22 Railroad St # 314, Andover MA 01810

Andover, MA 01810
$475,000
Est. $3,425/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,022
Sq Ft
$465
Price/Sq Ft
1987
Year Built
2
Parking
New today
Time on Market
For Sale Listed Oct 16, 2026 • MLS# 73591904 Copied! • Updated Oct 16, 2026

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About this home

Enjoy comfortable, convenient downtown living in this updated two-bedroom, two-full-bath condo in a mid-rise building. Hardwood floors run throughout, and the updated kitchen features quartz countertops. The spacious family room opens to a private balcony—an inviting spot to unwind or enjoy your morning coffee.In-unit laundry and plenty of storage add everyday convenience, while two deeded parking spaces make coming and going easy. Ideally located in downtown Andover, the condo is close to the train station and Whole Foods Market, with restaurants, shops, and the town center all within walking distance. Enjoy easy access to major highways, too—a wonderful opportunity for low-maintenance living in a convenient location.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 16, 2026
$475,000
Original listing
Agent: The Joe & Cindy Team Office: William Raveis R.E. & Home Services

Tax History

Year Taxes Assessment
2025 $4,879 $390,600

Financial Details

Annual Property Tax
$4,879
Tax Year 2025
HOA Fee
$417
Monthly
Assessed Value
$390,600

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1987
Living Area 1,022 sq ft
Stories 1
Bedrooms 2
Full Baths 2
Total Rooms 4

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Tile, Marble, Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range Hood
Fireplace None
Basement N
Laundry First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Features Closet, Entrance Foyer

Exterior

Construction Frame, Brick
Architecture None
Roof Rubber
Features Balcony, Professional Landscaping
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street, Deeded, Guest
Total Spaces 2
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,879
Assessed Value $390,600

HOA & Community

HOA Fee $417 Monthly
Fee Includes Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash
Amenities Elevator(s), Fitness Center, Clubroom
Optional Fee Includes None
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type ["Mid-Rise"]
Unit/Building 314
Sq Ft Source Public Record
Documents Master Deed, Rules & Regs (2)
County Essex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1987
Bedrooms
2
Full Bathrooms
2
Living Area
1,022 sq ft
Total Rooms
4
Stories
1
Entry Level
3

Floor Layout

Interior Features

Flooring: Tile, Marble, Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range Hood
Interior Features: Closet, Entrance Foyer
Windows:
Basement: N
Laundry: First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Security: Intercom

Construction & Materials

Year Built: 1987
Structure Type: Mid-Rise
Exterior Materials: Frame, Brick
Roof: Rubber
Foundation:
Stories: 1

Utilities & Systems

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony, Professional Landscaping
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Deeded, Guest

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $407
Homeowners Insurance $200
HOA Fee $417/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

22 Railroad St # 314, Andover MA 01810

Andover, MA 01810

Listing Information

Listing Agent The Joe & Cindy Team
Listing Office William Raveis R.E. & Home Services
Office Phone 978-475-5100
Agent MLS ID TM328050
Office MLS ID AN0949
Listing Data Updated Oct 16, 2026 2:44 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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