31 Division # 1, Chelsea MA 02150

Chelsea, MA 02150
$415,000
Est. $3,118/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
691
Sq Ft
$601
Price/Sq Ft
1900
Year Built
9 hours 18 minutes
Time on Market
For Sale Open House Listed Sep 8, 2026 • MLS# 73573549 Copied! • Updated Sep 8, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

13
Sep
Sunday, September 13
11:00 AM - 12:30 PM EDT

About this home

Opportunity awaits at 31 Division Street #1, set within a classic Chelsea brick row house, a thoughtfully designed two-bedroom, one-bath condominium offering 691 square feet of flexible living space. Hardwood flooring brings warmth and character to the main living areas, while durable luxury vinyl plank flooring enhances the lower level. The versatile layout provides options for a dedicated home office, guest accommodations or additional living space. Residents also enjoy access to shared outdoor space, a valuable city amenity. Conveniently located near Downtown Chelsea with access to public transportation, major commuter routes, Logan Airport and Downtown Boston. Parking may be rented separately in the lot directly across the street for approximately $166 per month, subject to availability. An excellent opportunity for an owner-occupant or investor seeking a two-bedroom property with flexibility, accessibility and compelling value near Boston.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 8, 2026
$415,000
Original listing
Agent: Marianne Gianelli Office: The Charles Realty

Tax History

Year Taxes Assessment
2025 $7,200 $553,800

Financial Details

Annual Property Tax
$7,200
Tax Year 2025
HOA Fee
$220
Monthly
Assessed Value
$553,800

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 691 sq ft
Stories 2
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Baseboard
Cooling Window Unit(s)
Flooring Wood
Appliances None
Fireplace None
Basement N
Laundry None
Features None

Exterior

Construction Brick, Stone
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $7,200
Assessed Value $553,800

HOA & Community

HOA Fee $220 Monthly
Fee Includes Water, Sewer, Insurance, Reserve Funds
Amenities Laundry
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type ["Rowhouse","Brownstone"]
Unit/Building 1
Sq Ft Source Public Record
Documents None
County Suffolk

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
1
Living Area
691 sq ft
Total Rooms
4
Stories
2
Entry Level
1

Floor Layout

Interior Features

Flooring: Wood
Appliances:
Interior Features:
Windows:
Basement: N
Laundry:
Security: Intercom

Construction & Materials

Year Built: 1900
Structure Type: Rowhouse, Brownstone
Exterior Materials: Brick, Stone
Roof:
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Baseboard
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:
School District
Chelsea School District local
C-
School Safety 2024-25
5.2% Above Average
2.9% Suspensions 1.7% In-School 2.3% Emergency
0.3% below state avg
E

Elementary Schools

7 schools
St. Rose Elementary School
0.6 mi
Grades PK-08
Chelsea Virtual Learning Academy
1.2 mi
38 students Less Diverse
College Ready Curriculum
Grades K-12
Shurtleff Early Childhood School
0.2 mi
769 students Less Diverse
Grades PK-01
B+
William A Berkowitz Elementary School
1.3 mi | #287 of 825 | Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
428 students Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
1.3 mi | #409 of 825 | Score: 47.5
Improved 97 spots from last year
-10.7 below state avg
406 students Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
1.3 mi | #631 of 825 | Score: 39.4
Improved 78 spots from last year
-18.8 below state avg
430 students Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
1.3 mi | #648 of 825 | Score: 38.4
Improved 182 spots from last year
-19.8 below state avg
471 students Less Diverse
Rising School
Grades 01-04
M

Middle Schools

3 schools
C-
Joseph A. Browne School
0.4 mi | #285 of 352 | Score: 33.1
Improved 61 spots from last year
-25.2 below state avg
501 students Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.4 mi | #9 of 16 | Score: 30.0
Improved 348 spots from last year
-28.2 below state avg
418 students Less Diverse
Rising School
Grades 05-08
D
Clark Avenue School
0.7 mi | #329 of 352 | Score: 28.2
Improved 32 spots from last year
-30 below state avg
641 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
Seaport Academy School
0.6 mi
Grades 07-12
C
Chelsea Opportunity Academy
0.8 mi | #294 of 346 | Score: 59.3
Same rank as last year
115 students Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
0.8 mi | #284 of 346 | Score: 43.0
Improved 24 spots from last year
-15.2 below state avg
1,532 students Less Diverse
12 sports • 796 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $600
Homeowners Insurance $200
HOA Fee $220/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

31 Division # 1, Chelsea MA 02150

Chelsea, MA 02150

Listing Information

Listing Agent Marianne Gianelli
Listing Office The Charles Realty
Office Phone 617-236-0353
Agent MLS ID CN214700
Office MLS ID BB9906
Listing Data Updated Sep 8, 2026 10:10 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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