21 Vernon Street, Lowell MA 01850

Lowell, MA 01850 • Christian Hill
$550,000
Est. $3,456/month
3
Beds
2
Baths
2,369
Sq Ft
$232
Price/Sq Ft
0.15
Acres
1910
Year Built
73
Days on Market
Active Price Drop -$25,000 Listed Sep 24, 2025 • MLS# 73435270 Copied!

About this home

Discover the charm of 21 Vernon Street, Lowell, MA,, This updated 3-bedroom, 2-bath colonial in sought-after Christian Hill offers 3 parking spaces and a garage with just a few steps into the main living area. Access is through the shared drive at the back of the house—private and convenient. Inside, the open-concept layout makes daily living and entertaining easy, with a modern kitchen that flows right into the dining area. The bright living room features a cozy fireplace as its centerpiece, while upstairs you’ll find three generous bedrooms with plenty of closet space and natural light. Both bathrooms have been tastefully updated. A walk-up attic bonus room provides flexibility for an office, workout space, or storage. The backyard and deck are an unexpected highlight, offering space to relax or gather outdoors. Located near schools, shopping, parks, and major highways, it’s priced to sell and ready for its next chapter in the heart of Lowell.

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1910
Bedrooms
3
Full Bathrooms
2
Living Area
2,369 sq ft
Total Rooms
8

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1910
Living Area 2,369 sq ft
Lot Size 0.15 acres
Bedrooms 3
Full Baths 2
Total Rooms 8

Interior

Heating Central, Steam, Natural Gas
Cooling None
Flooring Tile, Laminate, Flooring - Vinyl
Appliances Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full, Unfinished
Laundry In Basement
Features Recessed Lighting, Office

Exterior

Construction None
Architecture Colonial
Roof Shingle
Features Porch - Enclosed, Deck
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck

Parking

Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,703
Assessed Value $496,800

Interior Features

Flooring: Tile, Laminate, Flooring - Vinyl
Appliances: Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Recessed Lighting, Office
Windows:
Basement: Full, Unfinished
Laundry: In Basement
Security:

Construction & Materials

Style: Colonial
Year Built: 1910
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Central, Steam, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck
Patio & Porch: Porch - Enclosed, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
View: Yes
View Type: City View(s)
Community Amenities: Public Transportation, Park, Public School

Location

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Neighborhood

Christian Hill

21 Vernon Street, Lowell MA 01850

Lowell, MA 01850

Walkability

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Schools

School information not available

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $475
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
2.7%
Price Range

Property Timeline

Price Reduced
Dec 5, 2025
$550,000 $15,000 (-2.65%)
From $565,000 to $550,000 (-2.6%)
🏠
Listed for Sale
Sep 24, 2025
$565,000
Original listing
Office: Barrett Sotheby's International Realty

Price & Status History

Date Event Price Change
Dec 5, 2025 Price Changed $550,000 -$15,000
Sep 24, 2025 New Listing Added $565,000

Market Statistics

Days on Market
73 days
Price per Sq Ft
$232
Total Price Drop
-$25,000

Tax History

Year Taxes Assessment
2025 $5,703 $496,800

Financial Details

Annual Property Tax
$5,703
Tax Year 2025
Assessed Value
$496,800

Listing Information

Listing Agent The Edwards Realty Team
Listing Office Barrett Sotheby's International Realty
Agent MLS ID TEAM0391
Office MLS ID AN6966
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Lowell, MA

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