304 Shirley Street, Winthrop MA 02152

Winthrop, MA 02152 • Winthrop Beach
$1,650,000
Est. $9,573/month
6
Beds
6
Baths
4,122
Sq Ft
$400
Price/Sq Ft
0.08
Acres
1900
Year Built
87
Days on Market
Sale Pending Listed Mar 19, 2026 • MLS# 73489316 Copied! • Updated Jun 16, 2026

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About this home

Situated just steps from the sand, 304 Shirley presents a rare opportunity to own a fully occupied 6-unit building in one of Winthrop's most desirable seaside neighborhoods. Each unit is a well-maintained 1-bedroom, offering consistent rental income and strong tenant demand. This beachside property is perfectly positioned near local shops, restaurants, and public transportation, making it a convenient and attractive location for tenants year-round. Unit 2 has the following updates: new flooring, new paint, updated kitchen, new light fixtures.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jun 2, 2026
Active → Active Under Contract
Pending Sale
May 31, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Mar 19, 2026
$1,650,000
Original listing
Agent: Reserve Team Office: Reference Real Estate

Tax History

Year Taxes Assessment
2025 $12,358 $1,197,500

Financial Details

Annual Property Tax
$12,358
Tax Year 2025
Assessed Value
$1,197,500

Facts & Features

Home Facts

Type Residential Income
Style 5+ Family - 5+ Units Up/Down
Year Built 1900
Living Area 4,122 sq ft
Lot Size 0.08 acres
Bedrooms 6
Full Baths 6
Total Rooms 15

Investment Metrics

Units 6
Unit 1 Rent $2,000/mo · Y
Unit 2 Rent $1,900/mo · Y
Unit 3 Rent $1,900/mo · Y
Unit 4 Rent $1,925/mo · Y
Total Monthly Rent $7,725/mo
Gross Income $114,900
Net Operating Income $114,900
Cap Rate 6.96%
Heating Oil
Cooling None
Flooring Tile, Hardwood
Appliances None
Fireplace None
Basement None
Laundry None
Features Living Room, Kitchen
Construction Frame, Brick
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features On Street
Electric Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $12,358
Assessed Value $1,197,500
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Located In A Designated Opportunity Zone, Offering Potential Long-term Tax Advantages For Investors; Buyer To Perform All Due Diligence.
Possession None
Accepted Financing None
Structure Type []
House Color Brown
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 89 days

Property Overview

Property Type
5+ Family - 5+ Units Up/Down
Listing Type
Sale Pending
Year Built
1900
Bedrooms
6
Full Bathrooms
6
Living Area
4,122 sq ft
Total Rooms
15
Stories
5
Levels
5

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances:
Interior Features: Living Room, Kitchen
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame, Brick
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 5

Heating, Cooling & Utilities

Heating: Oil
Heating Zones: 6
Cooling:
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Parking Features: On Street
School District
Winthrop School District local
C
School Safety 2024-25
0.3% Low
0.3% Suspensions
5.2% below state avg
E

Elementary Schools

3 schools
B-
Arthur T. Cummings Elementary School
0.6 mi | #453 of 824 | Score: 46.0
Improved 101 spots from last year
-12.2 below state avg
467 students Less Diverse
Rising School Strong Attendance
Grades 03-05
William P. Gorman/Fort Banks Elementary School
0.7 mi
487 students Less Diverse
Grades PK-02
B
Beachmont Veterans Memorial School
1.6 mi | #350 of 824 | Score: 49.1
Improved 63 spots from last year
-9.1 below state avg
346 students Diverse
Rising School
Grades PK-05
M

Middle Schools

3 schools
B+
Winthrop Middle School
0.4 mi | #119 of 352 | Score: 47.4
Dropped 26 spots from last year
-10.8 below state avg
439 students Less Diverse
Grades 06-08
C
Garfield Middle School
2.1 mi | #264 of 352 | Score: 35.1
Dropped 12 spots from last year
-23.1 below state avg
542 students Moderate
Grades 06-08
A-
Rumney Marsh Academy
3.0 mi | #5 of 16 | Score: 37.6
Improved 307 spots from last year
-20.6 below state avg
587 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
C+
Winthrop High School
0.4 mi | #241 of 346 | Score: 47.2
Dropped 112 spots from last year
-11 below state avg
568 students Less Diverse
18 sports • 1,118 athletes
College Ready Curriculum Strong Athletics
Grades 09-12
D
CityLab Innovation High School
1.6 mi | #327 of 346 | Score: 28.4
Improved 14 spots from last year
-29.8 below state avg
117 students Moderate
College Ready Curriculum
Grades 09-12
C
Revere High School
3.0 mi | #249 of 346 | Score: 46.2
Dropped 17 spots from last year
-12 below state avg
2,115 students Moderate
18 sports • 1,334 athletes
Early College Program College Ready Curriculum Strong Athletics
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,030
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Winthrop Beach

304 Shirley Street, Winthrop MA 02152

Winthrop, MA 02152

Listing Information

Listing Agent Reserve Team
Listing Office Reference Real Estate
Office Phone 781-342-0052
Agent MLS ID TM362024
Office MLS ID AN8944
Listing Data Updated Jun 16, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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