220 River Rd, Lowell MA 01852

Lowell, MA 01852
$740,000
$725,000
Est. $4,566/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2.5
Baths
2,346
Sq Ft
$309
Price/Sq Ft
0.24
Acres
2001
Year Built
2
Garage Spaces
20
Days on Market
For Sale Price Drop -$15,000 Open House Listed Aug 26, 2026 • MLS# 73568704 Copied! • Updated Sep 14, 2026

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Open House Schedule

17
Sep
Thursday, September 17
4:00 PM - 6:00 PM EDT

About this home

River views, abundant space & a location that puts you close to it all! Set along the Merrimack River in sought after Belvidere, this contemporary cape offers character, functionality & natural beauty. Inside soaring ceilings, oversized windows, HW floors & a gas fireplace creates a warm welcome. The main level flows easily from the living RM into the dining, RM & eat-in kitchen, 1/2 Bath along w/ a 1st floor primary suite w/ BA & WIC. Upstairs, an expansive 350+SF lofted family RM captures water views, along w/ 2 addt’l BDRMS & a full BA. Outside, mature trees frame theproperty, while fruit trees, a 10x10 deck & the sights & sounds of the Merrimack create a peaceful backdrop. Additionalhighlights: 2-car garage, storage space in the unfinished basement, a 2023 architectural shingle roof, french drain,central AC & more. Enjoy being under 15 minutes to I-495, golf, the Tsongas Center, restaurants, parks & more.Showings begin immediately.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
2%
Price Range

Property Timeline

Price Reduced
Sep 14, 2026
$725,000 $15,000 (-2.03%)
From $740,000 to $725,000 (-2.0%)
🏠
Listed for Sale
Aug 26, 2026
$740,000
Original listing
Agent: Blood Team Office: Keller Williams Realty - Merrimack

Tax History

Year Taxes Assessment
2025 $8,399 $731,600

Financial Details

Annual Property Tax
$8,399
Tax Year 2025
Assessed Value
$731,600

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2001
Living Area 2,346 sq ft
Lot Size 0.24 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Steam, Natural Gas
Cooling Central Air, Other
Flooring Wood, Vinyl
Appliances Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck, Rain Gutters, Fruit Trees, Other
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 4
Electric 220 Volts, Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup
Annual Tax $8,399
Assessed Value $731,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint None, Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Measured
Documents None
County Middlesex
Total market time (incl. prior listings) 19 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2001
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,346 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Wood, Vinyl
Appliances: Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 2001
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 1
Cooling: Central Air, Other
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Rain Gutters, Fruit Trees, Other
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Cleared
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $700
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

220 River Rd, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Blood Team
Listing Office Keller Williams Realty - Merrimack
Office Phone 978-433-8800
Agent MLS ID TM307818
Office MLS ID AN5176
Listing Data Updated Sep 14, 2026 12:28 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
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