28 Exchange St, Lawrence MA 01841
Lawrence, MA 01841 • North Lawrence
$900,000
$849,900
Est. $4,910/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
PRICE REDUCTION – NEW PRICE! Excellent opportunity for investors, developers, or owner-occupants! Constructed in 1969, this spacious duplex-style multi-family property offers approximately 2,334 sq. ft. of living space with two separate units. Each unit provides generous living accommodations, including an additional bedroom for added flexibility and functionality.Situated on a generous 9,600 sq. ft. lot, one of the property’s standout features is its 15+ parking spaces, offering exceptional convenience for residents and guests.Per the City of Lawrence, the property is located in an R-3 zoning district, providing potential for three-family use, conversion, or redevelopment, subject to applicable zoning requirements, permitting, and City approval. Buyers and buyer’s agents are encouraged to perform their own due diligence regarding zoning and development possibilities.With its single-story duplex-style configuration, ample parking, flexible living space, and potential for additional development, this property offers multiple possibilities—from rental income and multi-generational living to an owner-occupant living in one unit while renting the other.Now offered at a reduced price—don’t miss the opportunity to explore the full potential of this versatile property!
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
1
Price Changes
70%
Price Range
1
Previous Sales
Property Timeline
Price Reduced
Sep 11, 2026
$849,900
$50,100
(-5.57%)
From $900,000 to $849,900 (-5.6%)
Listed for Sale
Aug 13, 2026
$900,000
Original listing
Office: eXp Realty LLC
Previous Transaction - MLS #70250008
Full transaction history available when tracking began
Previously Sold
Oct 28, 2005
$270,000
MLS #70250008
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/11/2026 | ↓ Price Reduced | $849,900 | $50,100 | - | From $900,000 to $849,900 (-5.6%) |
| 08/13/2026 | 🏠 Listed for Sale | $900,000 | - | - | Original listing |
| 10/28/2005 | 🏷️ Previously Sold | $270,000 | - | - | MLS #70250008 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,944 | $572,200 |
Financial Details
Annual Property Tax
$4,944
Tax Year 2026
Assessed Value
$572,200
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1969
Living Area
2,334 sq ft
Lot Size
0.22 acres
Stories
2
Bedrooms
6
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
— · Y
Unit 2 Rent
— · Y
Interior
Heating
Baseboard, Natural Gas
Cooling
None
Flooring
Tile
Appliances
Range, Refrigerator
Fireplace
None
Basement
Partial, Walk-out Access
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street
Total Spaces
15
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Oven
Financial
Annual Tax
$4,944
Assessed Value
$572,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
33 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1969
Bedrooms
6
Full Bathrooms
2
Living Area
2,334 sq ft
Total Rooms
12
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,334 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile
Appliances:
Range, Refrigerator
Interior Features:
Windows:
Basement:
Partial, Walk-Out Access
Laundry:
Security:
Construction & Materials
Year Built:
1969
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
None
Hot Water:
Natural Gas, Electric, Varies Per Unit
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
15
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Lawrence School District local
D
Where Graduates Go
Class of 2021
36%
attend college
14%
4-Year
23%
2-Year
3%
Out of State
2%
Working
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
1.1%
In-School
3.3% below state avg
Elementary Schools
10 schools
C
Lawrence Family Development Charter School
0.4 mi
|
#255 of 352
|
Score: 35.9
Dropped 54 spots from last year
-22.3 below state avg
920 students
Less Diverse
Strong Attendance
Grades PK-08
F
School for Exceptional Studies
0.5 mi
|
#344 of 346
|
Score: 16.3
Improved 39 spots from last year
-41.9 below state avg
114 students
Less Diverse
Rising School
Grades PK-12
CLASS, Inc.
