230 Cumberland Road, Lowell MA 01850
Lowell, MA 01850 • Centralville
$779,900
$699,900
Est. $4,315/month
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About this home
Welcome to 230 Cumberland Road in Lowell, a unique mixed use property offering both residential and commercial opportunities under one roof. This versatile building features two residential units, including a studio apartment and a one bedroom apartment, providing excellent income potential for investors or owner occupants.The first floor commercial space has been completely remodeled and is ready for its next chapter. Whether you’re looking to establish your own business, expand an existing operation, or lease the space to a tenant, this updated commercial area offers endless possibilities.With ample off-street parking, the property provides convenience for both residential tenants and commercial customers. Offering multiple income streams and flexible use options, this is a rare opportunity to own a property that combines residential living with commercial potential.Don’t miss your chance to invest in this dynamic mixed use property in Lowell.
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Public Records & Permits
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
10.3%
Price Range
Property Timeline
Price Reduced
Jul 30, 2026
$699,900
$80,000
(-10.26%)
From $779,900 to $699,900 (-10.3%)
Listed for Sale
Jul 15, 2026
$779,900
Original listing
Agent: The Espinola Group
Office: Keller Williams Realty-Merrimack
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/30/2026 | ↓ Price Reduced | $699,900 | $80,000 | - | From $779,900 to $699,900 (-10.3%) |
| 07/15/2026 | 🏠 Listed for Sale | $779,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,906 | $308,700 |
Financial Details
Annual Property Tax
$6,906
Tax Year 2025
Assessed Value
$308,700
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1940
Living Area
3,880 sq ft
Lot Size
0.11 acres
Bedrooms
2
Full Baths
3
Total Rooms
10
Investment Metrics
Units
3
Unit 1 Rent
$1,700/mo · N
Unit 2 Rent
$1,550/mo · N
Total Monthly Rent
$3,250/mo
Gross Income
$39,000
Net Operating Income
$39,000
Cap Rate
5.57%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
8
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$6,906
Assessed Value
$308,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Commercial Financing Would Be Required.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
20 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1940
Bedrooms
2
Full Bathrooms
3
Living Area
3,880 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,880 sq ft above grade
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Insulated Windows
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1940
Structure Type:
Exterior Materials:
Roof:
Rubber
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
8
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$576
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Centralville
230 Cumberland Road, Lowell MA 01850
Lowell, MA 01850
Listing Information
Listing Agent
The Espinola Group
Listing Office
Keller Williams Realty-Merrimack
Office Phone
978-692-3280
Agent MLS ID
TM363470
Office MLS ID
G95166
Listing Data Updated
Aug 3, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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