37 Fourth St, Lowell MA 01850

Lowell, MA 01850 • Centralville
$624,900
Est. $3,800/month
5
Beds
3
Baths
2,200
Sq Ft
$284
Price/Sq Ft
0.05
Acres
1920
Year Built
2
Parking
12 hours 29 minutes
Time on Market
For Sale Open House Listed Aug 18, 2026 • MLS# 73565122 Copied! • Updated Aug 19, 2026

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Open House Schedule

23
Aug
Sunday, August 23
11:30 AM - 1:00 PM EDT
22
Aug
Saturday, August 22
11:00 AM - 12:30 PM EDT

About this home

Opportunity awaits at 37 4th St! This three-family offers three up-and-down units ready for renovation and occupancy, making it an incredible opportunity for investors, owner-occupants, contractors, and buyers looking to build equity in the Lowell market. Whether you're looking to owner-occupy one unit and rent the others, take on a live-in renovation, or add a value-add buy-and-hold property to your portfolio, the possibilities here are wide open. Located in the Centralville neighborhood, the property offers convenient access to UMass Lowell, Downtown Lowell, the Tsongas Center, commuter rail, Route 3, I-495, shopping, dining, and everyday amenities. Additional features include separate utilities, with tenants responsible for their own heat and electric, off-street parking, vinyl windows, coin-operated laundry in the basement, and a corner lot. The roof was replaced in 2013, and the porches were completed in 2014. The property does need renovation and updating, but for the right buyer, this is a true diamond in the rough with tremendous potential to add value and capitalize on everything the Lowell market has to offer.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Aug 18, 2026
$624,900
Original listing
Agent: Candor Investment Group Office: eXp Realty LLC

Tax History

Year Taxes Assessment
2025 $5,280 $459,900

Financial Details

Annual Property Tax
$5,280
Tax Year 2025
Assessed Value
$459,900

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1920
Living Area 2,200 sq ft
Lot Size 0.05 acres
Stories 3
Bedrooms 5
Full Baths 3
Total Rooms 13

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent — · N
Unit 3 Rent — · N
Heating None
Cooling None
Flooring Vinyl
Appliances None
Fireplace None
Basement Full
Laundry None
Features Laundry Room
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Paved Drive, Off Street
Total Spaces 2
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $5,280
Assessed Value $459,900
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures All Information Deemed Reliable But Not Guaranteed. Seller Has Never Occupied Property And Has Limited Information. Buyer/buyers Agent To Conduct Due Diligence. Listing Agency Has Vested Interest. Some Photos Virtually Enhanced.
Possession None
Accepted Financing None
Structure Type []
House Color Grey
Sq Ft Source Other
Sq Ft Disclosures Please refer to property card.
Documents None
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1920
Bedrooms
5
Full Bathrooms
3
Living Area
2,200 sq ft
Total Rooms
13
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Vinyl
Appliances:
Interior Features: Laundry Room
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $440
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Centralville

37 Fourth St, Lowell MA 01850

Lowell, MA 01850

Listing Information

Listing Agent Candor Investment Group
Listing Office eXp Realty LLC
Office Phone 888-854-7493
Agent MLS ID TM361776
Office MLS ID AN9457
Listing Data Updated Aug 19, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
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