26 Clay Street, Cambridge MA 02140
Cambridge, MA 02140 • North Cambridge
$1,699,000
Est. $9,452/month
About this home
Versatile two-family on a 6,000 sf lot in North Cambridge, well suited for an owner-occupant, an income investor, or a longer-term project. Both units are currently tenanted, providing income from day one, and a detached two-car garage adds off-street parking that's rare for this part of the city. Walkable to Porter and Davis Square Red Line stations, Mass Ave restaurants and shops, and everyday grocery and errand stops. C-1 zoning, combined with Cambridge's 2025 multifamily zoning reform, expands what's possible here for a buyer with development plans.SUNDAY OPEN HOUSE CANCELLLED.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Jun 28, 2026
Active → Active Under Contract
Pending Sale
Jun 28, 2026
Offer accepted, sale pending
Listed for Sale
Jun 25, 2026
$1,699,000
Original listing
Office: Stuart St James, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/28/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 06/28/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/25/2026 | 🏠 Listed for Sale | $1,699,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,929 | $1,157,000 |
Financial Details
Annual Property Tax
$7,929
Tax Year 2026
Assessed Value
$1,157,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1893
Living Area
1,866 sq ft
Lot Size
0.14 acres
Bedrooms
4
Full Baths
2
Total Rooms
11
Investment Metrics
Units
2
Unit 1 Rent
$2,400/mo · Y
Unit 2 Rent
$2,650/mo · Y
Total Monthly Rent
$5,050/mo
Gross Income
$60,600
Net Operating Income
$60,600
Cap Rate
3.57%
Interior
Heating
None
Cooling
None
Flooring
Wood
Appliances
None
Fireplace
None
Basement
Full, Unfinished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters, Garden
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street, Assigned, Paved
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,929
Assessed Value
$1,157,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Unit One Can Only Be Shown On Sundays Open House Or On Showings After The Sunday Open-house.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
grey
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
18 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1893
Bedrooms
4
Full Bathrooms
2
Living Area
1,866 sq ft
Total Rooms
11
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,866 sq ft above grade
824 sq ft below grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Basement:
Full, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1893
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters, Garden
Patio & Porch:
Porch, Deck
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street, Assigned, Paved
Nearby Schools
School District
Cambridge School District local
A-
Where Graduates Go
Class of 2021
65%
attend college
58%
4-Year
7%
2-Year
23%
Out of State
7%
Working
School Safety
2024-25
1.2%
Low
0.8%
Suspensions
0.2%
In-School
0.4%
Emergency
4.3% below state avg
Elementary Schools
3 schools
A
Benjamin Banneker Charter Public School
0.2 mi
|
#100 of 824
|
Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students
Less Diverse
Grades PK-06
Wild Rose Montessori School
0.3 mi
Grades K-03
B+
Peabody School
0.4 mi
|
#278 of 824
|
Score: 51.4
Improved 84 spots from last year
-6.8 below state avg
314 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-05
Middle Schools
3 schools
A
Rindge Avenue Upper School
0.4 mi
|
#67 of 352
|
Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students
Diverse
Diverse Student Body
Grades 06-08
A+
Gibbs School
1.3 mi
|
#31 of 352
|
Score: 60.0
Improved 8 spots from last year
+1.8 above state avg
529 students
Diverse
Strong Attendance
Grades 06
Allium Montessori School
1.4 mi
Grades 01-06
High Schools
2 schools
Curtis-Tufts School
1.5 mi
11 students
Diverse
Diverse Student Body
Grades 09-12
Le Sallay Studies
1.6 mi
Grades 06-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$661
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
North Cambridge
26 Clay Street, Cambridge MA 02140
Cambridge, MA 02140
Listing Information
Listing Agent
Tomas Salazar
Listing Office
Stuart St James, Inc.
Office Phone
617-819-5850
Agent MLS ID
CN246145
Office MLS ID
AC1022
Listing Data Updated
Jul 12, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Cambridge.
Steve Novak Real Estate
Your message will be sent to Steve Novak Real Estate.