21 Pine St # 21, Ayer MA 01432

Ayer, MA 01432
$629,900
Est. $3,660/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2.5
Baths
1,735
Sq Ft
$363
Price/Sq Ft
0.55
Acres
2026
Year Built
1
Garage Space
New today
Time on Market
For Sale Listed Oct 14, 2026 • MLS# 73590792 Copied! • Updated Oct 14, 2026

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About this home

Entertain and create priceless family memories in this amazing, water front, new construction Townhomel! Tons of natural light! 3 Bedrooms w office. Stylish and elegant white kitchen with Quartz counters, SS appliances, subway tile back-splash, and designer pendants. Open concept with kitchen flowing to dining room and open to large living room. 8' glass slider to back deck connects outdoor enjoyment to inside. Large master, 4 piece bath w double vanity, and large walk in closet. Spacious main bath with shower / tub and and pinned niche. A master blend of classic and updated trim, featuring Stafford casing, full sills, square balusters, box newels, and flat stock wainscoting used throughout. Tranquil water views and nature preserve like surroundings. Just minutes to I-495, Rte 2, and tons of restaurants and shops. Start living the lifestyle you deserve today! Option to finish walkout basement increasing living area to 2,535 square feet! You can’t control gas prices, but you can control your energy bills. Save every month in this energy-efficient new construction home! *GPS use 15 3rd St Ayer Ma*

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 14, 2026
$629,900
Original listing
Agent: Max Geesey Office: The Aho Realty Group

Tax History

Year Taxes Assessment
2022 $0 $0

Financial Details

Annual Property Tax
$0
Tax Year 2022
HOA Fee
$275
Monthly
Assessed Value
$0

Facts & Features

1 Car Garage
Central AC
New Construction

Home Facts

Type Residential
Style Condex
Year Built 2026
Living Area 1,735 sq ft
Lot Size 0.55 acres
Stories 2
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Central, Forced Air, Propane
Cooling Central Air
Flooring Tile, Carpet, Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Microwave, Energy Star Qualified Dishwasher, Oven
Fireplace None
Basement Y
Laundry None
Features Office, Finish - Sheetrock

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 1
Has Garage Yes
Features Attached
Total Spaces 4
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax 0.00
Assessed Value 0.00
HOA Fee $275 Monthly
Fee Includes Insurance, Snow Removal
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures None
Exclusions Refrigerator Is Not Included.
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 21
Sq Ft Source Owner
Sq Ft Disclosures Option to finish walkout basement for 2,535 square feet.
Documents None
County Middlesex

Property Overview

Property Type
Condex
Listing Type
For Sale
Year Built
2026
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,735 sq ft
Total Rooms
7
Stories
2
Entry Level
1

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Microwave, ENERGY STAR Qualified Dishwasher, Oven
Interior Features: Office, Finish - Sheetrock
Windows: Insulated Windows
Basement: Y
Laundry:
Security:

Construction & Materials

Year Built: 2026
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 2

Utilities & Systems

Heating: Central, Forced Air, Propane
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached
School District
Ayer-Shirley School District local
C+
E

Elementary Schools

3 schools
C+
Page Hilltop Elementary School
0.9 mi | #552 of 825 | Score: 42.9
Dropped 69 spots from last year
-15.3 below state avg
513 students Diverse
Grades PK-05
Groton Community School
3.1 mi
Grades PK-K
JRI Littleton Academy Residential Program
3.7 mi
Grades K-12
M

Middle Schools

3 schools
B
Ayer Shirley Regional Middle School
3.1 mi | #163 of 352 | Score: 43.2
Improved 17 spots from last year
-15 below state avg
396 students Moderate
Grades 06-08
A-
The Bromfield Middle School
3.8 mi | #78 of 352 | Score: 52.5
Dropped 77 spots from last year
-5.7 below state avg
241 students Moderate
Strong Attendance
Grades 06-08
A
Littleton Middle School
4.9 mi | #61 of 352 | Score: 54.8
Dropped 20 spots from last year
-3.4 below state avg
377 students Moderate
Strong Attendance
Grades 06-08
H

High Schools

3 schools
B
Ayer Shirley Regional High School
1.0 mi | #164 of 346 | Score: 54.6
Dropped 57 spots from last year
-3.6 below state avg
386 students Diverse
18 sports • 956 athletes
High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
B+
Francis W. Parker Charter Essential
1.4 mi | #121 of 346 | Score: 59.1
Dropped 55 spots from last year
+0.9 above state avg
395 students Moderate
Strong AP Program High Graduation Rate College Ready Curriculum
Grades 07-12
Groton School
3.1 mi
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $0
Homeowners Insurance $200
HOA Fee $275/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

21 Pine St # 21, Ayer MA 01432

Ayer, MA 01432

Listing Information

Listing Agent Max Geesey
Listing Office The Aho Realty Group
Office Phone 508-326-3793
Agent MLS ID CN210637
Office MLS ID AN1353
Listing Data Updated Oct 14, 2026 7:06 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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