34 Ocean Terrace, Lynn MA 01902
Lynn, MA 01902
$1,100,000
Est. $6,848/month
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About this home
Exceptional 3 Family With Breathtaking Ocean Views! One of A Kind Property Located On The Desirable Swampscott/Lynn Line Featuring 16 Rooms, 7 Bedrooms, And 3.5 Bathrooms! This Spacious Property Offers Generously Sized, Sun-Filled Units With Timeless Character And Flexible Living Space Ideal For Both Investors And Owner-Occupants. Classic Architectural Details, Hardwood Flooring, And A Well-Maintained Layout Create The Perfect Blend Of Charm And Functionality. Laundry In Units and Separate Utilities Provide Added Convenience For Owners And Tenants. Recent Improvements Include Newer High Efficiency Gas Heating Systems, Newer Windows, Updated Electric! This Prime Coastal Location Offers The Best Of Convenience And Lifestyle. Strong Rental Appeal And The Opportunity To Own A Signature Property In One Of Lynn's Most Sought-After Waterfront Neighborhoods! Great Value!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jul 19, 2026
$1,100,000
Original listing
Agent: Colleen Toner
Office: Toner Real Estate, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/19/2026 | 🏠 Listed for Sale | $1,100,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $13,028 | $1,103,400 |
Financial Details
Annual Property Tax
$13,028
Tax Year 2026
Assessed Value
$1,103,400
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1910
Living Area
4,846 sq ft
Lot Size
0.0000
Bedrooms
7
Full Baths
3
Half Baths
1
Total Rooms
16
Investment Metrics
Units
3
Unit 1 Rent
$2,100/mo · N
Unit 2 Rent
$2,100/mo · N
Unit 3 Rent
$2,100/mo · N
Total Monthly Rent
$6,300/mo
Gross Income
$75,600
Net Operating Income
$75,600
Cap Rate
6.87%
Interior
Heating
Natural Gas
Cooling
None
Flooring
Hardwood
Appliances
Range, Dishwasher, Disposal, Refrigerator, Microwave
Fireplace
None
Fireplaces
3
Basement
Full
Laundry
None
Features
Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters, Decorative Lighting, Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Off Street, Tandem
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$13,028
Assessed Value
$1,103,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
16 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1910
Bedrooms
7
Full Bathrooms
3
Half Bathrooms
1
Living Area
4,846 sq ft
Total Rooms
16
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,846 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Dishwasher, Disposal, Refrigerator, Microwave
Interior Features:
Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Windows:
Screens
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Natural Gas
Heating Zones:
3
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters, Decorative Lighting, Garden
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street, Tandem
Special Features
Fireplaces:
3
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, University
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
10 schools
The Hathaway School
0.7 mi
Grades PK-08
B-
KIPP Academy Lynn Charter School
1.3 mi
|
#197 of 346
|
Score: 51.6
Improved 64 spots from last year
-6.6 below state avg
1,637 students
Moderate
High Graduation Rate
Rising School
College Ready Curriculum
Grades K-12
St. Pius V Elementary School
1.6 mi
Grades PK-08
C-
Lynn Vocational Technical Institute
1.7 mi
|
#284 of 346
|
Score: 42.8
Improved 50 spots from last year
-15.5 below state avg
1,584 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades PK-12
North Shore Christian School
2.2 mi
Grades PK-08
Sacred Heart Elementary School
2.6 mi
Grades PK-08
TEAMS Academy at Virginia Barton Center
3.0 mi
Grades PK-12
C-
Brickett Elementary School
0.4 mi
|
#688 of 824
|
Score: 36.3
Improved 101 spots from last year
-21.9 below state avg
318 students
Moderate
Rising School
Grades K-05
C-
Ingalls School
0.8 mi
|
#673 of 824
|
Score: 37.3
Improved 125 spots from last year
-20.9 below state avg
719 students
Moderate
Rising School
Grades K-05
C-
E. J. Harrington Elementary School
0.8 mi
|
#717 of 824
|
Score: 34.2
Improved 76 spots from last year
-24 below state avg
687 students
Moderate
Rising School
Grades PK-05
Middle Schools
2 schools
C-
Thurgood Marshall Middle School
0.5 mi
|
#311 of 352
|
Score: 30.5
Improved 40 spots from last year
-27.7 below state avg
1,310 students
Moderate
Rising School
Grades 06-08
C+
Pickering Middle School
2.3 mi
|
#226 of 352
|
Score: 38.6
Improved 81 spots from last year
-19.6 below state avg
583 students
Diverse
Rising School
Grades 06-08
High Schools
6 schools
B
Fredrick Douglass Collegiate Academy
1.1 mi
|
#12 of 25
|
Score: 33.4
Improved 330 spots from last year
-24.8 below state avg
235 students
Moderate
Early College Program
Rising School
Grades 06-12
St. Mary's High School
1.4 mi
Grades 07-12
City Arts & Sciences Academy at Fecteau-Leary
1.6 mi
Grades 06-12
D
Lynn English High School
1.3 mi
|
#318 of 346
|
Score: 33.5
Improved 37 spots from last year
-24.8 below state avg
2,062 students
Moderate
18 sports
• 1,425 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
B-
Harold Durgin Success Academy
1.6 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
94 students
Diverse
Rising School
Career Tech Programs
Grades 09-12
C-
Classical High School
3.2 mi
|
#302 of 346
|
Score: 37.9
Improved 51 spots from last year
-20.3 below state avg
1,795 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Location
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Neighborhood
34 Ocean Terrace, Lynn MA 01902
Lynn, MA 01902
Listing Information
Listing Agent
Colleen Toner
Listing Office
Toner Real Estate, LLC
Office Phone
781-780-9054
Agent MLS ID
C1541120
Office MLS ID
AC1714
Listing Data Updated
Aug 4, 2026 3:14 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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