23 E Cottage St, Boston MA 02125

Boston, MA 02125
$853,600
Est. $5,137/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
3
Baths
2,757
Sq Ft
$310
Price/Sq Ft
0.06
Acres
1895
Year Built
3 Family
Type
222
Days on Market
For Sale Listed Feb 24, 2026 • MLS# 73479866 Copied! • Updated Oct 3, 2026

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About this home

This is an attempt to facilitate a short sale. List price is minimum amount the lender will accept. Take advantage of the work done by the prior offeror - should be quick close. Sale is contingent on approval by lender and any other lien holders, with no out-of-pocket cost to sellers. Close within 30 days of all necessary approvals, or sooner if needed. Seller to deliver property without occupants and may leave any personal property not wanted. Property currently occupied - advance notice required for showings. With offers, be sure to include certificate of good standing if entity and proof of funds.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
23.9%
Price Range

Property Timeline

•
Back On Market
Oct 3, 2026
Active
↑
Price Increased
Oct 3, 2026
$853,600 +$203,600 (+31.32%)
From $650,000 to $853,600 (+31.3%)
📋
Status: Active under contract
Feb 26, 2026
Active → Active Under Contract
🏠
Listed for Sale
Feb 25, 2026
$650,000
Original listing
⏳
Pending Sale
Feb 25, 2026
Offer accepted, sale pending

Tax History

Year Taxes Assessment
2025 $7,452 $643,500

Financial Details

Annual Property Tax
$7,452
Tax Year 2025
Assessed Value
$643,500

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1895
Living Area 2,757 sq ft
Lot Size 0.06 acres
Stories 3
Bedrooms 4
Full Baths 3
Total Rooms 14

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full, Unfinished
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric 220 Volts
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $7,452
Assessed Value $643,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing Lender Approval Required
Structure Type []
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 15 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1895
Bedrooms
4
Full Bathrooms
3
Living Area
2,757 sq ft
Total Rooms
14
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1895
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Parking Features:
School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
⚠ School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
↓ 1.8% below state avg
E

Elementary Schools

3 schools
Dudley Street Neighborhood Charter School
0.2 mi
C-
Dudley Street Neighborhood Charter School
0.2 mi | #742 of 825 | Score: 33.1
Improved 37 spots from last year
-25.1 below state avg
261 students Diverse
Rising School
Grades PK-05
F
Mason Elementary School
0.3 mi | #795 of 825 | Score: 29.0
Dropped 69 spots from last year
-29.2 below state avg
230 students Diverse
Grades PK-05
M

Middle Schools

1 school
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
0.7 mi | #4 of 16 | Score: 42.5
Improved 187 spots from last year
-15.7 below state avg
1,225 students Diverse
Rising School College Ready Curriculum
Grades 05-08
H

High Schools

3 schools
B
Dearborn STEM Academy
0.6 mi | #13 of 25 | Score: 33.4
Improved 356 spots from last year
-24.8 below state avg
565 students Moderate
10 sports • 242 athletes
Early College Program Rising School
Grades 07-12
F
Boston Day and Evening Academy Charter School
0.7 mi | #346 of 346 | Score: 14.1
Improved 44 spots from last year
-44.1 below state avg
313 students Diverse
Rising School
Grades 09-12
A+
Boston Latin Academy
0.8 mi | #2 of 25 | Score: 64.9
Improved 214 spots from last year
+6.7 above state avg
1,669 students Very Diverse
17 sports • 1,298 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 07-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $621
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

23 E Cottage St, Boston MA 02125

Boston, MA 02125

Listing Information

Listing Agent Michael Lange
Listing Office Attorney Michael G. Lange, ESQ
Office Phone 617-795-0854
Agent MLS ID CT001088
Office MLS ID AC0354
Listing Data Updated Oct 3, 2026 6:35 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
mail@steve-novak.com
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