313 Elm Street # 1, Cambridge MA 02139
Cambridge, MA 02139 • Inman Square
$599,000
Est. $3,880/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Perfectly positioned between Inman Square and Union Square, this two-bedroom condo puts you in the heart of one of Cambridge's most vibrant neighborhoods. Start your day at a local café, explore independent boutiques, meet friends at acclaimed restaurants, or catch the Green or Red Line just minutes from your door.The functional floor-through layout features a spacious living room, two well-sized bedrooms, and a large eat-in kitchen with ample cabinetry, generous counter space, and room to gather. An exclusive parking space—an increasingly rare Cambridge commodity—adds tremendous convenience and value. Additional amenities include private storage, common laundry, and professional management. Whether you're a first-time buyer, investor, or someone looking to build equity in a premier location, this home presents a compelling opportunity. Owner-occupants also benefit from Cambridge's residential tax exemption, one of the most valuable tax incentives available to homeowners.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 26, 2026
Active → Active Under Contract
Pending Sale
Aug 26, 2026
Offer accepted, sale pending
Listed for Sale
Jun 10, 2026
$599,000
Original listing
Agent: Emma Guardia & Team
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/26/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/26/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/10/2026 | 🏠 Listed for Sale | $599,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,295 | $494,000 |
Financial Details
Annual Property Tax
$3,295
Tax Year 2026
HOA Fee
$377
Monthly
Assessed Value
$494,000
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1915
Living Area
712 sq ft
Stories
3
Bedrooms
2
Full Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Flooring
Wood, Tile
Appliances
Range, Dishwasher, Refrigerator
Fireplace
None
Basement
Y
Laundry
In Building
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Exclusive Parking
Total Spaces
1
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$3,295
Assessed Value
$494,000
HOA & Community
HOA Fee
$377 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Grounds, Snow Removal, Reserve Funds
Amenities
Laundry
Optional Fee Includes
None
Down Payment Resource
Eligible
Pets
Yes
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Low-Rise","2/3 Family"]
Unit/Building
1
Sq Ft Source
Unit Floor Plan
Documents
Master Deed, Unit Deed, Floor Plans, Association Financial Statements, Certificate Of Insurance (5)
County
Middlesex
Total market time (incl. prior listings)
91 days
Property Overview
Property Type
Condominium
Listing Type
Sale Pending
Year Built
1915
Bedrooms
2
Full Bathrooms
1
Living Area
712 sq ft
Total Rooms
5
Stories
3
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
712 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement:
Y
Laundry:
In Building
Security:
Construction & Materials
Year Built:
1915
Structure Type:
Low-Rise, 2/3 Family
Exterior Materials:
Frame
Roof:
Rubber
Foundation:
Stories:
3
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Heating Zones:
1
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, Exclusive Parking
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$275
Homeowners Insurance
$200
HOA Fee
$377/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Inman Square
313 Elm Street # 1, Cambridge MA 02139
Cambridge, MA 02139
Listing Information
Listing Agent
Emma Guardia & Team
Listing Office
Compass
Office Phone
617-303-0067
Agent MLS ID
TM361698
Office MLS ID
AN2606
Listing Data Updated
Sep 9, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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