321 Central St, Lowell MA 01852

Lowell, MA 01852

$949,000

Est. $6,245/month

0.09

Acres

1900

Year Built

10 hours 32 minutes

Time on Market

Active Listed Jul 8, 2026 • MLS# 73546680 Copied! • Updated Jul 8, 2026

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About this home

Four Points Real Estate is pleased to exclusively present for sale 321 Central Street. 321 Central is comprised of 14 office and retail tenants. Tenants enjoy amenities such as an elevator, shared meeting room, library, kitchen, and roof top deck. 321 Central is located in downtown Lowell and walking distance to the new $200 million dollar Lowell Justice Center. This prime space is ready for it's next owner to continue to utilize it as a premier office space or to convert into residential housing. 321 Central sits within Lowell's MFOM Multifamily Overlay /TOD District. Residential conversion requires zero additional parking, eliminating one of the most costly and complex hurdles in urban adaptive reuse. By-right multifamily use eliminates special permit risk. Reach out to Andrew for more info or to schedule a showing.

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Property History

Property Timeline

🏠

Listed for Sale

Jul 8, 2026

$949,000

Original listing

Agent: Chapman Real Estate Group Office: Four Points Real Estate, LLC

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
07/08/2026	🏠 Listed for Sale	$949,000	-	-	Original listing

Tax History

Year	Taxes	Assessment
2025	$14,957	—

Financial Details

Annual Property Tax

$14,957

Tax Year 2025

Facts & Features

Home Facts

Type Commercial Sale

Year Built 1900

Lot Size 0.09 acres

Investment Metrics

Gross Income $118,800

Net Operating Income $58,143

Cap Rate 6.13%

Interior

Heating None

Cooling None

Flooring None

Appliances None

Fireplace None

Basement None

Laundry None

Features None

Exterior

Construction None

Architecture None

Roof Shingle

Features None

Pool None

Spa None

Fencing None

Patio/Porch None

Parking

Features None

Utilities

Electric None

Water None

Sewer None

Gas None

Other Public Water, Public Sewer, Natural Gas Available

Financial

Annual Tax $14,957

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

MA Disclosures

Seller Disclosures Listing Broker Has Ownership Interest In Building.

Additional Details

Possession None

Accepted Financing None

Structure Type []

Documents None

County Middlesex

Property Overview

Listing Type

Commercial Sale

Year Built

1900

Room Details

Other Floor

Bathroom1

Bedroom5

Bedroom4

Bedroom3

Dining Room

Kitchen

Bathroom2

Bedroom2

Living Room

Bathroom3

Master Bedroom

Office

Family Room

Master Bathroom

Interior Features

Flooring:

Appliances:

Interior Features:

Windows:

Basement:

Laundry:

Security:

Construction & Materials

Year Built: 1900

Structure Type:

Exterior Materials:

Roof: Shingle

Foundation:

Heating, Cooling & Utilities

Heating:

Cooling:

Hot Water:

Water Source:

Sewer:

Energy Features:

Exterior & Lot

Exterior Features:

Patio & Porch:

Fencing:

Other Structures:

Lot Features:

Road Surface:

Parking & Garage

Parking Features:

Nearby Schools

School District

Lowell School District local

C-

⚠ School Safety 2024-25

3.0% Above Average

2.8% Suspensions 0.8% In-School 0.2% Emergency

↓ 2.5% below state avg

E

Elementary Schools

10 schools

B

Lowell Community Charter Public School

0.2 mi | #158 of 352 | Score: 43.9

Improved 29 spots from last year

-14.3 below state avg

816 students Diverse

Rising School Diverse Student Body

Grades PK-08

B

Rogers STEM Academy

0.3 mi | #8 of 16 | Score: 33.9

Improved 265 spots from last year

-24.3 below state avg

892 students Diverse

Rising School Diverse Student Body

Grades K-08

Immaculate Conception School

0.4 mi

Grades PK-08

Hellenic American Academy

0.5 mi

Grades PK-08

St. Patrick School and Educational Center

0.7 mi

Grades PK-08

St. Michael Elementary School

0.8 mi

Grades PK-08

Lowell Youth Treatment Center

0.9 mi

Grades 01-12

St. Louis Elementary School

1.1 mi

Grades PK-08

C

Bartlett Community Partnership School

1.1 mi | #266 of 352 | Score: 34.8

Improved 20 spots from last year

-23.4 below state avg

408 students Very Diverse

Rising School Diverse Student Body

Grades PK-08

B

Pyne Arts School

1.4 mi | #174 of 352 | Score: 42.6

Improved 52 spots from last year

-15.6 below state avg

462 students Diverse

Rising School Diverse Student Body

Grades PK-08

M

Middle Schools

7 schools

B-

Kathryn P. Stoklosa Middle School

0.9 mi | #198 of 352 | Score: 40.6

Improved 18 spots from last year

-17.6 below state avg

613 students Diverse

Diverse Student Body

Grades 05-08

C-

Benjamin F. Butler Middle School

1.1 mi | #303 of 352 | Score: 31.0

Dropped 47 spots from last year

-27.2 below state avg

516 students Very Diverse

Diverse Student Body

Grades 05-08

Laura Lee Therapeutic Day School

1.3 mi

15 students Diverse

Diverse Student Body

Grades 01-08

C-

Henry J Robinson Middle School

1.3 mi | #288 of 352 | Score: 32.5

Improved 31 spots from last year

-25.7 below state avg

600 students Diverse

Rising School Diverse Student Body

Grades 05-08

C

James Sullivan Middle School

1.4 mi | #267 of 352 | Score: 34.8

Improved 38 spots from last year

-23.5 below state avg

625 students Diverse

Rising School Diverse Student Body

Grades 05-08

B+

James S Daley Middle School

1.9 mi | #120 of 352 | Score: 47.3

Improved 55 spots from last year

-10.9 below state avg

669 students Diverse

Rising School Diverse Student Body

Grades 05-08

C

Dr. An Wang School

2.2 mi | #255 of 352 | Score: 35.9

Improved 38 spots from last year

-22.3 below state avg

663 students Very Diverse

Rising School Diverse Student Body

Grades 05-08

H

High Schools

4 schools

F

Lowell Middlesex Academy Charter School

0.3 mi | #339 of 346 | Score: 21.1

Improved 7 spots from last year

-37.1 below state avg

126 students Diverse

College Ready Curriculum Diverse Student Body

Grades 09-12

Old Colony Y Lowell Revocation Program

0.7 mi

Grades 09-12

F

The Career Academy

0.9 mi | #25 of 25 | Score: 14.1

Improved 363 spots from last year

-44.1 below state avg

83 students Diverse

Rising School Diverse Student Body

Grades 09-12

D

Leblanc Therapeutic Day School

1.2 mi | #376 of 346 | Score: 32.8

Same rank as last year

36 students Diverse

Diverse Student Body

Grades 09-12

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Neighborhood

321 Central St, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Chapman Real Estate Group

Listing Office Four Points Real Estate, LLC

Office Phone 888-944-5827

Agent MLS ID TM335199

Office MLS ID AN5498

Listing Data Updated Jul 8, 2026 3:10 PM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steven Novak

BMN Boston Real Estate

(617) 955-2224 mail@steve-novak.com

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