225 Smith St, Lowell MA 01851

Lowell, MA 01851
$600,000
Est. $3,678/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
3
Beds
2
Baths
1,178
Sq Ft
$509
Price/Sq Ft
0.14
Acres
1900
Year Built
12
Garage Spaces
New today
Time on Market
For Sale Listed Nov 12, 2026 • MLS# 73601666 Copied! • Updated Nov 12, 2026

Track this home for price, status, and open-house alerts.

About this home

Unique Corner-Lot Multi-Unit Property with 12 Garage Spaces!This exceptional corner-lot multi-unit property offers a rare combination of comfortable living space and outstanding investment potential. The first unit is a spacious studio featuring a generously sized kitchen and a separate storage room. Currently vacant, this unit is ready for an owner-occupant or additional rental income.The second unit is currently tenant-occupied and offers three generously sized bedrooms, a full bathroom, and a welcoming living room. The kitchen is equipped with stainless steel appliances, including a refrigerator and range.One of the property's most unique features is its 12 garage spaces, offering excellent potential for self-storage or additional income opportunities. There is also parking for up to six vehicles in the off-street parking area.Conveniently located near major highways, shopping centers, restaurants, the train station, public transportation, and UMass Lowell, this property presents an exceptional opportunity for investors or owner-occupants looking for versatility, convenience, and income potential.A unique investment opportunity with possibilities beyond traditional multi-family living!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Market Insights

63.3%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Nov 12, 2026
$600,000
Original listing
Agent: Sharlynna Luong Office: Lamacchia Realty, Inc.
Previous Transaction - MLS #70574754
Full transaction history available when tracking began
🏷️
Previously Sold
Jul 31, 2007
$220,000
MLS #70574754

Tax History

Year Taxes Assessment
2026 $5,323 $469,000

Financial Details

Annual Property Tax
$5,323
Tax Year 2026
Assessed Value
$469,000

Facts & Features

12 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 1,178 sq ft
Lot Size 0.14 acres
Stories 2
Bedrooms 3
Full Baths 2
Total Rooms 6

Investment Metrics

Units 2
Unit 1 Rent $1,300/mo · N
Unit 2 Rent — · N
Total Monthly Rent $1,300/mo
Gross Income $15,600
Net Operating Income $15,600
Cap Rate 2.60%
Heating Baseboard, Natural Gas, Steam
Cooling None
Flooring Hardwood
Appliances Range
Fireplace None
Basement Unfinished
Laundry None
Features Bathroom With Tub & Shower, Living Room, Kitchen
Construction None
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Garage Spaces 12
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 18
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,323
Assessed Value $469,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Rental Is Below Market Price, 2nd Unit Is Month-to-month. 1st Unit Is Vacant And Is A Studio.
Possession None
Accepted Financing None
Structure Type []
House Color Green
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
2
Living Area
1,178 sq ft
Total Rooms
6
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Range
Interior Features: Bathroom With Tub & Shower, Living Room, Kitchen
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof: Rubber
Foundation: Stone
Stories: 2

Utilities & Systems

Heating: Baseboard, Natural Gas, Steam
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Garage Spaces: 12
Total Parking Spaces: 18
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $444
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

225 Smith St, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Sharlynna Luong
Listing Office Lamacchia Realty, Inc.
Office Phone 978-250-1900
Agent MLS ID CN230756
Office MLS ID AN5825
Listing Data Updated Nov 12, 2026 3:46 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Lowell, MA

Real-time market trends and pricing data for this area

Loading market insights for Lowell.