31 Lincoln House Point, Swampscott MA 01907

Swampscott, MA 01907 • Point location
$2,200,000
$2,095,000
Est. $12,965/month
3
Beds
3.5
Baths
2,572
Sq Ft
$815
Price/Sq Ft
0.19
Acres
1963
Year Built
2
Garage Spaces
69
Days on Market
Sale Pending Price Drop -$105,000 Listed Apr 7, 2026 • MLS# 73497433 Copied! • Updated Jun 17, 2026

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About this home

Rare opportunity to own a waterfront residence on one of Swampscott’s most coveted points. This charming harbor-front home, offering 3 to 4 bedrooms and 3.5 baths, delivers breathtaking, esoteric views of the Swampscott harbor to the Boston skyline — a daily reminder of coastal living at its finest. Perfectly situated just steps from some of the North Shore’s quintessential beaches, boutique dining, and seaside amenities, the property provides both a quiet, private retreat and immediate access to vibrant coastal lifestyle pursuits. Thoughtfully updated over time, the home features spacious, light-filled rooms, and great flow for entertaining or relaxing, and well-proportioned bedrooms with scenic outlooks. The flexible floor plan accommodates varied needs —offering easy transition for a first-floor bedroom suite. Outside, enjoy a waterfront setting that invites morning coffee on the terrace or screened porch, sunset gatherings with friends, and easy strolls along the shoreline.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.8%
Price Range

Property Timeline

📋
Status: Active under contract
Jun 3, 2026
Active → Active Under Contract
Pending Sale
Jun 2, 2026
Offer accepted, sale pending
Price Reduced
May 15, 2026
$2,095,000 $105,000 (-4.77%)
From $2,200,000 to $2,095,000 (-4.8%)
🏠
Listed for Sale
Apr 7, 2026
$2,200,000
Original listing
Agent: Judith Toner Office: The Proper Nest Real Estate

Tax History

Year Taxes Assessment
2026 $26,063 $2,171,900

Financial Details

Annual Property Tax
$26,063
Tax Year 2026
Assessed Value
$2,171,900

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1963
Living Area 2,572 sq ft
Lot Size 0.19 acres
Bedrooms 3
Full Baths 3
Half Baths 1
Total Rooms 8

Interior

Heating Central, Oil
Cooling Central Air
Flooring Wood, Flooring - Wood
Appliances Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Concrete
Laundry In Basement
Features Bathroom - With Tub & Shower, Recessed Lighting, Bathroom - Half, Closet, Bathroom, Sitting Room, Entry Hall, Sun Room

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch - Screened, Patio, Balcony, Rain Gutters, Sprinkler System, City View(s)
Pool None
Spa None
Fencing None
Patio/Porch Screened, Patio
Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Storage, Oversized, Off Street, Paved
Total Spaces 4
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $26,063
Assessed Value $2,171,900
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Solar Panels Are Owned, No Monthly Electric Bill. Seller Has Never Lived In The House. Fireplace Not Used During Ownership. No Warranties Or Representations Are Made. Appliance Will Remain. Flood Insurance: Ve Zone, $1457.00/yr And Is Transferrable. Custom Carpets By Magarian 2025 Will Remain.
Exclusions None
Possession None
Accepted Financing None
Structure Type []
House Color Gray
Sq Ft Source Measured
Sq Ft Disclosures potential for First Floor Primary Suite
Documents None
County Essex
Total market time (incl. prior listings) 71 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1963
Bedrooms
3
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,572 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Wood, Flooring - Wood
Appliances: Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Interior Features: Bathroom - With Tub & Shower, Recessed Lighting, Bathroom - Half, Closet, Bathroom, Sitting Room, Entry Hall, Sun Room
Windows: Storm Window(s)
Basement: Full, Interior Entry, Bulkhead, Concrete
Laundry: In Basement
Security: Security System

Construction & Materials

Style: Cape
Year Built: 1963
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Central, Oil
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Screened, Patio, Balcony, Rain Gutters, Sprinkler System, City View(s)
Patio & Porch: Screened, Patio
Fencing:
Other Structures:
Lot Features: Cul-De-Sac, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Garage Door Opener, Storage, Oversized, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Waterfront: Yes
Waterfront Type: Waterfront, Ocean, Harbor, Beach Access, Harbor, Ocean, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
View: Yes
View Type: City View(s), Scenic View(s), City
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Conservation Area, House of Worship, Marina, Private School, Public School, T-Station, University

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $2,172
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Point location

31 Lincoln House Point, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Office The Proper Nest Real Estate
Office Phone 781-797-4020
Agent MLS ID C7505741
Office MLS ID AN7859
Listing Data Updated Jun 17, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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