31 Division # 1, Chelsea MA 02150
Chelsea, MA 02150
$415,000
$369,000
Est. $2,636/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Opportunity awaits at 31 Division Street #1, set within a classic Chelsea brick row house comprised of three total units. Enter into a light filled and thoughtfully designed two-bedroom, one-bath condominium offering 691 square feet of flexible living space. East morning sunlight comes in beautifully to the bedroom and afternoon, sunset light floods through the primary living room space. Hardwood flooring brings warmth and character to the main living areas, while durable luxury vinyl plank flooring enhances the lower level in warm oak, an improvement from the owner occupant. Kitchen features granite countertops and gas cooking. The versatile layout provides options for a dedicated home office, guest accommodations or additional living space. Residents also enjoy access to shared outdoor space, with hammock and grill, a valuable city amenity. Conveniently located near Downtown Chelsea with access to public transportation, Silver Line, major commuter routes, Logan Airport and Downtown Boston. Parking may be rented separately in the lot directly across the street for approximately $166 per month, subject to availability. An excellent opportunity for an owner-occupant or investor seeking a two-bedroom property with flexibility, accessibility and compelling value near Boston. There is consistent rental demand. Ask you lender about Rate Buy Downs ARM's and Special Programs! Roof and Boiler are 5 years old. This is a true gem not to be overlooked.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
11.1%
Price Range
Property Timeline
Price Reduced
Sep 29, 2026
$369,000
$30,000
(-7.52%)
From $399,000 to $369,000 (-7.5%)
Price Reduced
Sep 20, 2026
$399,000
$16,000
(-3.86%)
From $415,000 to $399,000 (-3.9%)
Listed for Sale
Sep 8, 2026
$415,000
Original listing
Agent: Marianne Gianelli
Office: The Charles Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/29/2026 | ↓ Price Reduced | $369,000 | $30,000 | - | From $399,000 to $369,000 (-7.5%) |
| 09/20/2026 | ↓ Price Reduced | $399,000 | $16,000 | - | From $415,000 to $399,000 (-3.9%) |
| 09/08/2026 | 🏠 Listed for Sale | $415,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,200 | $370,000 |
Financial Details
Annual Property Tax
$4,200
Tax Year 2026
HOA Fee
$220
Monthly
Assessed Value
$370,000
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1900
Living Area
691 sq ft
Stories
2
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Baseboard
Cooling
Window Unit(s)
Flooring
Wood
Appliances
None
Fireplace
None
Basement
N
Laundry
None
Features
None
Exterior
Construction
Brick, Stone
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,200
Assessed Value
$370,000
HOA & Community
HOA Fee
$220 Monthly
Fee Includes
Water, Sewer, Insurance, Reserve Funds
Amenities
Laundry
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Rowhouse","Brownstone"]
Unit/Building
1
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
21 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
1
Living Area
691 sq ft
Total Rooms
4
Stories
2
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
491 sq ft above grade
200 sq ft below grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Basement:
N
Laundry:
Security:
Intercom
Construction & Materials
Year Built:
1900
Structure Type:
Rowhouse, Brownstone
Exterior Materials:
Brick, Stone
Roof:
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Baseboard
Heating Zones:
2
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Chelsea School District local
C-
School Safety
2024-25
5.2%
Above Average
2.9%
Suspensions
1.7%
In-School
2.3%
Emergency
0.3% below state avg
Elementary Schools
7 schools
St. Rose Elementary School
0.6 mi
Grades PK-08
Chelsea Virtual Learning Academy
1.2 mi
38 students
Less Diverse
College Ready Curriculum
Grades K-12
Shurtleff Early Childhood School
0.2 mi
769 students
Less Diverse
Grades PK-01
B+
William A Berkowitz Elementary School
1.3 mi
|
#287 of 825
|
Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
428 students
Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
1.3 mi
|
#409 of 825
|
Score: 47.5
Improved 97 spots from last year
-10.7 below state avg
406 students
Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
1.3 mi
|
#631 of 825
|
Score: 39.4
Improved 78 spots from last year
-18.8 below state avg
430 students
Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
1.3 mi
|
#648 of 825
|
Score: 38.4
Improved 182 spots from last year
-19.8 below state avg
471 students
Less Diverse
Rising School
Grades 01-04
Middle Schools
3 schools
C-
Joseph A. Browne School
0.4 mi
|
#285 of 352
|
Score: 33.1
Improved 61 spots from last year
-25.2 below state avg
501 students
Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.4 mi
|
#9 of 16
|
Score: 30.0
Improved 348 spots from last year
-28.2 below state avg
418 students
Less Diverse
Rising School
Grades 05-08
D
Clark Avenue School
0.7 mi
|
#329 of 352
|
Score: 28.2
Improved 32 spots from last year
-30 below state avg
641 students
Less Diverse
Rising School
Grades 05-08
High Schools
3 schools
Seaport Academy School
0.6 mi
Grades 07-12
C
Chelsea Opportunity Academy
0.8 mi
|
#294 of 346
|
Score: 59.3
Same rank as last year
115 students
Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
0.8 mi
|
#284 of 346
|
Score: 43.0
Improved 24 spots from last year
-15.2 below state avg
1,532 students
Less Diverse
12 sports
• 796 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$350
Homeowners Insurance
$200
HOA Fee
$220/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
31 Division # 1, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Marianne Gianelli
Listing Office
The Charles Realty
Office Phone
617-236-0353
Agent MLS ID
CN214700
Office MLS ID
BB9906
Listing Data Updated
Sep 29, 2026 2:26 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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