32 Essex St, Cambridge MA 02139
Cambridge, MA 02139
$2,348,000
Est. $12,892/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
27
Sep
Sunday, September 27
11:30 AM - 1:00 PM EDT
25
Sep
Friday, September 25
5:00 PM - 6:00 PM EDT
26
Sep
Saturday, September 26
11:30 AM - 1:00 PM EDT
About this home
Rarely available: a spacious 3-family with over 3,900 sq ft of living space in a prime Cambridge location. Set on a quiet, one-way, tree-lined street just steps from Central Square and a mile to both Kendall and Harvard Squares. Each of the three 3-bed/1-bath units offers over 1,300 sq ft and a private porch, with a bonus office in the 2nd and 3rd-floor units. Big-ticket recent updates include a new flat roof (2025), boiler (2024), and hot water heater (2023), all still under warranty. The top-floor owner's unit features central AC, a renovated kitchen, and owned solar panels. A detached garage with electricity and EV charging sits directly behind the house and the generously sized basement offers ample storage plus laundry. Close to HMart, Whole Foods, Target, many restaurants, MIT, Harvard University, the Red Line, and all that Cambridge has to offer. Delivered fully vacant, an excellent opportunity for buy-and-hold investors, owner-occupants, or developers!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 23, 2026
$2,348,000
Original listing
Agent: Sage Jankowitz
Office: Cambridge Sage Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/23/2026 | 🏠 Listed for Sale | $2,348,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,835 | $1,944,700 |
Financial Details
Annual Property Tax
$9,835
Tax Year 2026
Assessed Value
$1,944,700
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1888
Living Area
3,915 sq ft
Lot Size
0.05 acres
Stories
3
Bedrooms
9
Full Baths
3
Total Rooms
17
Investment Metrics
Units
3
Unit 1 Rent
— · N
Unit 2 Rent
$4,400/mo · Y
Total Monthly Rent
$4,400/mo
Gross Income
$52,800
Net Operating Income
$52,800
Cap Rate
2.25%
Interior
Heating
None
Cooling
None
Flooring
Wood
Appliances
None
Fireplace
None
Basement
Unfinished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle, Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Off Street, Deeded
Total Spaces
1
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$9,835
Assessed Value
$1,944,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
One Boiler And One Hw Heater For Entire House. No Common Electric Meter - Seller Has Two Written Estimates To Upgrade To 200a + Common Meter For ~$15k. 2nd Fl Dishwasher Condition Unknown. Unit 2 Lease @ $4400/mo Expires 10/31/26. Unit 1 Vacant, Unit 3 Owner-occupied And To Be Delivered Vacant.
Exclusions
See Exclusion/Inclusion List Attached To Mls
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1888
Bedrooms
9
Full Bathrooms
3
Living Area
3,915 sq ft
Total Rooms
17
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,915 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1888
Structure Type:
Exterior Materials:
Roof:
Shingle, Rubber
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Heating Zones:
1
Cooling:
Cooling Zones:
1
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
1
Parking Features:
Off Street, Deeded
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$820
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
32 Essex St, Cambridge MA 02139
Cambridge, MA 02139
Listing Information
Listing Agent
Sage Jankowitz
Listing Office
Cambridge Sage Inc.
Office Phone
617-833-7457
Agent MLS ID
CN231626
Office MLS ID
AN8801
Listing Data Updated
Sep 23, 2026 6:24 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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