28 Pearl Ave # 3, Winthrop MA 02152

Winthrop, MA 02152 • Winthrop Beach
$549,900
$545,000
Est. $3,887/month
3
Beds
1
Baths
1,280
Sq Ft
$426
Price/Sq Ft
1900
Year Built
1
Parking
57
Days on Market
Pending Price Drop -$4,900 Listed Nov 7, 2025 • MLS# 73452771 Copied! • Updated Jan 8, 2026

About this home

Ideally located just steps from Winthrop Beach, this spacious top-floor condo has been meticulously maintained over the years. Filled with natural light and water views, the unit feels bright and welcoming from the moment you walk in. Hardwood floors throughout, with high ceilings & large windows create an open, bright living space. The living room features charming bay windows and opens to a generous formal dining room, perfect for entertaining. The kitchen, set toward the back of the unit, features stainless steel appliances, a pantry, and a convenient laundry room with a washer & dryer included, plus access to your private back deck. Three comfortable bedrooms all with ceiling fans & closets provide space to relax & unwind or for home office potential. Enjoy your private front porch with year-round ocean views. Just minutes from local beaches, marinas, shops, and restaurants, this home is full of character with beach town vibes. Don't miss your opportunity to call this unit home!

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
0.9%
Price Range

Property Timeline

👤
Agent Changed
Jan 8, 2026
The Reference Group → Reserve Team
Agent: Reserve Team
Price Reduced
Dec 9, 2025
$545,000 $4,900 (-0.89%)
From $549,900 to $545,000 (-0.9%)
🏠
Listed for Sale
Nov 7, 2025
$545,000
Original listing
Agent: The Reference Group Office: Reference Real Estate
🏠
Listed for Sale
Nov 7, 2025
$549,900
Original listing
Agent: The Reference Group Office: Reference Real Estate
🏠
Listed for Sale
Nov 7, 2025
$549,900
Original listing
Agent: The Reference Group Office: Reference Real Estate

Tax History

Year Taxes Assessment
2025 $5,210 $504,800

Financial Details

Annual Property Tax
$5,210
Tax Year 2025
HOA Fee
$497
Monthly
Assessed Value
$504,800

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 1,280 sq ft
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Hot Water, Natural Gas
Cooling None
Flooring Wood, Tile, Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry Gas Dryer Hookup, Washer Hookup, Third Floor, In Unit
Features None

Exterior

Construction Frame
Architecture None
Roof None
Features Porch, Deck - Wood, Deck - Composite, Garden
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Wood, Deck - Composite
Features Off Street, Assigned, Paved
Total Spaces 1
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other Washer Hookup
Annual Tax $5,210
Assessed Value $504,800

HOA & Community

HOA Fee $497 Monthly
Fee Includes N/a
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Proposed 2025 Budget (attached) Reflects Updated Insurance Costs. Includes One Deeded Parking Space (right Side Space In Driveway). Additional Storage In Basement.
Exclusions Front Rain Barrel
Possession None
Accepted Financing None
Structure Type ["Detached","2\/3 Family"]
Unit/Building 3
Sq Ft Source Public Record
Documents Master Deed (1)
County Suffolk
Total market time (incl. prior listings) 58 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Living Area
1,280 sq ft
Total Rooms
6
Stories
1
Entry Level
3

Floor Layout

Interior Features

Flooring: Wood, Tile, Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: Gas Dryer Hookup, Washer Hookup, Third Floor, In Unit
Security:

Construction & Materials

Year Built: 1900
Structure Type: Detached, 2/3 Family
Exterior Materials: Frame
Roof:
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Hot Water, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Wood, Deck - Composite, Garden
Patio & Porch: Porch, Deck - Wood, Deck - Composite
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned, Paved
School District
Winthrop School District local
C
School Safety 2024-25
0.3% Low
0.3% Suspensions
5.2% below state avg
E

Elementary Schools

3 schools
B-
Arthur T. Cummings Elementary School
0.6 mi | #453 of 824 | Score: 46.0
Improved 101 spots from last year
-12.2 below state avg
467 students Less Diverse
Rising School Strong Attendance
Grades 03-05
William P. Gorman/Fort Banks Elementary School
0.7 mi
487 students Less Diverse
Grades PK-02
B
Beachmont Veterans Memorial School
1.6 mi | #350 of 824 | Score: 49.1
Improved 63 spots from last year
-9.1 below state avg
346 students Diverse
Rising School
Grades PK-05
M

Middle Schools

3 schools
B+
Winthrop Middle School
0.5 mi | #119 of 352 | Score: 47.4
Dropped 26 spots from last year
-10.8 below state avg
439 students Less Diverse
Grades 06-08
C
Garfield Middle School
2.1 mi | #264 of 352 | Score: 35.1
Dropped 12 spots from last year
-23.1 below state avg
542 students Moderate
Grades 06-08
A-
Rumney Marsh Academy
3.0 mi | #5 of 16 | Score: 37.6
Improved 307 spots from last year
-20.6 below state avg
587 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
C+
Winthrop High School
0.4 mi | #241 of 346 | Score: 47.2
Dropped 112 spots from last year
-11 below state avg
568 students Less Diverse
18 sports • 1,118 athletes
College Ready Curriculum Strong Athletics
Grades 09-12
D
CityLab Innovation High School
1.6 mi | #327 of 346 | Score: 28.4
Improved 14 spots from last year
-29.8 below state avg
117 students Moderate
College Ready Curriculum
Grades 09-12
C
Revere High School
3.0 mi | #249 of 346 | Score: 46.2
Dropped 17 spots from last year
-12 below state avg
2,115 students Moderate
18 sports • 1,334 athletes
Early College Program College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $434
Homeowners Insurance $200
HOA Fee $497/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Winthrop Beach

28 Pearl Ave # 3, Winthrop MA 02152

Winthrop, MA 02152

Listing Information

Listing Agent Reserve Team
Listing Office Reference Real Estate
Office Phone 781-342-0052
Agent MLS ID TM362024
Office MLS ID AN8944
Listing Data Updated Jan 8, 2026 1:54 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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