26 Mccarthy St, Franklin MA 02038
Franklin, MA 02038
$799,900
$759,999
Est. $4,653/month
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About this home
Well-located three-family home just minutes from downtown and the commuter rail, offering strong investment or owner-occupant potential. The first floor features a spacious three-bedroom, one full bath unit with hardwood flooring, a renovated kitchen, heated mudroom, laundry room/pantry, and an additional bonus room for flexible use. The second floor includes two one-bedroom apartments, each with its own bonus room, updated flooring, and newer cabinetry. All utilities are fully separate, with individual gas furnaces and electrical panels, plus town water and sewer. Each unit is currently on a month-to-month lease, providing flexibility and upside—rents are below market and could be increased. A detached two-car garage offers added income potential or convenient storage for an owner-occupant. The flat, level yard adds to the property’s appeal for tenants or personal enjoyment.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
5%
Price Range
Property Timeline
Pending Sale
Jul 27, 2026
Offer accepted, sale pending
Price Reduced
Jul 16, 2026
$759,999
$15,000
(-1.94%)
From $774,999 to $759,999 (-1.9%)
Price Reduced
Jun 22, 2026
$774,999
$24,901
(-3.11%)
From $799,900 to $774,999 (-3.1%)
Showing Instructions Updated
Jun 2, 2026
New showing requirements
Showing Instructions Updated
May 29, 2026
New showing requirements
Showing Instructions Updated
May 26, 2026
New showing requirements
Showing Instructions Updated
May 26, 2026
New showing requirements
Listed for Sale
May 26, 2026
$799,900
Original listing
Agent: Christine Lawrence
Office: ERA Key Realty Services- Milf
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/27/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/16/2026 | ↓ Price Reduced | $759,999 | $15,000 | - | From $774,999 to $759,999 (-1.9%) |
| 06/22/2026 | ↓ Price Reduced | $774,999 | $24,901 | - | From $799,900 to $774,999 (-3.1%) |
| 06/02/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 05/29/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 05/26/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 05/26/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 05/26/2026 | 🏠 Listed for Sale | $799,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $7,326 | $630,500 |
Financial Details
Annual Property Tax
$7,326
Tax Year 2025
Assessed Value
$630,500
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1910
Living Area
2,550 sq ft
Lot Size
0.23 acres
Bedrooms
5
Full Baths
3
Total Rooms
16
Investment Metrics
Units
3
Unit 1 Rent
$1,850/mo · N
Unit 2 Rent
$1,225/mo · N
Unit 3 Rent
$1,275/mo
Total Monthly Rent
$4,350/mo
Gross Income
$52,200
Net Operating Income
$44,529
Operating Expenses
$4,399
Water/Sewer Expense
$3,272
Cap Rate
5.86%
Interior
Heating
Steam, Natural Gas, Individual, Baseboard
Cooling
None
Flooring
Tile, Vinyl, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Bulkhead, Dirt Floor, Unfinished
Laundry
Washer Hookup, Dryer Hookup
Features
Ceiling Fan(s), Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Office/den
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street, Tandem, Assigned
Total Spaces
8
Utilities
Electric
Circuit Breakers, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,326
Assessed Value
$630,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Prior To Seller Owning Property Was Tested For Lead And Remediated. Current Owner Does Not Have Any Paperwork Or Knowledge About What Was Done. It Is Noted In Ma Lead Database.
Exclusions
Tenants Personal Belongings. Unit 2f Island (Tenant Owned)
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Norfolk
Total market time (incl. prior listings)
62 days
Property Overview
Property Type
3 Family
Listing Type
Sale Pending
Year Built
1910
Bedrooms
5
Full Bathrooms
3
Living Area
2,550 sq ft
Total Rooms
16
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,550 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Ceiling Fan(s), Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Office/Den
Windows:
Screens
Basement:
Full, Bulkhead, Dirt Floor, Unfinished
Laundry:
Washer Hookup, Dryer Hookup
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Steam, Natural Gas, Individual, Baseboard
Heating Zones:
3
Cooling:
None
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
8
Parking Features:
Paved Drive, Off Street, Tandem, Assigned
Nearby Schools
School District
Franklin School District local
A
Where Graduates Go
Class of 2021
84%
attend college
79%
4-Year
5%
2-Year
45%
Out of State
4%
Working
School Safety
2024-25
0.7%
Low
0.7%
Suspensions
1.7%
In-School
4.8% below state avg
Elementary Schools
7 schools
Amego School
0.8 mi
Grades PK-12
A
Benjamin Franklin Classical Charter Public School
1.8 mi
|
#64 of 352
|
Score: 54.5
Improved 16 spots from last year
-3.7 below state avg
898 students
Diverse
Grades K-08
Franklin Early Childhood Development Center
0.8 mi
142 students
Diverse
Diverse Student Body
Grades PK
Lincoln Street K-2 Elementary School
2.0 mi
Grades K-02
Lincoln Street 3-5 Elementary School
2.0 mi
Grades 03-05
Washington Street K-2 Elementary School
2.1 mi
Grades K-02
Washington Street 3-5 Elementary School
2.1 mi
Grades 03-05
Middle Schools
1 school
Franklin Middle School
0.8 mi
Grades 06-08
High Schools
2 schools
A
Franklin High School
0.9 mi
|
#57 of 346
|
Score: 66.1
Improved 35 spots from last year
+7.9 above state avg
1,453 students
Moderate
18 sports
• 2,232 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
A-
Tri-County Regional Vocational Technical
1.3 mi
|
#92 of 346
|
Score: 60.8
Improved 46 spots from last year
+2.6 above state avg
1,000 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$611
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
26 Mccarthy St, Franklin MA 02038
Franklin, MA 02038
Listing Information
Listing Agent
Christine Lawrence
Listing Office
ERA Key Realty Services- Milf
Office Phone
508-478-7777
Agent MLS ID
BB922622
Office MLS ID
K01136
Listing Data Updated
Jul 29, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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