3 Essex Rd, Belmont MA 02478

Belmont, MA 02478 • Payson Park
$2,399,000
Est. $14,123/month
5
Beds
4
Baths
3,297
Sq Ft
$728
Price/Sq Ft
0.15
Acres
1930
Year Built
2
Garage Spaces
21
Days on Market
Active Listed Jul 16, 2026 • MLS# 73550712 Copied! • Updated Jul 20, 2026

About this home

Charming five-bedroom, four-bath brick Colonial set on a sidewalk-lined street in Belmont’s desirable Benton Estates neighborhood. Manicured grounds, mature plantings, and an inlaid granite patio create timeless curb appeal and inviting outdoor space. A center-entrance foyer opens to gracious, light-filled living areas, including a formal living room and a renovated eat-in kitchen with a cozy breakfast nook that flows into a spacious dining area with oversized windows. The second floor offers a primary suite with a walk-in closet and private bath, plus two additional bedrooms and a newly renovated shared bath. The finished third floor includes two more bedrooms and a full bath, providing flexible space for guests, work, or hobbies. The walk-out lower level features a family room, home gym area, full bath with laundry, and generous storage. A detached two-car garage completes the property, all within easy reach of Cushing Square, local shops, and the Payson Park Reservoir.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 16, 2026
$2,399,000
Original listing
Agent: The Toland Team Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2026 $21,512 $1,869,000

Financial Details

Annual Property Tax
$21,512
Tax Year 2026
Assessed Value
$1,869,000

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1930
Living Area 3,297 sq ft
Lot Size 0.15 acres
Bedrooms 5
Full Baths 4
Total Rooms 11

Interior

Heating Forced Air, Radiant, Natural Gas
Cooling Central Air
Flooring Tile, Hardwood, Flooring - Hardwood, Flooring - Stone/ceramic Tile
Appliances Gas Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Wine Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full, Finished, Walk-out Access, Interior Entry
Laundry Bathroom - 3/4, Flooring - Stone/ceramic Tile, In Basement
Features Recessed Lighting, Bathroom - With Shower Stall, Closet, Wainscoting, Sun Room, Exercise Room, Bathroom, Foyer, Walk-up Attic

Exterior

Construction Frame, Brick
Architecture Colonial
Roof Shingle, Rubber
Features Patio, Professional Landscaping, Garden
Pool None
Spa None
Fencing None
Patio/Porch Patio
Garage Spaces 2
Has Garage Yes
Features Detached, Garage Door Opener, Off Street
Total Spaces 5
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $21,512
Assessed Value $1,869,000
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures See List Agent
Possession None
Accepted Financing None
Structure Type []
House Color Brick
Sq Ft Source Measured
Sq Ft Disclosures See listing agent
Documents None
County Middlesex
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
5
Full Bathrooms
4
Living Area
3,297 sq ft
Total Rooms
11

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Wine Refrigerator
Interior Features: Recessed Lighting, Bathroom - With Shower Stall, Closet, Wainscoting, Sun Room, Exercise Room, Bathroom, Foyer, Walk-up Attic
Windows: Storm Window(s)
Basement: Full, Finished, Walk-Out Access, Interior Entry
Laundry: Bathroom - 3/4, Flooring - Stone/Ceramic Tile, In Basement
Security: Security System

Construction & Materials

Style: Colonial
Year Built: 1930
Structure Type:
Exterior Materials: Frame, Brick
Roof: Shingle, Rubber
Foundation: Concrete Perimeter
Condition: Remodeled

Heating, Cooling & Utilities

Heating: Forced Air, Radiant, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Professional Landscaping, Garden
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 5
Parking Features: Detached, Garage Door Opener, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Park, Sidewalks
School District
Belmont School District local
A+
School Safety 2024-25
0.6% Low
0.6% Suspensions 0.8% In-School
4.9% below state avg
E

Elementary Schools

3 schools
A
Winthrop L. Chenery Upper Elementary School
0.4 mi | #159 of 824 | Score: 56.7
Dropped 9 spots from last year
-1.5 below state avg
1,023 students Diverse
Diverse Student Body Strong Attendance
Grades 04-06
A+
Mary Lee Burbank School
0.7 mi | #12 of 824 | Score: 65.9
Improved 36 spots from last year
+7.7 above state avg
238 students Diverse
Rising School Strong Attendance
Grades K-03
A
Hosmer School
0.8 mi | #140 of 824 | Score: 57.4
Improved 112 spots from last year
-0.8 below state avg
758 students Diverse
Rising School Diverse Student Body
Grades PK-05
M

Middle Schools

3 schools
A+
Belmont Middle School
1.1 mi | #15 of 352 | Score: 62.5
Dropped 13 spots from last year
+4.3 above state avg
742 students Diverse
Strong Attendance
Grades 07-08
A-
Watertown Middle School
1.3 mi | #108 of 352 | Score: 48.6
Improved 11 spots from last year
-9.6 below state avg
583 students Diverse
Diverse Student Body
Grades 06-08
A+
Bigelow Middle School
1.9 mi | #26 of 352 | Score: 60.6
Improved 44 spots from last year
+2.4 above state avg
434 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
A+
Belmont High School
0.9 mi | #10 of 346 | Score: 75.5
Same rank as last year
+17.3 above state avg
1,454 students Diverse
21 sports • 2,714 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Walker Beacon School
1.2 mi
Grades 07-12
B+
Watertown High School
1.4 mi | #112 of 346 | Score: 59.3
Improved 118 spots from last year
+1.1 above state avg
761 students Diverse
18 sports • 1,578 athletes
Strong AP Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,793
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Payson Park

3 Essex Rd, Belmont MA 02478

Belmont, MA 02478

Listing Information

Listing Agent The Toland Team
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 617-489-6900
Agent MLS ID TM334219
Office MLS ID AN5429
Listing Data Updated Jul 20, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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