34 Gardner Street, Chelsea MA 02150
Chelsea, MA 02150 • Bellingham Square
$1,625,000
$1,499,000
Est. $9,142/month
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About this home
Well-maintained four-family house with parking and separate utilities. Unit (34) is on the first floor and it features 4 bedrooms,two bathrooms, gas baseboard heat, and updated kitchen; Unit 1 (32-B) 2 bedrooms, one bath, and it is located in basement; Unit 2R offers 3 bedrooms, one bath, updated kitchen and large living room and hardwood floors; Unit 2L offers a one bedroom, one bedroom, updated kitchen, gas baseboard heat. The exterior of the property features cement siding, a beautiful exterior door, an older rubber roof, an architect shingled mansard roof, a gas heating system, gas hot water tanks, and a washer-and-dryer hook-up in the basement. two days notice is appreciated.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
7.8%
Price Range
Property Timeline
Price Reduced
Aug 4, 2026
$1,499,000
$126,000
(-7.75%)
From $1,625,000 to $1,499,000 (-7.8%)
Listed for Sale
Jun 15, 2026
$1,625,000
Original listing
Agent: Saul Perlera
Office: Perlera Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/04/2026 | ↓ Price Reduced | $1,499,000 | $126,000 | - | From $1,625,000 to $1,499,000 (-7.8%) |
| 06/15/2026 | 🏠 Listed for Sale | $1,625,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $16,344 | $1,423,700 |
Financial Details
Annual Property Tax
$16,344
Tax Year 2026
Assessed Value
$1,423,700
Facts & Features
Home Facts
Type
Residential Income
Style
4 Family
Year Built
1920
Living Area
4,644 sq ft
Lot Size
0.09 acres
Total Rooms
20
Investment Metrics
Units
4
Unit 1 Rent
$1,800/mo · Y
Unit 2 Rent
$2,600/mo · Y
Unit 3 Rent
$1,900/mo · Y
Unit 4 Rent
$3,300/mo · Y
Total Monthly Rent
$9,600/mo
Gross Income
$52,800
Net Operating Income
$52,800
Cap Rate
3.52%
Interior
Heating
Central, Baseboard, Natural Gas, Individual, Unit Control
Cooling
None
Flooring
Wood, Tile, Vinyl / Vct, Carpet, Varies
Appliances
Range, Refrigerator, Disposal, Microwave, Dishwasher
Fireplace
None
Fireplaces
2
Basement
Full, Unfinished
Laundry
None
Features
Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle, Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved
Total Spaces
2
Utilities
Electric
110 Volts, 220 Volts, Circuit Breakers, 100 Amp Service, 200+ Amp Service, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, Varies Per Unit
Financial
Annual Tax
$16,344
Assessed Value
$1,423,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
gray
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
54 days
Property Overview
Property Type
4 Family
Listing Type
For Sale
Year Built
1920
Living Area
4,644 sq ft
Total Rooms
20
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,482 sq ft above grade
1,162 sq ft below grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Vinyl / VCT, Carpet, Varies
Appliances:
Range, Refrigerator, Disposal, Microwave, Dishwasher
Interior Features:
Living Room, Kitchen
Windows:
Insulated Windows
Basement:
Full, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle, Rubber
Foundation:
Brick/Mortar, Slab
Stories:
4
Heating, Cooling & Utilities
Heating:
Central, Baseboard, Natural Gas, Individual, Unit Control
Heating Zones:
4
Cooling:
None
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot, Gentle Sloping
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved
Special Features
Fireplaces:
2
Fireplace Type:
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,362
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Bellingham Square
34 Gardner Street, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Saul Perlera
Listing Office
Perlera Real Estate
Office Phone
617-418-5280
Agent MLS ID
BB981196
Office MLS ID
NB1302
Listing Data Updated
Aug 8, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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