BMN Boston

Get our mobile app!

Download on the App Store

21 S Cottage Road # 78, Belmont MA 02478

Belmont, MA 02478
$2,099,000
$1,998,000
Est. $13,148/month
3
Beds
3.5
Baths
3,839
Sq Ft
$520
Price/Sq Ft
2010
Year Built
2
Garage Spaces
13
Days on Market
Pending Price Drop -$101,000 Listed Jun 12, 2026 • MLS# 73535314 Copied! • Updated Jul 9, 2026

About this home

Rarely available “Belmont” Style End Unit with ELEVATOR! Move right in & enjoy this amazing unit at the Woodlands at Belmont Hill!First floor primary bedroom includes hardwood flooring,spacious walk-in closets with custom wood closet built-ins,large bathroom with tile walk in shower,double vanity & heated floor.Large open living room with cathedral height ceilings & gas fireplace overlooking your deck with retractable awning&gas line for your grill! Enjoy the amazing evening sunsets!Dining Room opens to eat-in kitchen with wood cabinetry & gourmet appliances including Viking Wall ovens (Double),Viking Cook top,Sub Zero Fridge and walk in pantry.Second floor has a spacious landing, 2 large bedrooms with amazing closets & a full bathroom.Walk out lower level offers flexibility with gym space,family room,bedroom,kitchenette,laundry, full bathroom & tons of storage.Whole house sound system&nest thermostats. Attached 2 car garage. All located close to Cambridge and Boston & other mj routes.

View in the App

Save this property, schedule tours instantly, and get alerts when the price drops

Scan to download BMN Boston app Scan with phone
Get the full experience in the BMN Boston app

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.8%
Price Range

Property Timeline

Pending Sale
Jun 26, 2026
Offer accepted, sale pending
Price Reduced
Jun 25, 2026
$1,998,000 $101,000 (-4.81%)
From $2,099,000 to $1,998,000 (-4.8%)
🏠
Listed for Sale
Jun 12, 2026
$2,099,000
Original listing
Agent: Christine Pomer Office: Coldwell Banker Realty - Lexington

Tax History

Year Taxes Assessment
2026 $21,003 $1,844,000

Financial Details

Annual Property Tax
$21,003
Tax Year 2026
HOA Fee
$1,095
Monthly
Assessed Value
$1,844,000

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 2010
Living Area 3,839 sq ft
Bedrooms 3
Full Baths 3
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Tile, Hardwood
Appliances Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Y
Laundry In Basement, In Unit
Features Bathroom - Half, Exercise Room, Bathroom, Elevator

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck - Vinyl
Pool None
Spa None
Fencing None
Patio/Porch Deck - Vinyl
Garage Spaces 2
Has Garage Yes
Features Attached
Total Spaces 4
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $21,003
Assessed Value $1,844,000

HOA & Community

HOA Fee $1,095 Monthly
Fee Includes Insurance, Maintenance Structure, Road Maintenance, Snow Removal, Trash, Reserve Funds
Amenities None
Optional Fee Includes None
Pets Yes w/ Restrictions
Seller Disclosures 2 Burners On Cooktop Need To Be Manually Lit
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 78
Sq Ft Source Measured
Documents Master Deed, Unit Deed, Master Plan (3)
County Middlesex
Total market time (incl. prior listings) 14 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2010
Bedrooms
3
Full Bathrooms
3
Half Bathrooms
1
Living Area
3,839 sq ft
Total Rooms
8
Stories
3
Entry Level
1

Room Details

First Floor

Bathroom1
8 x 11
Bathroom - Full, Bathroom - Tiled With Shower Stall
Dining Room
Flooring - Hardwood
Kitchen
14 x 12
Flooring - Hardwood
Living Room
19 x 29
Ceiling Fan(s), Flooring - Hardwood
Master Bedroom
13 x 11
Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood

Second Floor

Bedroom3
17 x 14
Closet, Flooring - Hardwood
Bathroom2
11 x 9
Bathroom - Full, Bathroom - Tiled With Tub & Shower
Bedroom2
20 x 13
Closet, Closet/Cabinets - Custom Built

Basement Floor

Bedroom4
17 x 14
Flooring - Wall to Wall Carpet
Bathroom3
Bathroom - Full, Bathroom - Tiled With Shower Stall
Family Room
17 x 27
Flooring - Hardwood

