32 Ocean St, Beverly MA 01915

Beverly, MA 01915
$1,595,000
$1,400,000
Est. $8,282/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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10
Beds
3.5
Baths
5,727
Sq Ft
$244
Price/Sq Ft
0.15
Acres
1911
Year Built
6
Parking
68
Days on Market
Sale Pending Price Drop -$195,000 Listed Jun 24, 2026 • MLS# 73541054 Copied! • Updated Sep 2, 2026

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About this home

This may be one of the most unexpected ways to afford the Beverly lifestyle. Step outside, look left and see the ocean. Open the oversized windows and smell the salt air. The beach is right there, while a few blocks inland puts you in the heart of downtown Beverly. Not familiar with Beverly? Think small-town vibes with all the big-city finds. A downtown where children parade the streets at Halloween and shopkeepers hand out candy, and artists' stalls line block after block during our annual arts festival. Despite this home's timeless character, it isn't waiting for someone to take on years of deferred projects. It may surprise you with the extensive list of major improvements made within the last four years, including high-efficiency windows and exterior doors, central air, heat pumps, insulation, updated kitchens and baths, and major electrical upgrades. And you don't have to trade space for location. When you rent the first floor at market rent, the remaining monthly housing cost can be comparable to owning a home much farther from the ocean and half the size. With 11 flex rooms in the owner's residence, there's extraordinary freedom for bedrooms, home offices, guests, hobbies and gathering spaces. Only a few houses from the ocean, with an expansive first-floor apartment helping offset the cost of ownership, this is a combination that is exceptionally difficult to replicate in Beverly. You may find a bigger house, but that won't be easy. You will find homes selling for less. But finding this much space, this close to the ocean, with another residence helping offset the cost of ownership is something else entirely. Come experience what life can look like when you have the space to fill it with your dreams. Life is waiting, but 32 Ocean won't be forever.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
12.2%
Price Range

Property Timeline

Pending Sale
Sep 1, 2026
Offer accepted, sale pending
👁️
Showing Instructions Updated
Jul 30, 2026
New showing requirements
Pending Sale
Jul 4, 2026
Offer accepted, sale pending
Price Reduced
Jul 2, 2026
$1,400,000 $195,000 (-12.23%)
From $1,595,000 to $1,400,000 (-12.2%)
👁️
Showing Instructions Updated
Jun 30, 2026
New showing requirements
👁️
Showing Instructions Updated
Jun 24, 2026
New showing requirements
🏠
Listed for Sale
Jun 24, 2026
$1,400,000
Original listing
Agent: Diantha Phothisan Office: At Home With Diantha
🏠
Listed for Sale
Jun 24, 2026
$1,595,000
Original listing
Agent: Diantha Phothisan Office: At Home With Diantha

Tax History

Year Taxes Assessment
2025 $12,030 $1,094,600

Financial Details

Annual Property Tax
$12,030
Tax Year 2025
Assessed Value
$1,094,600

Facts & Features

Central AC

Home Facts

Type Residential Income
Style Multi Family
Year Built 1911
Living Area 5,727 sq ft
Lot Size 0.15 acres
Stories 3
Bedrooms 10
Full Baths 3
Half Baths 1
Total Rooms 18

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Oil, Forced Air, Heat Pump, Natural Gas, Unit Control
Cooling Window Unit(s), Central Air, Unit Control
Flooring Wood, Tile, Vinyl, Varies
Appliances Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range Hood
Fireplace None
Fireplaces 2
Basement Full, Walk-out Access
Laundry Electric Dryer Hookup, Washer Hookup
Features Storage, Ceiling Fan(s), Pantry, Bathroom With Tub & Shower, Crown Molding, Upgraded Cabinets, Upgraded Countertops, Walk-in Closet(s), Bathroom With Shower Stall, Bathroom With Tub, Remodeled, Living Room, Dining Room, Kitchen, Laundry Room, Family Room, Mudroom, Office/den
Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Rain Gutters
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck, Patio, Covered
Features Paved Drive, Off Street, Tandem, Paved
Total Spaces 6
Electric 220 Volts, 200+ Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $12,030
Assessed Value $1,094,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Triple-pane Windows 2023. Central Air 2022. Electric Heat Pump/gas Back Up 2022. Hot Water Heaters 2022. Fireplaces Have Not Been Used During Current Ownership. $375, 000+ In Updates/upgrades/renovations Over Last 4 Years, See Extensive Feature List.
Possession None
Accepted Financing None
Structure Type []
House Color Brown
Sq Ft Source Measured
Sq Ft Disclosures Living area square footage by measurement. See sellers disclosure and attachments.
Documents None
County Essex
Total market time (incl. prior listings) 44 days

Property Overview

Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1911
Bedrooms
10
Full Bathrooms
3
Half Bathrooms
1
Living Area
5,727 sq ft
Total Rooms
18
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl, Varies
Appliances: Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range Hood
Interior Features: Storage, Ceiling Fan(s), Pantry, Bathroom With Tub & Shower, Crown Molding, Upgraded Cabinets, Upgraded Countertops, Walk-In Closet(s), Bathroom with Shower Stall, Bathroom With Tub, Remodeled, Living Room, Dining Room, Kitchen, Laundry Room, Family Room, Mudroom, Office/Den
Windows: Insulated Windows
Basement: Full, Walk-Out Access
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1911
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Oil, Forced Air, Heat Pump, Natural Gas, Unit Control
Heating Zones: 3
Cooling: Window Unit(s), Central Air, Unit Control
Cooling Zones: 2
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters
Patio & Porch: Porch, Deck, Patio, Covered
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Tandem, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Marina, Public School, T-Station, Sidewalks

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,003
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

32 Ocean St, Beverly MA 01915

Beverly, MA 01915

Listing Information

Listing Agent Diantha Phothisan
Listing Office At Home With Diantha
Office Phone 978-810-2747
Agent MLS ID CN240201
Office MLS ID AN9552
Listing Data Updated Sep 2, 2026 12:50 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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