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345 Harvard St # 4A, Cambridge MA 02138

Cambridge, MA 02138
$889,000
Est. $5,994/month
2
Beds
1.5
Baths
868
Sq Ft
$1,024
Price/Sq Ft
1964
Year Built
3 hours 51 minutes
Time on Market
Active Open House Listed Jun 4, 2026 • MLS# 73530196 Copied!

About this home

Rare opportunity to own an upper-floor, front-facing condo in the heart of Harvard Square. This bright 2-bedroom, 1.5-bath residence offers south and west exposure, long open views, excellent privacy, and hardwood floors throughout. The generous living/dining area opens to an oversized private balcony with tree-top views, creating a quiet retreat in a superb city location. The efficient kitchen features white quartz counters, stainless steel appliances, upgraded cabinetry, and a clean, modern layout. Both bathrooms have been renovated with thoughtful design. The second bedroom also has its own private balcony, a great feature for roommates, guests, or a home office. Additional highlights include deeded covered parking closest to the building, elevator access, in-building laundry, storage on the ground/walk-out level, and professional management. Conveniently located near Harvard Square,the Red Line T, Mass Ave, Harvard, MIT, Kendall Square, shops, restaurants, parks, and city amenities

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1964
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
868 sq ft
Total Rooms
4
Stories
1
Entry Level
4
Main Level Bedrooms
2

Open House Schedule

06
Jun
Saturday, June 6
12:30 PM - 2:00 PM EDT
07
Jun
Sunday, June 7
11:00 AM - 12:30 PM EDT

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Condominium
Year Built 1964
Living Area 868 sq ft
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 4

Interior

Heating Baseboard, Natural Gas, Individual, Unit Control
Cooling Window Unit(s), 3 Or More, Individual, Unit Control
Flooring Hardwood
Appliances Range, Dishwasher, Disposal, Microwave
Fireplace None
Basement Y
Laundry In Basement, In Building
Features None

Exterior

Construction None
Architecture None
Roof Rubber
Features Deck, Screens
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Carport, Deeded, Assigned, Paved
Total Spaces 1

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,262
Assessed Value $938,900

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave
Interior Features:
Windows: Insulated Windows, Screens
Basement: Y
Laundry: In Basement, In Building
Security: Intercom

Construction & Materials

Year Built: 1964
Effective Year (Renovated): 2006
Structure Type: Mid-Rise
Exterior Materials:
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas, Individual, Unit Control
Heating Zones: 1
Cooling: Window Unit(s), 3 or More, Individual, Unit Control
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Screens
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 1
Parking Features: Attached, Carport, Deeded, Assigned, Paved

Location

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Neighborhood

345 Harvard St # 4A, Cambridge MA 02138

Cambridge, MA 02138

Walkability

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Nearby Schools

School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

10 schools
C
Prospect Hill Academy Charter School
0.5 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
A
Amigos School
0.6 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
St. Peter Elementary School
1.2 mi
Grades PK-08
Shady Hill School
1.5 mi
Grades PK-08
Cambridge Montessori School
1.5 mi
Grades PK-06
Cambridge Friends School
1.6 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
1.8 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
2.4 mi
Grades 01-12
Fayerweather Street School
2.7 mi
Grades PK-08
A
John M Tobin School
0.3 mi | #137 of 824 | Score: 57.4
Dropped 34 spots from last year
-0.8 below state avg
291 students Very Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

5 schools
Allium Montessori School
0.7 mi
Grades 01-06
A-
Putnam Avenue Upper School
0.4 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
0.9 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.2 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
A
Rindge Avenue Upper School
1.7 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
0.6 mi
Grades 07-12
NuVu Innovation School
0.7 mi
Grades 08-12
B-
Community Charter School of Cambridge
1.3 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $522
Homeowners Insurance $200
HOA Fee $777/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 4, 2026
$889,000
Original listing
Agent: Ning Sun Office: United Real Estate, LLC

Price & Status History

Date Event Price Change
Jun 4, 2026 New Listing Added $889,000

Market Statistics

Time on Market
3 hours 51 minutes
Price per Sq Ft
$1,024

Tax History

Year Taxes Assessment
2026 $6,262 $938,900

Financial Details

Annual Property Tax
$6,262
Tax Year 2026
HOA Fee
$777
Monthly
Assessed Value
$938,900

Listing Information

Listing Agent Ning Sun
Listing Office United Real Estate, LLC
Agent MLS ID CN225640
Office MLS ID AN1807
Listing Data Updated Jun 4, 2026 12:08 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak

BMN Boston Real Estate

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