access layout with first floor main bedroom on-suite bathroom and walk-in closet. The main area offers a versatile open floor plan with half bathroom and laundry. The second bedroom located in the lower level of this unit to offer full privacy with a sitting area, and generously sized spa bathroom. Unit 2 offers two generously sized bedrooms each with walking closets and on suite bathrooms. The main area features one half bathroom and laundry. New HVAC system offering gas heat and central cooling. Tankless water heaters two thermostat zones for each unit and gas stoves. Outside features 2 car garage, 2 electric car charging stations, new fence, and concrete patio area. All siding, roof, windows, electrical and plumbing are new. Move in Relax and Enjoy your new home in the quaint town of Winthrop!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 16, 2026
$1,260,000
Original listing
Agent: Matthew Gallego Office: Gallego Realty

Tax History

Year Taxes Assessment
2026 $4,486 $836,300

Financial Details

Annual Property Tax
$4,486
Tax Year 2026
Assessed Value
$836,300

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 3,150 sq ft
Lot Size 0.08 acres
Bedrooms 4
Full Baths 4
Half Baths 2
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Finished
Laundry None
Features None
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric 220 Volts, Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,486
Assessed Value $836,300
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Owner
Documents None
County Suffolk
Total market time (incl. prior listings) 19 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
4
Half Bathrooms
2
Living Area
3,150 sq ft
Total Rooms
8
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Finished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved
School District
Winthrop School District local
C
School Safety 2024-25
0.3% Low
0.3% Suspensions
5.2% below state avg
E

Elementary Schools

2 schools
William P. Gorman/Fort Banks Elementary School
0.2 mi
487 students Less Diverse
Grades PK-02
B-
Arthur T. Cummings Elementary School
0.7 mi | #453 of 824 | Score: 46.0
Improved 101 spots from last year
-12.2 below state avg
467 students Less Diverse
Rising School Strong Attendance
Grades 03-05
M

Middle Schools

1 school
B+
Winthrop Middle School
0.3 mi | #119 of 352 | Score: 47.4
Dropped 26 spots from last year
-10.8 below state avg
439 students Less Diverse
Grades 06-08
H

High Schools

1 school
C+
Winthrop High School
0.4 mi | #241 of 346 | Score: 47.2
Dropped 112 spots from last year
-11 below state avg
568 students Less Diverse
18 sports • 1,118 athletes
College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $374
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

21 Hutchinson Street, Winthrop MA 02152

Winthrop, MA 02152

Listing Information

Listing Agent Matthew Gallego
Listing Office Gallego Realty
Office Phone 617-466-1205
Agent MLS ID CN255824
Office MLS ID G95079
Listing Data Updated Aug 3, 2026 3:43 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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