240 Essex St, Haverhill MA 01832
Haverhill, MA 01832
$720,000
$600,000
Est. $3,510/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Motivated Sellers – Prime Mixed-Use Opportunity in Haverhill’s Opportunity Zone!Unlock the potential of this versatile mixed-use property featuring a first-floor commercial space currently operating as a well-known, long-standing neighborhood bar, plus a spacious 3-bedroom residential unit above — with potential to expand into additional living space on the second and third levels. Whether you continue the established bar business, introduce a new commercial concept, live above your business, or lease the residential unit for steady rental income, the possibilities are abundant. Located in an up-and-coming area with ongoing redevelopment plans, this property offers strong upside potential for investors and owner-occupants alike.Conveniently situated near public transportation, major highways, popular restaurants and new development — and just minutes from the tax-free New Hampshire border.Seize this opportunity to invest in growth.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
14.3%
Price Range
Property Timeline
Price Reduced
Jul 8, 2026
$600,000
$50,000
(-7.69%)
From $650,000 to $600,000 (-7.7%)
Price Reduced
Jan 27, 2026
$650,000
$50,000
(-7.14%)
From $700,000 to $650,000 (-7.1%)
Listed for Sale
Jul 12, 2025
$700,000
Original listing
Agent: Samantha Edwards
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/08/2026 | ↓ Price Reduced | $600,000 | $50,000 | - | From $650,000 to $600,000 (-7.7%) |
| 01/27/2026 | ↓ Price Reduced | $650,000 | $50,000 | - | From $700,000 to $650,000 (-7.1%) |
| 07/12/2025 | 🏠 Listed for Sale | $700,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,310 | — |
Financial Details
Annual Property Tax
$3,310
Tax Year 2025
Facts & Features
Home Facts
Type
Commercial Sale
Year Built
1900
Lot Size
0.05 acres
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
None
Sewer
None
Gas
None
Other
Public Water, Public Sewer, Natural Gas Available
Financial
Annual Tax
$3,310
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Sold As Is. Sale Includes The Business And Real Estate. Please Direct All Questions To The List Agent.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
None
County
Essex
Property Overview
Listing Type
For Sale
Year Built
1900
Floor Layout
Interactive room guide
Floor Layout
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Foundation:
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Haverhill School District local
C
Where Graduates Go
Class of 2021
57%
attend college
30%
4-Year
26%
2-Year
9%
Out of State
0%
Working
School Safety
2024-25
3.1%
Above Average
3.0%
Suspensions
0.9%
In-School
0.1%
Emergency
2.4% below state avg
Elementary Schools
10 schools
St. Joseph School of All Saints Parish
0.2 mi
Grades PK-08
Greenleaf Academy
0.7 mi
33 students
Diverse
Diverse Student Body
Grades 01-12
Sacred Hearts Elementary School
0.8 mi
Grades K-08
Bartlett School and Assessment Center
0.9 mi
48 students
Diverse
Diverse Student Body
Grades K-12
B-
Caleb Dustin Hunking School
1.1 mi
|
#187 of 352
|
Score: 41.5
Dropped 22 spots from last year
-16.7 below state avg
1,064 students
Diverse
Grades K-08
B+
Hill View Montessori Charter Public School
1.7 mi
|
#7 of 16
|
Score: 34.6
Improved 308 spots from last year
-23.6 below state avg
306 students
Diverse
Rising School
Diverse Student Body
Grades K-08
Bradford Christian Academy
2.2 mi
Grades K-12
C
Tilton School
0.4 mi
|
#653 of 825
|
Score: 38.1
Dropped 172 spots from last year
-20.1 below state avg
478 students
Diverse
Grades K-04
C
Silver Hill Elementary School
0.8 mi
|
#641 of 825
|
Score: 38.7
Improved 49 spots from last year
-19.5 below state avg
491 students
Diverse
Rising School
Grades K-04
Moody School
0.9 mi
168 students
Diverse
Diverse Student Body
Grades PK-K
Middle Schools
3 schools
C
Consentino Middle School
0.8 mi
|
#277 of 352
|
Score: 34.1
Dropped 8 spots from last year
-24.1 below state avg
770 students
Diverse
Grades 05-08
C-
Dr. Paul Nettle Middle School
1.5 mi
|
#293 of 352
|
Score: 32.3
Dropped 43 spots from last year
-25.9 below state avg
504 students
Diverse
Grades 05-08
C
John G Whittier School
1.6 mi
|
#281 of 352
|
Score: 33.8
Improved 18 spots from last year
-24.4 below state avg
469 students
Diverse
Diverse Student Body
Grades 05-08
High Schools
3 schools
B-
Gateway Academy
0.9 mi
|
#15 of 25
|
Score: 31.2
Improved 357 spots from last year
-27 below state avg
132 students
Diverse
Rising School
Grades 07-12
C
Haverhill High School
1.1 mi
|
#256 of 346
|
Score: 46.7
Improved 74 spots from last year
-11.6 below state avg
1,850 students
Diverse
21 sports
• 1,780 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
B+
Whittier Regional Vocational School
4.0 mi
|
#123 of 346
|
Score: 58.6
Dropped 34 spots from last year
+0.4 above state avg
1,288 students
Diverse
Early College Program
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$276
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
240 Essex St, Haverhill MA 01832
Haverhill, MA 01832
Listing Information
Listing Agent
Samantha Edwards
Listing Office
Compass
Office Phone
617-206-3333
Agent MLS ID
CN224484
Office MLS ID
AN2383
Listing Data Updated
Aug 25, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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