22-24 Floyd St, Lowell MA 01852

Lowell, MA 01852
$1,080,000
$890,000
Est. $5,438/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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10
Beds
4
Baths
5,068
Sq Ft
$176
Price/Sq Ft
0.10
Acres
1900
Year Built
69
Days on Market
Sale Pending Price Drop -$190,000 Listed Jul 21, 2026 • MLS# 73552980 Copied! • Updated Sep 30, 2026

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About this home

Perfectly situated just minutes from UMass Lowell, Middlesex Community College, and downtown Lowell, this property offers exceptional convenience with easy access to restaurants, breweries, shopping, Lowell National Historical Park, the Tsongas Center, Merrimack Repertory Theatre, and major highways including Routes 3, 110, and I-495. The nearby Lowell Commuter Rail provides a direct connection to Boston, making this a highly desirable location for both tenants and owner-occupants. Featuring four units, ten bedrooms, and a location in one of Lowell's fastest-growing neighborhoods, this property presents an outstanding opportunity to generate strong rental income while benefiting from the area's continued growth and demand.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
17.6%
Price Range

Property Timeline

📋
Status: Active under contract
Sep 16, 2026
Active → Active Under Contract
⏳
Pending Sale
Sep 13, 2026
Offer accepted, sale pending
🔧
Property Type Updated
Sep 1, 2026
4 Family → 4 Family - 4 Units Up/Down
↓
Price Reduced
Sep 1, 2026
$890,000 $109,000 (-10.91%)
From $999,000 to $890,000 (-10.9%)
↓
Price Reduced
Aug 4, 2026
$999,000 $81,000 (-7.5%)
From $1,080,000 to $999,000 (-7.5%)
🏠
Listed for Sale
Jul 21, 2026
$1,080,000
Original listing
Agent: Ranjan Thapa Office: High Quality Real Estate LLC

Tax History

Year Taxes Assessment
2025 $8,853 $771,200

Financial Details

Annual Property Tax
$8,853
Tax Year 2025
Assessed Value
$771,200

Facts & Features

Home Facts

Type Residential Income
Style 4 Family - 4 Units Up/Down
Year Built 1900
Living Area 5,068 sq ft
Lot Size 0.10 acres
Stories 4
Bedrooms 10
Full Baths 4
Total Rooms 16

Investment Metrics

Units 4
Unit 1 Rent — · N
Unit 2 Rent $2,000/mo · N
Unit 3 Rent $1,600/mo · N
Unit 4 Rent $2,200/mo · Y
Total Monthly Rent $5,800/mo
Gross Income $88,800
Net Operating Income $88,800
Cap Rate 9.98%
Heating None
Cooling None
Flooring Wood, Carpet
Appliances None
Fireplace None
Basement Unfinished
Laundry Washer Hookup
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features On Street
Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other Washer Hookup

Financial

Annual Tax $8,853
Assessed Value $771,200
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Seller Has Never Occupied The Property. Buyer And Buyers Agent Are Responsible For Conducting Their Own Due Diligence. Listing Agent Is A Partial Owner Of The Property. Sold As Is.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 71 days

Property Overview

Property Type
4 Family - 4 Units Up/Down
Listing Type
Sale Pending
Year Built
1900
Bedrooms
10
Full Bathrooms
4
Living Area
5,068 sq ft
Total Rooms
16
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Wood, Carpet
Appliances:
Interior Features:
Windows:
Basement: Unfinished
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating:
Heating Zones: 4
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Parking Features: On Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $738
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

22-24 Floyd St, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Ranjan Thapa
Listing Office High Quality Real Estate LLC
Office Phone 857-373-9607
Agent MLS ID CN256783
Office MLS ID AN9381
Listing Data Updated Sep 30, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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