Other Floor

Bedroom5
Office
Master Bathroom
Yes

Interior Features

Flooring: Tile, Hardwood
Appliances: Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Bathroom - Half, Exercise Room, Bathroom, Elevator
Windows: Insulated Windows
Basement: Y
Laundry: In Basement, In Unit
Security: Security System

Construction & Materials

Year Built: 2010
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Vinyl
Patio & Porch: Deck - Vinyl
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Medical Facility, Bike Path, Highway Access, House of Worship, Private School, Public School, T-Station, University

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,750
Homeowners Insurance $200
HOA Fee $1,095/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

21 S Cottage Road # 78, Belmont MA 02478

Belmont, MA 02478

Listing Information

Listing Agent Christine Pomer
Listing Office Coldwell Banker Realty - Lexington
Office Phone 781-862-2600
Agent MLS ID BB810856
Office MLS ID AN6216
Listing Data Updated Jul 9, 2026 9:17 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steven Novak
Steven Novak
BMN Boston Real Estate
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Belmont, MA

Real-time market trends and pricing data for this area

21 S Cottage Road # 78, Belmont MA 02478 - Photo 1 21 S Cottage Road # 78, Belmont MA 02478 - Photo 2 21 S Cottage Road # 78, Belmont MA 02478 - Photo 3 21 S Cottage Road # 78, Belmont MA 02478 - Photo 4 21 S Cottage Road # 78, Belmont MA 02478 - Photo 5 21 S Cottage Road # 78, Belmont MA 02478 - Photo 6 21 S Cottage Road # 78, Belmont MA 02478 - Photo 7 21 S Cottage Road # 78, Belmont MA 02478 - Photo 8 21 S Cottage Road # 78, Belmont MA 02478 - Photo 9 21 S Cottage Road # 78, Belmont MA 02478 - Photo 10 21 S Cottage Road # 78, Belmont MA 02478 - Photo 11 21 S Cottage Road # 78, Belmont MA 02478 - Photo 12 21 S Cottage Road # 78, Belmont MA 02478 - Photo 13 21 S Cottage Road # 78, Belmont MA 02478 - Photo 14 21 S Cottage Road # 78, Belmont MA 02478 - Photo 15 21 S Cottage Road # 78, Belmont MA 02478 - Photo 16 21 S Cottage Road # 78, Belmont MA 02478 - Photo 17 21 S Cottage Road # 78, Belmont MA 02478 - Photo 18 21 S Cottage Road # 78, Belmont MA 02478 - Photo 19 21 S Cottage Road # 78, Belmont MA 02478 - Photo 20 21 S Cottage Road # 78, Belmont MA 02478 - Photo 21 21 S Cottage Road # 78, Belmont MA 02478 - Photo 22 21 S Cottage Road # 78, Belmont MA 02478 - Photo 23 21 S Cottage Road # 78, Belmont MA 02478 - Photo 24 21 S Cottage Road # 78, Belmont MA 02478 - Photo 25 21 S Cottage Road # 78, Belmont MA 02478 - Photo 26 21 S Cottage Road # 78, Belmont MA 02478 - Photo 27 21 S Cottage Road # 78, Belmont MA 02478 - Photo 28 21 S Cottage Road # 78, Belmont MA 02478 - Photo 29 21 S Cottage Road # 78, Belmont MA 02478 - Photo 30 21 S Cottage Road # 78, Belmont MA 02478 - Photo 31 21 S Cottage Road # 78, Belmont MA 02478 - Photo 32 21 S Cottage Road # 78, Belmont MA 02478 - Photo 33 21 S Cottage Road # 78, Belmont MA 02478 - Photo 34 21 S Cottage Road # 78, Belmont MA 02478 - Photo 35 21 S Cottage Road # 78, Belmont MA 02478 - Photo 36 21 S Cottage Road # 78, Belmont MA 02478 - Photo 37 21 S Cottage Road # 78, Belmont MA 02478 - Photo 38 21 S Cottage Road # 78, Belmont MA 02478 - Photo 39
Steven Novak

Steven Novak

BMN Boston Real Estate

Your message will be sent to Steven Novak.

Schedule a Tour