23 E Cottage St, Boston MA 02125

Boston, MA 02125
$650,000
Est. $4,108/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
3
Baths
2,757
Sq Ft
$236
Price/Sq Ft
0.06
Acres
1895
Year Built
12
Days on Market
Sale Pending Listed Feb 24, 2026 • MLS# 73479866 Copied! • Updated Jun 8, 2026

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About this home

This is an attempt to facilitate a short sale. Sale is contingent on approval by lender and any other lien holders, with no out-of-pocket cost to sellers. Close within 30 days of all necessary approvals, or sooner if needed. Seller to deliver property without occupants and may leave any personal property not wanted. Property currently occupied - advance notice required for showings.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Feb 26, 2026
Active → Active Under Contract
🏠
Listed for Sale
Feb 25, 2026
$650,000
Original listing
Pending Sale
Feb 25, 2026
Offer accepted, sale pending

Tax History

Year Taxes Assessment
2025 $7,452 $643,500

Financial Details

Annual Property Tax
$7,452
Tax Year 2025
Assessed Value
$643,500

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1895
Living Area 2,757 sq ft
Lot Size 0.06 acres
Bedrooms 4
Full Baths 3
Total Rooms 14

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full, Unfinished
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric 220 Volts
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $7,452
Assessed Value $643,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing Lender Approval Required
Structure Type []
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 15 days

Property Overview

Property Type
3 Family
Listing Type
Sale Pending
Year Built
1895
Bedrooms
4
Full Bathrooms
3
Living Area
2,757 sq ft
Total Rooms
14
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1895
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Parking Features:
School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
1.8% below state avg
E

Elementary Schools

10 schools
C-
Winthrop Elementary School
0.4 mi | #670 of 825 | Score: 37.4
Dropped 176 spots from last year
-20.8 below state avg
256 students Diverse
Grades PK-06
B
Boston Collegiate Charter School
0.5 mi | #154 of 346 | Score: 55.7
Improved 44 spots from last year
-2.5 below state avg
688 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades 05-12
F
Clap Elementary School
0.6 mi | #811 of 825 | Score: 25.6
Dropped 26 spots from last year
-32.6 below state avg
144 students Diverse
Diverse Student Body
Grades PK-06
Saint John Paul II Academy - Columbia
0.6 mi
Grades PK-08
C+
Conservatory Lab Charter School
0.7 mi | #246 of 352 | Score: 36.7
Improved 11 spots from last year
-21.5 below state avg
467 students Diverse
Grades PK-08
D
Orchard Gardens K-8 School
0.7 mi | #325 of 352 | Score: 28.8
Improved 14 spots from last year
-29.4 below state avg
716 students Diverse
Grades PK-08
C+
Bridge Boston Charter School
0.7 mi | #238 of 352 | Score: 37.3
Dropped 77 spots from last year
-20.9 below state avg
347 students Diverse
Grades PK-08
C-
Everett Elementary School
0.8 mi | #733 of 825 | Score: 33.5
Dropped 58 spots from last year
-24.8 below state avg
283 students Diverse
Diverse Student Body
Grades PK-06
B
Excel Academy Charter School
0.8 mi | #149 of 346 | Score: 56.4
Improved 166 spots from last year
-1.9 below state avg
1,376 students Moderate
High Graduation Rate Rising School
Grades 05-12
F
King Elementary School
0.8 mi | #824 of 825 | Score: 21.4
Dropped 4 spots from last year
-36.8 below state avg
454 students Diverse
Grades PK-06
M

Middle Schools

10 schools
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
0.7 mi | #4 of 16 | Score: 42.5
Improved 187 spots from last year
-15.7 below state avg
1,225 students Diverse
Rising School College Ready Curriculum
Grades 05-08
F
Higginson/Lewis K-8 School
0.8 mi | #349 of 352 | Score: 23.2
Improved 3 spots from last year
-35 below state avg
246 students Diverse
Grades 03-08
Dearborn Middle School
1.1 mi
Mother Caroline Academy
1.2 mi
Grades 05-08
Middle School Academy
1.3 mi
Nativity Prep School
1.6 mi
Grades 05-08
Epiphany School
2.0 mi
Grades 05-08
C
Ohrenberger School
5.8 mi | #266 of 352 | Score: 35.0
Improved 19 spots from last year
-23.2 below state avg
458 students Diverse
Diverse Student Body
Grades 03-08
Frederick Pilot Middle
0.9 mi
Timilty Middle
1.2 mi
H

High Schools

10 schools
B
Dearborn STEM Academy
0.6 mi | #13 of 25 | Score: 33.4
Improved 356 spots from last year
-24.8 below state avg
565 students Moderate
10 sports • 242 athletes
Early College Program Rising School
Grades 07-12
A+
Boston Latin Academy
0.8 mi | #2 of 25 | Score: 64.9
Improved 214 spots from last year
+6.7 above state avg
1,669 students Very Diverse
17 sports • 1,298 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 07-12
A-
O'Bryant School of Math & Science
1.2 mi | #90 of 346 | Score: 61.6
Improved 94 spots from last year
+3.4 above state avg
1,518 students Very Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades 07-12
Cathedral High School
1.4 mi
9 sports • 430 athletes
Grades 07-12
C
Ruth Batson Academy
1.4 mi | #20 of 25 | Score: 29.1
Improved 345 spots from last year
-29.1 below state avg
584 students Diverse
8 sports • 128 athletes
Early College Program Rising School
Grades 07-12
Meridian Academy
1.8 mi
Grades 06-09
C
Quincy Upper School
1.8 mi | #279 of 346 | Score: 44.4
Dropped 7 spots from last year
-13.8 below state avg
575 students Very Diverse
12 sports • 208 athletes
Diverse Student Body
Grades 06-12
A+
Boston Latin School
1.9 mi | #20 of 346 | Score: 73.7
Improved 60 spots from last year
+15.5 above state avg
2,382 students Very Diverse
18 sports • 2,006 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 07-12
Newman School
2.2 mi
Grades 07-12
D
English High School
2.2 mi | #328 of 346 | Score: 28.9
Improved 30 spots from last year
-29.3 below state avg
653 students Diverse
8 sports • 332 athletes
Rising School Career Tech Programs
Grades 07-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $621
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

23 E Cottage St, Boston MA 02125

Boston, MA 02125

Listing Information

Agent MLS ID CT001088
Office MLS ID AC0354
Listing Data Updated Jun 8, 2026 11:49 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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