LevelSecond
22 Old Harbor Lane, Oak Bluffs MA 02557
Oak Bluffs, MA 02557 • Oak Bluffs - Waterview Farm
$1,850,000
Est. $10,303/month
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About this home
Quintessential Waterview Farm! Built as a year-round home with the charm of the original cottages, this well-loved retreat awaits its next chapter. The sunny, open floor plan offers two bedrooms and a full bath on each level, with generous gathering spaces throughout. A skylit kitchen is tucked into a corner of the main living area, where a curved wall of glass opens to a deck and private yard. The sunken living room features a fireplace and stairs to a loft seating area. Built in 1978, the home is fully winterized with oil forced-air heat and a partial basement. The south facing half-acre lot abuts an 8-acre forever-wild meadow. A nearby path leads across wildflower fields to the association beach. Set between Farm Neck and Felix Neck, Waterview Farm offers 22 acres of common land, a sandy beach, dock, boat storage, and possible mooring—ready to enjoy now and enhance over time.
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Property History
Property Timeline
Listed for Sale
Apr 22, 2026
$1,850,000
Original listing
Office: Sandpiper Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 04/22/2026 | 🏠 Listed for Sale | $1,850,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,126 | $1,628,470 |
Financial Details
Annual Property Tax
$8,126
Tax Year 2026
HOA Fee
$850
Annually
Assessed Value
$1,628,470
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1978
Living Area
1,833 sq ft
Lot Size
0.47 acres
Bedrooms
4
Full Baths
2
Total Rooms
7
Interior
Heating
Forced Air
Cooling
None
Flooring
Vinyl, Carpet
Appliances
Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Partial, Unfinished
Laundry
None
Features
Loft
Exterior
Construction
Frame
Architecture
Contemporary
Roof
Wood
Features
Deck - Wood
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Features
Off Street
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Oven
Financial
Annual Tax
$8,126
Assessed Value
$1,628,470
HOA & Community
HOA
Yes
HOA Fee
$850 Annually
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Association Required
Yes
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Dukes
Total market time (incl. prior listings)
91 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1978
Bedrooms
4
Full Bathrooms
2
Living Area
1,833 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,833 sq ft above grade
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Loft
Windows:
Insulated Windows
Basement:
Partial, Unfinished
Laundry:
Security:
Construction & Materials
Style:
Contemporary
Year Built:
1978
Structure Type:
Exterior Materials:
Frame
Roof:
Wood
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Forced Air
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street
Special Features
Fireplaces:
1
Fireplace Type:
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Public Transportation, Walk/Jog Trails, Bike Path, Conservation Area
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$677
Homeowners Insurance
$200
HOA Fee
$71/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Oak Bluffs - Waterview Farm
22 Old Harbor Lane, Oak Bluffs MA 02557
Oak Bluffs, MA 02557
Listing Information
Listing Office
Sandpiper Realty, Inc.
Office Phone
508-627-3737
Agent MLS ID
A9501703
Office MLS ID
AN9490
Listing Data Updated
Jul 22, 2026 11:54 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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