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220 Spencer Ave # 304, Chelsea MA 02150

Chelsea, MA 02150
$499,000
$475,000
Est. $3,496/month
1
Beds
1
Baths
1,146
Sq Ft
$414
Price/Sq Ft
1900
Year Built
1
Parking
41
Days on Market
Active Price Drop -$24,000 Listed May 26, 2026 • MLS# 73523757 Copied! • Updated Jul 6, 2026

About this home

Ask about potential Grants up to $25,000!! 1-of-A-Kind Penthouse Loft in this early 1900's Tudor schoolhouse named the Keen Lofts! This top floor corner unit of 1,146 square feet is an open concept with large separate bedroom. Impressive high vaulted ceilings and unique roof line give architectural details of original wooden beams and metal poles that enhances the sense of spaciousness. The kitchen has a vented hood, tons of storage and includes wooden prep table. Perfect for entertaining. Large separate bedroom + 2nd bonus sleeping loft or home office! The unit floods with sunlight, has hardwood floors throughout, oversized windows that have automated blinds! Central A/C, Laundry on the floor, 1 deeded parking space, and an elevator all in a secure professionally managed building! Easy Commute to Boston, Cambridge, Logan Airport and easy access to Rt 1, Rt & 16. Taxes are only $1,859 annually with residential exemption. Truly extraordinary in a market flooded with the ordinary!

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.8%
Price Range

Property Timeline

Price Reduced
Jun 15, 2026
$475,000 $24,000 (-4.81%)
From $499,000 to $475,000 (-4.8%)
🏠
Listed for Sale
May 26, 2026
$499,000
Original listing
Agent: Yoni Haiminis Office: Compass

Tax History

Year Taxes Assessment
2026 $5,063 $441,000

Financial Details

Annual Property Tax
$5,063
Tax Year 2026
HOA Fee
$472
Monthly
Assessed Value
$441,000

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 1,146 sq ft
Bedrooms 1
Full Baths 1
Total Rooms 4

Interior

Heating Forced Air
Cooling Central Air
Flooring Wood
Appliances Range, Dishwasher, Disposal, Refrigerator, Freezer
Fireplace None
Basement N
Laundry In Building
Features None

Exterior

Construction Brick, Stone
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $5,063
Assessed Value $441,000

HOA & Community

HOA Fee $472 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities Hot Water, Elevator(s)
Optional Fee Includes Hot Water, Water, Sewer, Master Insurance, Laundry Facilities, Elevator, Exterior Maintenance, Landscaping, Reserve Funds
Down Payment Resource Eligible
Pets Yes
Seller Disclosures Gross Taxes Are $5, 062.68 | Residential Exemption Of $3, 203.68 | With Exemption Taxes Are Only $1, 859 Annually.
Exclusions Tenants Personal Belongings
Possession None
Accepted Financing Contract
Structure Type ["Loft"]
Unit/Building 304
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 41 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
1
Full Bathrooms
1
Living Area
1,146 sq ft
Total Rooms
4
Stories
2
Entry Level
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
No

Interior Features

Flooring: Wood
Appliances: Range, Dishwasher, Disposal, Refrigerator, Freezer
Interior Features:
Windows: Insulated Windows
Basement: N
Laundry: In Building
Security: Intercom

Construction & Materials

Year Built: 1900
Effective Year (Renovated): 2006
Structure Type: Loft
Exterior Materials: Brick, Stone
Roof:
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Forced Air
Heating Zones: 1
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $422
Homeowners Insurance $200
HOA Fee $472/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

220 Spencer Ave # 304, Chelsea MA 02150

Chelsea, MA 02150

Listing Information

Listing Agent Yoni Haiminis
Listing Office Compass
Office Phone 617-206-3333
Agent MLS ID CT000758
Office MLS ID AN2383
Listing Data Updated Jul 6, 2026 10:19 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steven Novak
Steven Novak
BMN Boston Real Estate
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Steven Novak

Steven Novak

BMN Boston Real Estate

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