220 Spencer Ave # 304, Chelsea MA 02150
Chelsea, MA 02150
$499,000
$475,000
Est. $3,496/month
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About this home
Ask about potential Grants up to $25,000!! 1-of-A-Kind Penthouse Loft in this early 1900's Tudor schoolhouse named the Keen Lofts! This top floor corner unit of 1,146 square feet is an open concept with large separate bedroom. Impressive high vaulted ceilings and unique roof line give architectural details of original wooden beams and metal poles that enhances the sense of spaciousness. The kitchen has a vented hood, tons of storage and includes wooden prep table. Perfect for entertaining. Large separate bedroom + 2nd bonus sleeping loft or home office! The unit floods with sunlight, has hardwood floors throughout, oversized windows that have automated blinds! Central A/C, Laundry on the floor, 1 deeded parking space, and an elevator all in a secure professionally managed building! Easy Commute to Boston, Cambridge, Logan Airport and easy access to Rt 1, Rt & 16. Taxes are only $1,859 annually with residential exemption. Truly extraordinary in a market flooded with the ordinary!
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
4.8%
Price Range
Property Timeline
Status: Active under contract
Jul 20, 2026
Active → Active Under Contract
Pending Sale
Jul 20, 2026
Offer accepted, sale pending
Price Reduced
Jun 15, 2026
$475,000
$24,000
(-4.81%)
From $499,000 to $475,000 (-4.8%)
Listed for Sale
May 26, 2026
$499,000
Original listing
Agent: Yoni Haiminis
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/20/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/20/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/15/2026 | ↓ Price Reduced | $475,000 | $24,000 | - | From $499,000 to $475,000 (-4.8%) |
| 05/26/2026 | 🏠 Listed for Sale | $499,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,063 | $441,000 |
Financial Details
Annual Property Tax
$5,063
Tax Year 2026
HOA Fee
$472
Monthly
Assessed Value
$441,000
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1900
Living Area
1,146 sq ft
Bedrooms
1
Full Baths
1
Total Rooms
4
Interior
Heating
Forced Air
Cooling
Central Air
Flooring
Wood
Appliances
Range, Dishwasher, Disposal, Refrigerator, Freezer
Fireplace
None
Basement
N
Laundry
In Building
Features
None
Exterior
Construction
Brick, Stone
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street
Total Spaces
1
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$5,063
Assessed Value
$441,000
HOA & Community
HOA Fee
$472 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities
Hot Water, Elevator(s)
Optional Fee Includes
Hot Water, Water, Sewer, Master Insurance, Laundry Facilities, Elevator, Exterior Maintenance, Landscaping, Reserve Funds
Down Payment Resource
Eligible
Pets
Yes
MA Disclosures
Seller Disclosures
Gross Taxes Are $5, 062.68 | Residential Exemption Of $3, 203.68 | With Exemption Taxes Are Only $1, 859 Annually.
Exclusions
Tenants Personal Belongings
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["Loft"]
Unit/Building
304
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
63 days
Property Overview
Property Type
Condominium
Listing Type
Sale Pending
Year Built
1900
Bedrooms
1
Full Bathrooms
1
Living Area
1,146 sq ft
Total Rooms
4
Stories
2
Entry Level
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,146 sq ft above grade
FeaturesNo
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Range, Dishwasher, Disposal, Refrigerator, Freezer
Interior Features:
Windows:
Insulated Windows
Basement:
N
Laundry:
In Building
Security:
Intercom
Construction & Materials
Year Built:
1900
Effective Year (Renovated):
2006
Structure Type:
Loft
Exterior Materials:
Brick, Stone
Roof:
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Forced Air
Heating Zones:
1
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street
Nearby Schools
School District
Chelsea School District local
C-
School Safety
2024-25
5.2%
Above Average
2.9%
Suspensions
1.7%
In-School
2.3%
Emergency
0.3% below state avg
Elementary Schools
7 schools
Chelsea Virtual Learning Academy
0.1 mi
54 students
Less Diverse
College Ready Curriculum
Grades K-12
St. Rose Elementary School
0.7 mi
Grades PK-08
B+
William A Berkowitz Elementary School
0.1 mi
|
#287 of 824
|
Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
455 students
Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.1 mi
|
#406 of 824
|
Score: 47.6
Improved 100 spots from last year
-10.6 below state avg
430 students
Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
0.1 mi
|
#663 of 824
|
Score: 37.9
Improved 46 spots from last year
-20.4 below state avg
472 students
Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
0.1 mi
|
#642 of 824
|
Score: 38.6
Improved 188 spots from last year
-19.6 below state avg
527 students
Less Diverse
Rising School
Grades 01-04
Shurtleff Early Childhood School
1.0 mi
779 students
Less Diverse
Grades PK-01
Middle Schools
3 schools
D
Clark Avenue School
0.6 mi
|
#329 of 352
|
Score: 28.3
Improved 32 spots from last year
-29.9 below state avg
673 students
Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.9 mi
|
#290 of 352
|
Score: 32.4
Improved 56 spots from last year
-25.8 below state avg
487 students
Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.9 mi
|
#9 of 16
|
Score: 29.9
Improved 348 spots from last year
-28.3 below state avg
436 students
Less Diverse
Rising School
Grades 05-08
High Schools
3 schools
Seaport Academy School
1.6 mi
Grades 07-12
C
Chelsea Opportunity Academy
1.0 mi
|
#294 of 346
|
Score: 59.3
Same rank as last year
132 students
Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
1.0 mi
|
#283 of 346
|
Score: 42.9
Improved 25 spots from last year
-15.3 below state avg
1,649 students
Less Diverse
12 sports
• 796 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$422
Homeowners Insurance
$200
HOA Fee
$472/mo
PMI (if <20% down)
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
220 Spencer Ave # 304, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Yoni Haiminis
Listing Office
Compass
Office Phone
617-206-3333
Agent MLS ID
CT000758
Office MLS ID
AN2383
Listing Data Updated
Jul 29, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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