230 Cumberland Rd, Lowell MA 01850
Lowell, MA 01850 • Centralville
$779,900
$699,900
Est. $4,315/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 230 Cumberland Road in Lowell, a unique mixed use property offering both residential and commercial opportunities under one roof. This versatile building features two residential units, including a studio apartment and a one bedroom apartment, providing excellent income potential for investors or owner occupants.The first floor commercial space has been completely remodeled and is ready for its next chapter. Whether you’re looking to establish your own business, expand an existing operation, or lease the space to a tenant, this updated commercial area offers endless possibilities.With ample off-street parking, the property provides convenience for both residential tenants and commercial customers. Offering multiple income streams and flexible use options, this is a rare opportunity to own a property that combines residential living with commercial potential.Don’t miss your chance to invest in this dynamic mixed use property in Lowell.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
10.3%
Price Range
Property Timeline
Price Reduced
Jul 30, 2026
$699,900
$80,000
(-10.26%)
From $779,900 to $699,900 (-10.3%)
Agent Changed
Jun 8, 2026
Kelly Espinola → The Espinola Group
Agent: The Espinola Group
Listed for Sale
Jun 1, 2026
$779,900
Original listing
Agent: Kelly Espinola
Office: Keller Williams Realty-Merrimack
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/30/2026 | ↓ Price Reduced | $699,900 | $80,000 | - | From $779,900 to $699,900 (-10.3%) |
| 06/08/2026 | 👤 Agent Changed | - | - | - | Kelly Espinola → The Espinola Group |
| 06/01/2026 | 🏠 Listed for Sale | $779,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,906 | — |
Financial Details
Annual Property Tax
$6,906
Tax Year 2025
Facts & Features
Home Facts
Type
Commercial Sale
Year Built
1940
Lot Size
0.11 acres
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
None
Sewer
None
Gas
None
Other
Public Water, Public Sewer
Financial
Annual Tax
$6,906
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
None
County
Middlesex
Property Overview
Listing Type
For Sale
Year Built
1940
Floor Layout
Interactive room guide
Floor Layout
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1940
Structure Type:
Exterior Materials:
Roof:
Foundation:
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
St. Louis Elementary School
0.3 mi
Grades PK-08
St. Michael Elementary School
0.7 mi
Grades PK-08
Lowell Youth Treatment Center
0.8 mi
Grades 01-12
St. Jeanne D'Arc Elementary School
1.0 mi
Grades PK-08
St. Patrick School and Educational Center
1.0 mi
Grades PK-08
Hellenic American Academy
1.1 mi
Grades PK-08
Immaculate Conception School
1.2 mi
Grades PK-08
B
Lowell Community Charter Public School
1.3 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
C
Bartlett Community Partnership School
1.3 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
1.6 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
Middle Schools
7 schools
C-
Henry J Robinson Middle School
0.5 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.4 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.1 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
2.1 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
2.4 mi
15 students
Diverse
Grades 01-08
C
Benjamin F. Butler Middle School
2.4 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
2.8 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
Old Colony Y Lowell Revocation Program
0.9 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.0 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
F
The Career Academy
1.9 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
2.2 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$576
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Centralville
230 Cumberland Rd, Lowell MA 01850
Lowell, MA 01850
Listing Information
Listing Agent
The Espinola Group
Listing Office
Keller Williams Realty-Merrimack
Office Phone
978-692-3280
Agent MLS ID
TM363470
Office MLS ID
G95166
Listing Data Updated
Aug 3, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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