3 Union Terrace # 3, Cambridge MA 02141
Cambridge, MA 02141 • Kendall Square
$950,000
Est. $5,695/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
12
Sep
Saturday, September 12
1:00 PM - 2:30 PM EDT
10
Sep
Thursday, September 10
12:00 PM - 1:30 PM EDT
13
Sep
Sunday, September 13
1:00 PM - 2:30 PM EDT
About this home
Nestled on a leafy private street between Inman Sq and the Port, 3 Union Terrace offers full residential privacy and city living convenience. Providing two levels of thoughtfully designed living space with additional semi finished basement for storage and roof deck for extended outdoor living. The main level serves as the heart of the home, featuring large windows, gleaming hardwood floors throughout effortlessly connecting the living/dining area to the large kitchen. This level is finished with an efficient full bath, a bonus room that is perfect for an office, and a spacious pantry! Retreat to the upper floors to find spacious, bright bedrooms, including a serene primary suite. The versatile floor plan offers plenty of room for a dedicated home office or a creative studio, catering to the needs of a modern lifestyle. Positioned moments away from the innovative hubs of Kendall Square and the vibrant dining scene of Inman Square.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 9, 2026
$950,000
Original listing
Agent: MonaLisa Team
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | 🏠 Listed for Sale | $950,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $2,594 | $890,700 |
Financial Details
Annual Property Tax
$2,594
Tax Year 2026
HOA Fee
$475
Monthly
Assessed Value
$890,700
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1900
Living Area
1,304 sq ft
Stories
2
Bedrooms
2
Full Baths
2
Total Rooms
5
Interior
Heating
Baseboard, Natural Gas, Ductless
Cooling
Ductless
Flooring
Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Rubber
Features
Deck - Roof
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Roof
Parking
Features
Paved
Total Spaces
1
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$2,594
Assessed Value
$890,700
HOA & Community
HOA Fee
$475 Monthly
Fee Includes
Heat, Insurance
Amenities
Hot Water
Optional Fee Includes
None
Owner-Occupied Units
2
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
The Legal Address Of This Condo Is 1-3 Union Terrace, Unit #3. Please Complete Your Offer Using The Legal Address.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["Townhouse"]
Unit/Building
3
Sq Ft Source
Public Record
Documents
Master Deed, Rules & Regs, Master Plan, Floor Plans (4)
County
Middlesex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
2
Living Area
1,304 sq ft
Total Rooms
5
Stories
2
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,304 sq ft above grade
Display Options
Outdoor Areas
Patio & porchDeck - Roof
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Y
Laundry:
Security:
Construction & Materials
Year Built:
1900
Effective Year (Renovated):
2002
Structure Type:
Townhouse
Exterior Materials:
Frame
Roof:
Rubber
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Ductless
Heating Zones:
4
Cooling:
Ductless
Cooling Zones:
4
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Roof
Patio & Porch:
Deck - Roof
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Paved
Nearby Schools
School District
Cambridge School District local
A-
Where Graduates Go
Class of 2021
65%
attend college
58%
4-Year
7%
2-Year
23%
Out of State
7%
Working
School Safety
2024-25
1.2%
Low
0.8%
Suspensions
0.2%
In-School
0.4%
Emergency
4.3% below state avg
Elementary Schools
3 schools
A-
Cambridgeport School
0.1 mi
|
#217 of 825
|
Score: 53.9
Improved 89 spots from last year
-4.3 below state avg
256 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-05
B
Fletcher/Maynard Academy
0.2 mi
|
#7 of 12
|
Score: 41.9
Improved 616 spots from last year
-16.3 below state avg
235 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
B-
King Open School
0.2 mi
|
#473 of 825
|
Score: 45.4
Dropped 152 spots from last year
-12.8 below state avg
437 students
Very Diverse
Diverse Student Body
Grades PK-05
Middle Schools
3 schools
B-
Cambridge Street Upper School
0.2 mi
|
#207 of 352
|
Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students
Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
0.5 mi
|
#119 of 352
|
Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students
Very Diverse
Rising School
Diverse Student Body
Grades 06-08
A-
Putnam Avenue Upper School
0.9 mi
|
#104 of 352
|
Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students
Very Diverse
Diverse Student Body
Grades 06-08
High Schools
3 schools
NuVu Innovation School
0.5 mi
Grades 08-12
B-
Community Charter School of Cambridge
0.6 mi
|
#205 of 346
|
Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students
Diverse
7 sports
• 202 athletes
High Graduation Rate
College Ready Curriculum
Grades 06-12
Farr Academy School
0.7 mi
Grades 07-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$216
Homeowners Insurance
$200
HOA Fee
$475/mo
PMI (if <20% down)
$0
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Kendall Square
3 Union Terrace # 3, Cambridge MA 02141
Cambridge, MA 02141
Listing Information
Listing Agent
MonaLisa Team
Listing Office
Compass
Office Phone
617-303-0067
Agent MLS ID
TM358818
Office MLS ID
AN2606
Listing Data Updated
Sep 8, 2026 8:33 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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