240 Essex St, Haverhill MA 01832

Haverhill, MA 01832
$720,000
$600,000
Est. $3,510/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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0.05
Acres
1900
Year Built
449
Days on Market
For Sale Price Drop -$120,000 Listed Jul 12, 2025 • MLS# 73403540 Copied! • Updated Sep 21, 2026

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About this home

Motivated Sellers – Prime Mixed-Use Opportunity in Haverhill’s Opportunity Zone! Unlock the potential of this versatile mixed-use property featuring a first-floor commercial space currently operating as a well-known, long-standing neighborhood bar, plus a spacious 3-bedroom residential unit above — with potential to expand into additional bedrooms on second level. Whether you continue the established bar business, introduce a new commercial concept, live above your business, or lease the residential unit for steady rental income, the possibilities are abundant. Located in an up-and-coming area with ongoing redevelopment plans, this property offers strong upside potential for investors and owner-occupants alike. Conveniently situated near public transportation, major highways, popular restaurants and new development — and just minutes from the tax-free New Hampshire border. Seize this opportunity to invest in growth.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
14.3%
Price Range

Property Timeline

↓
Price Reduced
Jul 8, 2026
$600,000 $50,000 (-7.69%)
From $650,000 to $600,000 (-7.7%)
↓
Price Reduced
Jan 27, 2026
$650,000 $50,000 (-7.14%)
From $700,000 to $650,000 (-7.1%)
🏠
Listed for Sale
Jul 12, 2025
$700,000
Original listing
Agent: Samantha Edwards Office: Compass

Tax History

Year Taxes Assessment
2025 $3,310 —

Financial Details

Annual Property Tax
$3,310
Tax Year 2025

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1900
Lot Size 0.05 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer, Natural Gas Available

Financial

Annual Tax $3,310
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Sold As Is. Sale Includes The Business And Real Estate. Please Direct All Questions To The List Agent.
Possession None
Accepted Financing None
Structure Type []
Documents None
County Essex

Property Overview

Listing Type
For Sale
Year Built
1900

Floor Layout

Interior Features

Flooring:
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Construction & Materials

Year Built: 1900
Structure Type:
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Roof:
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
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Exterior & Lot

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Patio & Porch:
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Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $276
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

240 Essex St, Haverhill MA 01832

Haverhill, MA 01832

Listing Information

Listing Agent Samantha Edwards
Listing Office Compass
Office Phone 617-206-3333
Agent MLS ID CN224484
Office MLS ID AN2383
Listing Data Updated Sep 21, 2026 6:08 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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