34 Ocean Terrace, Lynn MA 01902
Lynn, MA 01902
$1,100,000
Est. $6,848/month
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About this home
Exceptional 3 Family With Breathtaking Ocean Views! One of A Kind Property Located On The Desirable Swampscott/Lynn Line Featuring 16 Rooms, 7 Bedrooms, And 3.5 Bathrooms! This Spacious Property Offers Generously Sized, Sun-Filled Units With Timeless Character And Flexible Living Space Ideal For Both Investors And Owner-Occupants. Classic Architectural Details, Hardwood Flooring, And A Well-Maintained Layout Create The Perfect Blend Of Charm And Functionality. Laundry In Units and Separate Utilities Provide Added Convenience For Owners And Tenants. Recent Improvements Include Newer High Efficiency Gas Heating Systems, Newer Windows, Updated Electric! This Prime Coastal Location Offers The Best Of Convenience And Lifestyle. Strong Rental Appeal And The Opportunity To Own A Signature Property In One Of Lynn's Most Sought-After Waterfront Neighborhoods! Great Value!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 11, 2026
Active → Active Under Contract
Pending Sale
Aug 10, 2026
Offer accepted, sale pending
Listed for Sale
Jul 19, 2026
$1,100,000
Original listing
Agent: Colleen Toner
Office: Toner Real Estate, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/11/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/10/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/19/2026 | 🏠 Listed for Sale | $1,100,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $13,028 | $1,103,400 |
Financial Details
Annual Property Tax
$13,028
Tax Year 2026
Assessed Value
$1,103,400
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1910
Living Area
4,846 sq ft
Lot Size
0.0000
Stories
3
Bedrooms
7
Full Baths
3
Half Baths
1
Total Rooms
16
Investment Metrics
Units
3
Unit 1 Rent
$2,100/mo · N
Unit 2 Rent
$2,100/mo · N
Unit 3 Rent
$2,100/mo · N
Total Monthly Rent
$6,300/mo
Gross Income
$75,600
Net Operating Income
$75,600
Cap Rate
6.87%
Interior
Heating
Natural Gas
Cooling
None
Flooring
Hardwood
Appliances
Range, Dishwasher, Disposal, Refrigerator, Microwave
Fireplace
None
Fireplaces
3
Basement
Full
Laundry
None
Features
Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters, Decorative Lighting, Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Off Street, Tandem
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$13,028
Assessed Value
$1,103,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
37 days
Property Overview
Property Type
3 Family
Listing Type
Sale Pending
Year Built
1910
Bedrooms
7
Full Bathrooms
3
Half Bathrooms
1
Living Area
4,846 sq ft
Total Rooms
16
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,846 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Dishwasher, Disposal, Refrigerator, Microwave
Interior Features:
Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Windows:
Screens
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Natural Gas
Heating Zones:
3
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters, Decorative Lighting, Garden
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street, Tandem
Special Features
Fireplaces:
3
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, University
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,086
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
34 Ocean Terrace, Lynn MA 01902
Lynn, MA 01902
Listing Information
Listing Agent
Colleen Toner
Listing Office
Toner Real Estate, LLC
Office Phone
781-780-9054
Agent MLS ID
C1541120
Office MLS ID
AC1714
Listing Data Updated
Aug 26, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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