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26 Clay Street, Cambridge MA 02140

Cambridge, MA 02140 • North Cambridge
$1,699,000
Est. $9,452/month
4
Beds
2
Baths
1,866
Sq Ft
$911
Price/Sq Ft
0.14
Acres
1893
Year Built
2
Garage Spaces
15
Days on Market
Pending Listed Jun 24, 2026 • MLS# 73541416 Copied! • Updated Jul 12, 2026

About this home

Versatile two-family on a 6,000 sf lot in North Cambridge, well suited for an owner-occupant, an income investor, or a longer-term project. Both units are currently tenanted, providing income from day one, and a detached two-car garage adds off-street parking that's rare for this part of the city. Walkable to Porter and Davis Square Red Line stations, Mass Ave restaurants and shops, and everyday grocery and errand stops. C-1 zoning, combined with Cambridge's 2025 multifamily zoning reform, expands what's possible here for a buyer with development plans.SUNDAY OPEN HOUSE CANCELLLED.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jun 28, 2026
Active → Active Under Contract
Pending Sale
Jun 28, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jun 25, 2026
$1,699,000
Original listing
Office: Stuart St James, Inc.

Tax History

Year Taxes Assessment
2026 $7,929 $1,157,000

Financial Details

Annual Property Tax
$7,929
Tax Year 2026
Assessed Value
$1,157,000

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1893
Living Area 1,866 sq ft
Lot Size 0.14 acres
Bedrooms 4
Full Baths 2
Total Rooms 11

Investment Metrics

Units 2
Unit 1 Rent $2,400/mo · Y
Unit 2 Rent $2,650/mo · Y
Total Monthly Rent $5,050/mo
Gross Income $60,600
Net Operating Income $60,600
Cap Rate 3.57%
Heating None
Cooling None
Flooring Wood
Appliances None
Fireplace None
Basement Full, Unfinished
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street, Assigned, Paved
Total Spaces 6
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $7,929
Assessed Value $1,157,000
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Unit One Can Only Be Shown On Sundays Open House Or On Showings After The Sunday Open-house.
Possession None
Accepted Financing None
Structure Type []
House Color grey
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 18 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1893
Bedrooms
4
Full Bathrooms
2
Living Area
1,866 sq ft
Total Rooms
11
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood
Appliances:
Interior Features:
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1893
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters, Garden
Patio & Porch: Porch, Deck
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Assigned, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $661
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

North Cambridge

26 Clay Street, Cambridge MA 02140

Cambridge, MA 02140

Listing Information

Listing Agent Tomas Salazar
Listing Office Stuart St James, Inc.
Office Phone 617-819-5850
Agent MLS ID CN246145
Office MLS ID AC1022
Listing Data Updated Jul 12, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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Steven Novak

Steven Novak

BMN Boston Real Estate

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