1.2 mi
Grades K-12
B+
Community Day Charter Public School
1.2 mi
|
#126 of 352
|
Score: 47.1
Dropped 13 spots from last year
-11.2 below state avg
1,198 students
Less Diverse
Strong Attendance
Grades PK-08
Lawrence Catholic Academy
1.4 mi
Grades PK-08
C+
Emily G Wetherbee School
1.5 mi
|
#236 of 352
|
Score: 37.4
Improved 65 spots from last year
-20.8 below state avg
468 students
Less Diverse
Rising School
Strong Attendance
Grades K-08
C-
John K Tarbox School
0.2 mi
|
#712 of 825
|
Score: 34.8
Dropped 53 spots from last year
-23.4 below state avg
218 students
Less Diverse
Grades 01-04
D
Arlington Elementary School
0.2 mi
|
#750 of 825
|
Score: 32.5
Improved 57 spots from last year
-25.7 below state avg
513 students
Less Diverse
Rising School
Grades K-04
Lawrence Early Childhood Center
0.4 mi
217 students
Less Diverse
Grades PK-K
F
Francis M. Leahy School
0.6 mi
|
#812 of 825
|
Score: 25.6
Improved 21 spots from last year
-32.6 below state avg
461 students
Less Diverse
Rising School
Grades PK-04
Middle Schools
9 schools
C-
Arlington Middle School
0.2 mi
|
#313 of 352
|
Score: 30.5
Improved 36 spots from last year
-27.7 below state avg
509 students
Less Diverse
Rising School
Grades 05-08
Blessed Stephen Bellesini O.S.A. Academy
0.5 mi
Grades 05-08
F
Oliver Middle School
0.7 mi
|
#346 of 352
|
Score: 24.3
Dropped 28 spots from last year
-33.9 below state avg
466 students
Less Diverse
Grades 05-08
Esperanza Academy
0.8 mi
Grades 05-06
D
Alexander B Bruce School
1.0 mi
|
#330 of 352
|
Score: 28.1
Dropped 6 spots from last year
-30.1 below state avg
431 students
Less Diverse
Grades 03-08
C-
Guilmette Middle School
1.1 mi
|
#299 of 352
|
Score: 31.8
Dropped 17 spots from last year
-26.5 below state avg
451 students
Less Diverse
Grades 05-08
C-
Parthum Middle School
1.5 mi
|
#290 of 352
|
Score: 32.4
Dropped 12 spots from last year
-25.8 below state avg
572 students
Less Diverse
Grades 05-08
B+
Spark Academy
1.9 mi
|
#6 of 16
|
Score: 36.3
Improved 270 spots from last year
-21.9 below state avg
570 students
Less Diverse
Rising School
Grades 05-08
C-
Frost Middle School
2.1 mi
|
#304 of 352
|
Score: 31.3
Improved 21 spots from last year
-26.9 below state avg
474 students
Less Diverse
Rising School
Grades 05-08
High Schools
5 schools
B-
RISE Academy
1.1 mi
|
#223 of 346
|
Score: 66.7
Same rank as last year
105 students
Less Diverse
College Ready Curriculum
Grades 06-12
Central Catholic High School
0.2 mi
21 sports
• 2,718 athletes
Strong Athletics
Grades 09-12
B
Phoenix Academy Public Charter High School, Lawrence
1.1 mi
|
#182 of 346
|
Score: 69.9
Same rank as last year
133 students
Moderate
Career Tech Programs
College Ready Curriculum
Grades 09-12
B
High School Learning Center
1.2 mi
|
#172 of 346
|
Score: 71.1
Same rank as last year
158 students
Less Diverse
Career Tech Programs
College Ready Curriculum
Grades 09-12
C
Lawrence High School
2.1 mi
|
#270 of 346
|
Score: 45.3
Improved 37 spots from last year
-12.9 below state avg
3,280 students
Less Diverse
13 sports
• 1,440 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$412
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
North Lawrence
28 Exchange St, Lawrence MA 01841
Lawrence, MA 01841
Listing Information
Listing Agent
Zuleem Garcia
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
BB804773
Office MLS ID
AN9439
Listing Data Updated
Sep 15, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Lawrence.