354 Essex, Swampscott MA 01907

Swampscott, MA 01907
$749,000
Est. $4,553/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,194
Sq Ft
$627
Price/Sq Ft
0.17
Acres
1890
Year Built
2
Garage Spaces
10 hours 28 minutes
Time on Market
For Sale Listed Sep 8, 2026 • MLS# 73573511 Copied! • Updated Sep 8, 2026

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About this home

This is the one! Come view this charming 3 Bedroom Swampscott single family with historic charm! This home features a formal dining room, eat-in kitchen, spacious sunroom, 3 Bedrooms, beautiful hardwood flooring, large bathroom and more! Massive 2 car garage for storage and a large driveway with ample parking space. Spacious walk-out basement creates plenty of additional living space and ADU possibilities! Perfect for the large or growing family. Many updates including new roof, updated electrical and windows. This cozy home is located just steps away from some of Swampscott's many parks and less than a mile from the MBTA commuter rail station, offering a quick 25-minute train ride to North Station. Beaches and the entertaining downtown area are just a mile and a half away! This listing has it all. Location, Size and Price! Do not miss out!

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Property History

Property Timeline

🏠
Listed for Sale
Sep 8, 2026
$749,000
Original listing
Agent: Radhy Pena Office: Pondside Realty

Tax History

Year Taxes Assessment
2026 $6,792 $566,000

Financial Details

Annual Property Tax
$6,792
Tax Year 2026
Assessed Value
$566,000

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1890
Living Area 1,194 sq ft
Lot Size 0.17 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Oil
Cooling Window Unit(s)
Flooring Wood, Vinyl
Appliances Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full, Finished, Partially Finished, Walk-out Access, Concrete
Laundry None
Features None

Exterior

Construction Frame
Architecture Colonial, Other (see Remarks)
Roof Shingle
Features Deck, Deck - Composite, Garden
Pool None
Spa None
Fencing None
Patio/Porch Deck, Deck - Composite
Garage Spaces 2
Has Garage Yes
Features Detached, Paved Drive, Off Street
Total Spaces 7
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $6,792
Assessed Value $566,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Certified Treated
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1890
Bedrooms
3
Full Bathrooms
1
Living Area
1,194 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Vinyl
Appliances: Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows, Storm Window(s)
Basement: Full, Finished, Partially Finished, Walk-Out Access, Concrete
Laundry:
Security:

Construction & Materials

Style: Colonial, Other (See Remarks)
Year Built: 1890
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone

Heating, Cooling & Utilities

Heating: Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Deck - Composite, Garden
Patio & Porch: Deck, Deck - Composite
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 7
Parking Features: Detached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, Marina, Public School, T-Station, University, Other

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $566
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

354 Essex, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Radhy Pena
Listing Office Pondside Realty
Office Phone 617-524-6900
Agent MLS ID BB954885
Office MLS ID AC0672
Listing Data Updated Sep 8, 2026 5:01 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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