305 Nesmith St, Lowell MA 01852

Lowell, MA 01852
$865,000
Est. $5,343/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
7
Beds
3
Baths
3,426
Sq Ft
$252
Price/Sq Ft
0.23
Acres
1890
Year Built
6
Parking
15 hours 0 minutes
Time on Market
For Sale Listed Sep 18, 2026 • MLS# 73579588 Copied! • Updated Sep 18, 2026

Track this home for price, status, and open-house alerts.

About this home

Elegant, charming, well maintained 3 family on the revered Nesmith St with plenty of historic charm that is perfect for an owner occupant or investor. Walk through the front doors to your gorgeous, De-Leaded two level first floor unit that has two fireplaces, stunning crown molding, hardwood floors, fresh paint and stainless steel appliances. Adorable second floor unit with one over sized bedroom, hardwood floors, and a contemporary kitchen. Third floor unit has 2 bedrooms. Plenty of off street parking, separate utilities, vinyl siding, vinyl windows in the first and second floor, each unit with their own deck, walk out basement with 8 foot ceilings and laundry, tons of natural light, and so much more! Enjoy your over sized yard that is perfect for all your outdoor activities. Ideal location within walking distance to Fort Hill and Shedd Park, close to highways, downtown Lowell, UMass Lowell, the train station, and everything else Lowell has to offer!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 18, 2026
$865,000
Original listing
Agent: Kenneth Purtell Office: RE/MAX Innovative Properties

Tax History

Year Taxes Assessment
2025 $9,226 $803,700

Financial Details

Annual Property Tax
$9,226
Tax Year 2025
Assessed Value
$803,700

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1890
Living Area 3,426 sq ft
Lot Size 0.23 acres
Stories 4
Bedrooms 7
Full Baths 3
Total Rooms 13

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent $1,250/mo · N
Unit 3 Rent $1,400/mo · N
Total Monthly Rent $2,650/mo
Gross Income $31,800
Net Operating Income $31,800
Cap Rate 3.68%
Heating Steam, Natural Gas, Forced Air
Cooling None
Flooring Tile, Laminate, Hardwood
Appliances None
Fireplace Wood Burning
Fireplaces 2
Basement Full, Walk-out Access, Concrete
Laundry None
Features Crown Molding, Upgraded Cabinets, Bathroom With Tub & Shower, Living Room, Kitchen
Construction Frame
Architecture None
Roof Slate
Features Balcony/deck
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck - Wood
Features Paved Drive, Off Street, Paved
Total Spaces 6
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range

Financial

Annual Tax $9,226
Assessed Value $803,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures First Floor Unit Is Vacant, 2nd And 3rd Floor Tenants Are Tenants At Will. Seller Will Provide De-lead Certificate For First Floor Unit. Tv Mounts To Stay. Floor Plan Measurements Are Approximate.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1890
Bedrooms
7
Full Bathrooms
3
Living Area
3,426 sq ft
Total Rooms
13
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Tile, Laminate, Hardwood
Appliances:
Interior Features: Crown Molding, Upgraded Cabinets, Bathroom With Tub & Shower, Living Room, Kitchen
Windows:
Basement: Full, Walk-Out Access, Concrete
Laundry:
Security:

Construction & Materials

Year Built: 1890
Structure Type:
Exterior Materials: Frame
Roof: Slate
Foundation: Granite
Stories: 4

Heating, Cooling & Utilities

Heating: Steam, Natural Gas, Forced Air
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck
Patio & Porch: Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type: Wood Burning
Community Amenities: Public Transportation, Pool, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Highway Access, Public School, T-Station, University

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $769
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

305 Nesmith St, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Kenneth Purtell
Listing Office RE/MAX Innovative Properties
Office Phone 978-851-3030
Agent MLS ID CT009547
Office MLS ID AN8200
Listing Data Updated Sep 18, 2026 1:35 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Lowell, MA

Real-time market trends and pricing data for this area

Loading market insights for Lowell.