21 Oakwood Ave, Saugus MA 01906

Saugus, MA 01906 • Pleasant Hills
$785,000
Est. $4,710/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
3
Baths
2,800
Sq Ft
$280
Price/Sq Ft
0.24
Acres
1955
Year Built
3
Parking
20
Days on Market
For Sale Open House Listed Aug 19, 2026 • MLS# 73565361 Copied! • Updated Sep 3, 2026

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Open House Schedule

13
Sep
Sunday, September 13
10:00 AM - 12:00 PM EDT

About this home

Welcome to 21 Oakwood Ave! Offered for the first time in 50 years, this meticulously maintained home reflects decades of thoughtful care inside and out. Set on a beautifully landscaped lot surrounded by mature greenery. Step inside to hardwood floors and charming details throughout. The living room features a wood-burning fireplace and slider to a balcony overlooking the backyard, with stairs providing direct access to the grounds. A charming dining room flows into the kitchen featuring stainless steel appliances, a wall oven and center island. A first-floor bedroom and full bath offer added flexibility. Upstairs, you'll find two additional bedrooms, including a spacious primary with ample closet space, along with a second full bath. The finished lower level provides substantial additional living space with two direct exterior access points, potential for a 4th bedroom, a full walk-in pantry, and an enclosed screened-in porch overlooking the lush yard. Newer roof as well as exterior cedar shingles painted in 2025. Conveniently located near shopping, dining, Route 1 and public transportation, with Boston, Logan Airport and two area beaches approximately 15 minutes away.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Aug 19, 2026
$785,000
Original listing
Agent: Noelle Medugno Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2026 $6,490 $622,800

Financial Details

Annual Property Tax
$6,490
Tax Year 2026
Assessed Value
$622,800

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 2,800 sq ft
Lot Size 0.24 acres
Bedrooms 3
Full Baths 3
Total Rooms 8

Interior

Heating Baseboard, Heat Pump, Natural Gas, Electric
Cooling Ductless
Flooring Wood, Tile, Vinyl, Carpet, Laminate, Hardwood
Appliances Gas Water Heater, Tankless Water Heater, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Finished, Walk-out Access, Interior Entry
Laundry Dryer Hookup - Electric, Washer Hookup
Features Closet, Cable Hookup, Pantry, Bonus Room

Exterior

Construction Conventional (2x4-2x6)
Architecture Cape
Roof Shingle
Features Porch - Screened, Deck, Deck - Wood, Covered Patio/deck, Balcony, Rain Gutters, Storage, Professional Landscaping, Fenced Yard, Garden, Stone Wall
Pool None
Spa None
Fencing Fenced
Patio/Porch Screened, Deck, Deck - Wood, Covered
Features Paved Drive, Off Street, Paved
Total Spaces 3
Electric 220 Volts, Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven, Washer Hookup
Annual Tax $6,490
Assessed Value $622,800
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Yellow
Sq Ft Source Measured
Sq Ft Disclosures Approximate. Buyer to do due diligence
Documents None
County Essex
Total market time (incl. prior listings) 15 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
3
Full Bathrooms
3
Living Area
2,800 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl, Carpet, Laminate, Hardwood
Appliances: Gas Water Heater, Tankless Water Heater, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Closet, Cable Hookup, Pantry, Bonus Room
Windows: Insulated Windows, Storm Window(s)
Basement: Full, Finished, Walk-Out Access, Interior Entry
Laundry: Dryer Hookup - Electric, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1955
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Heat Pump, Natural Gas, Electric
Heating Zones: 2
Cooling: Ductless
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Screened, Deck, Deck - Wood, Covered Patio/Deck, Balcony, Rain Gutters, Storage, Professional Landscaping, Fenced Yard, Garden, Stone Wall
Patio & Porch: Screened, Deck, Deck - Wood, Covered
Fencing: Fenced
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Public School
School District
Saugus School District local
B
School Safety 2024-25
4.9% Above Average
4.5% Suspensions 1.0% In-School 0.4% Emergency
0.6% below state avg
E

Elementary Schools

3 schools
Veterans Early Learning Center
0.3 mi
492 students Diverse
Diverse Student Body
Grades PK-01
A-
Belmonte STEAM Academy
0.9 mi | #4 of 12 | Score: 45.5
Improved 616 spots from last year
-12.8 below state avg
815 students Diverse
Rising School Diverse Student Body
Grades 02-05
A
Pioneer Charter School of Science II
1.3 mi | #39 of 346 | Score: 68.9
Improved 13 spots from last year
+10.7 above state avg
684 students Very Diverse
Strong AP Program College Ready Curriculum Diverse Student Body Strong Attendance
Grades K-12
M

Middle Schools

3 schools
C+
Saugus Middle School
1.4 mi | #247 of 352 | Score: 36.4
Improved 64 spots from last year
-21.8 below state avg
612 students Diverse
Rising School Diverse Student Body
Grades 06-08
C
Susan B. Anthony Middle School
2.4 mi | #258 of 352 | Score: 35.7
Improved 8 spots from last year
-22.5 below state avg
537 students Diverse
Grades 06-08
A-
Rumney Marsh Academy
2.6 mi | #5 of 16 | Score: 37.8
Improved 307 spots from last year
-20.5 below state avg
538 students Moderate
Rising School Strong Attendance
Grades 06-08
H

High Schools

3 schools
C-
Classical High School
1.2 mi | #304 of 346 | Score: 37.5
Improved 49 spots from last year
-20.8 below state avg
1,513 students Moderate
Early College Program Rising School Career Tech Programs
Grades 09-12
C
Saugus High School
1.4 mi | #265 of 346 | Score: 46.1
Improved 3 spots from last year
-12.1 below state avg
695 students Diverse
17 sports • 972 athletes
College Ready Curriculum Strong Athletics Diverse Student Body
Grades 09-12
City Arts & Sciences Academy at Fecteau-Leary
2.4 mi
259 students Moderate
Grades 06-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $541
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

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Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

Pleasant Hills

21 Oakwood Ave, Saugus MA 01906

Saugus, MA 01906

Listing Information

Listing Agent Noelle Medugno
Listing Office Lamacchia Realty, Inc.
Office Phone 978-993-3600
Agent MLS ID CN243406
Office MLS ID AN6314
Listing Data Updated Sep 3, 2026 10:33 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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