32 Swift Street, Lowell MA 01852

Lowell, MA 01852
$739,900
Est. $4,454/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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10
Beds
2
Baths
2,904
Sq Ft
$255
Price/Sq Ft
0.06
Acres
1900
Year Built
New today
Time on Market
For Sale Open House Listed Nov 11, 2026 • MLS# 73601055 Copied! • Updated Nov 11, 2026

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Open House Schedule

14
Nov
Saturday, November 14
11:00 AM - 12:30 PM EST
15
Nov
Sunday, November 15
11:00 AM - 12:30 PM EST

About this home

Come see this large duplex in Lowell! 10 total bedrooms allows for massive rental upside, including fully separated gas and electric. Meticulously cared for, this property features recent upgrades including a roof under 10 years old, PVC plumbing done in 2023, and 2 hot water heaters 2019/2026. Home was fully insulated by Homeworks in 2024. Hardwood floors throughout, granite counter tops and cherry wood cabinets in both units, the units sell themselves to prospective tenants. With street parking only, the landlord has no plowing expenses. Second floor tenant's lease was just renewed with subsidy for $3,850 per month. First floor is vacant, offering opportunity for an investor to fill at market rents or for a house hacker to owner occupy and move right in, with day 1 rental income from upstairs. Laundry hookups are available and separated in the basement. Don't miss this fantastic investment opportunity poised to be a cash cow!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 11, 2026
$739,900
Original listing
Agent: Brendan Conley Office: Keynova Group LLC

Tax History

Year Taxes Assessment
2026 $6,151 $541,900

Financial Details

Annual Property Tax
$6,151
Tax Year 2026
Assessed Value
$541,900

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 2,904 sq ft
Lot Size 0.06 acres
Stories 3
Bedrooms 10
Full Baths 2
Total Rooms 15

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $3,850/mo · N
Total Monthly Rent $3,850/mo
Gross Income $46,200
Net Operating Income $46,200
Cap Rate 6.24%
Heating Natural Gas
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Unfinished
Laundry None
Features Kitchen, Living Room
Construction Frame
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,151
Assessed Value $541,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Certified Treated
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
10
Full Bathrooms
2
Living Area
2,904 sq ft
Total Rooms
15
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features: Kitchen, Living Room
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof:
Foundation: Stone
Stories: 3

Utilities & Systems

Heating: Natural Gas
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $513
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

32 Swift Street, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Brendan Conley
Listing Office Keynova Group LLC
Office Phone 774-287-6819
Agent MLS ID CN250754
Office MLS ID AN9725
Listing Data Updated Nov 11, 2026 11:38 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
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