31 School Street, Andover MA 01810

Andover, MA 01810
$925,000
Est. $6,462/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
3
Beds
3.5
Baths
2,574
Sq Ft
$359
Price/Sq Ft
0.00
Acres
1850
Year Built
2
Garage Spaces
3 hours 52 minutes
Time on Market
For Sale Listed Sep 28, 2026 • MLS# 73583605 Copied! • Updated Sep 28, 2026

Track this home for price, status, and open-house alerts.

About this home

Step into a captivating circa-1850 townhome where historic New England character meets thoughtful modern updates, just one block from Main Street in the coveted Phillips Academy neighborhood. A gracious entry introduces soaring ceilings and sun-filled living and dining rooms framed by dramatic floor-to-ceiling windows. The first level flows into a tastefully renovated kitchen and inviting family room with coffered ceiling. Upstairs, the second floor offers three bedrooms, each with an en suite bath and handsome wide-plank pine floors. The third level adds two flexible bonus rooms, currently used as a guest room and private office. All this, moments from Phillips Academy, the Addison Gallery, downtown Andover’s restaurants, cafés and shops, the library and commuter rail to Boston. Dont miss this exceptional opportunity to own a piece of Andover history in the heart of town!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 29, 2026
$925,000
Original listing
Agent: MonaLisa Team Office: Compass

Tax History

Year Taxes Assessment
2026 $11,746 $954,200

Financial Details

Annual Property Tax
$11,746
Tax Year 2026
HOA Fee
$606
Monthly
Assessed Value
$954,200

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1850
Living Area 2,574 sq ft
Lot Size 0.0000
Bedrooms 3
Full Baths 3
Half Baths 1
Total Rooms 9

Interior

Heating Baseboard, Electric Baseboard, Natural Gas
Cooling Central Air
Flooring Wood, Tile
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry Second Floor
Features Office, Bonus Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 2
Has Garage Yes
Features Detached, Off Street, Assigned
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $11,746
Assessed Value $954,200
HOA Yes
HOA Fee $606 Monthly
Fee Includes None
Amenities None
Optional Fee Includes None
Association Required Yes
Lead Paint Unknown
Seller Disclosures 1. This Home Is Listed On The Historic Register For The Town Of Andover.2. This Property Is A Townhome With An Hoa, Also Listed As A Condominium.
Possession None
Accepted Financing Contract
Structure Type []
Sq Ft Source Public Record
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1850
Bedrooms
3
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,574 sq ft
Total Rooms
9

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Office, Bonus Room
Windows: Storm Window(s)
Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry: Second Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1850
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Electric Baseboard, Natural Gas
Heating Zones: 4
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 3
Parking Features: Detached, Off Street, Assigned
School District
Andover School District local
A+
✓ School Safety 2024-25
0.4% Low
0.4% Suspensions 0.1% In-School
↓ 5.1% below state avg
E

Elementary Schools

3 schools
Saint Augustine School
0.2 mi
Grades PK-08
The Pike School Inc
1.4 mi
Grades PK-09
Meritor Academy
1.7 mi
Grades PK
M

Middle Schools

3 schools
A
Doherty Middle School
0.2 mi | #42 of 352 | Score: 58.4
Improved 12 spots from last year
+0.2 above state avg
484 students Moderate
Strong Attendance
Grades 06-08
A
Andover West Middle School
0.8 mi | #52 of 352 | Score: 56.4
Dropped 36 spots from last year
-1.8 below state avg
478 students Diverse
Strong Attendance
Grades 06-08
C-
Frost Middle School
2.7 mi | #304 of 352 | Score: 31.3
Improved 21 spots from last year
-26.9 below state avg
474 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
Phillips Academy
0.5 mi
Grades 09-12
A+
Andover High School
0.9 mi | #24 of 346 | Score: 72.9
Improved 10 spots from last year
+14.7 above state avg
1,578 students Diverse
20 sports • 2,968 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
C
Lawrence High School
2.7 mi | #270 of 346 | Score: 45.3
Improved 37 spots from last year
-12.9 below state avg
3,280 students Less Diverse
13 sports • 1,440 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $979
Homeowners Insurance $200
HOA Fee $606/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

31 School Street, Andover MA 01810

Andover, MA 01810

Listing Information

Listing Agent MonaLisa Team
Listing Office Compass
Office Phone 617-303-0067
Agent MLS ID TM358818
Office MLS ID AN2606
Listing Data Updated Sep 28, 2026 11:43 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Andover, MA

Real-time market trends and pricing data for this area

Loading market insights for Andover.