38-40 9th Ave, Haverhill MA 01830
Haverhill, MA 01830
$1,100,000
Est. $6,295/month
Open House Schedule
08
Aug
Saturday, August 8
12:00 PM - 2:00 PM EDT
About this home
Exceptional investment opportunity in this well-maintained four-unit corner lot property offering immediate value-add potential. With below-market rents, 3 tenant-at-will units, and one owner-occupied unit to be delivered vacant at closing, buyers will have the flexibility to owner-occupy or reposition the property to maximize income. Updates include a 7-year-old roof with new plywood, full ice and water shield, and 30-year architectural shingles. All hot water heaters are direct vent, including two approximately 6 months old, a 2-year-old smart heat pump water heater, and a 5-year-old direct-vent unit. The direct-vent gas furnaces have been professionally serviced annually. The entire left side of the property features 3-year-old double-pane replacement windows, while the opposite side also has double-pane windows. Hardwood flooring is found throughout most of the property, with the exception of one first-floor unit. Electrical service includes three 100-amp panels and one 200-amp panel. The property also has 2 separate driveways to make parking much easier. With tenant at will leases, 1 unit vacant at closing, this property offers an outstanding opportunity to build equity and maximize returns. Open house Sat 8/8 from 12-2!
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Property History
Property Timeline
Listed for Sale
Aug 5, 2026
$1,100,000
Original listing
Office: Realty ONE Group Nest
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/05/2026 | 🏠 Listed for Sale | $1,100,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,397 | $597,300 |
Financial Details
Annual Property Tax
$6,397
Tax Year 2025
Assessed Value
$597,300
Facts & Features
Home Facts
Type
Residential Income
Style
4 Family - 4 Units Up/Down
Year Built
1900
Living Area
3,900 sq ft
Lot Size
0.11 acres
Bedrooms
8
Full Baths
4
Total Rooms
20
Investment Metrics
Units
4
Unit 1 Rent
$1,350/mo · N
Unit 2 Rent
$1,700/mo · N
Unit 4 Rent
$1,800/mo
Total Monthly Rent
$4,850/mo
Gross Income
$58,200
Net Operating Income
$56,400
Operating Expenses
$1,800
Electric Expense
$300
Cap Rate
5.13%
Interior
Heating
Forced Air
Cooling
None
Flooring
None
Appliances
Range, Refrigerator
Fireplace
None
Basement
None
Laundry
None
Features
Living Room, Kitchen, Dining Room, Living Rm/dining Rm Combo
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Paved
Total Spaces
7
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,397
Assessed Value
$597,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Buyers And Buyer Agents Do All Due Diligence. Fire 3 Yrs Ago In Top Left Unit From Cigarette. Unit Renovated With Permits Pulled. Lead Paint Certificate For 1st Floor Left Side Unit But Unknown For The Other 3.
Exclusions
Top 2 Units-Washers And Dryers, Microwaves. Top Left Unit Will Leave A New Fridge In Shed For Buyer
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Other
Sq Ft Disclosures
Sq footage approximate-buyer and buyers agent do all due diligence regarding sq footage
Documents
None
County
Essex
Property Overview
Property Type
4 Family - 4 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
8
Full Bathrooms
4
Living Area
3,900 sq ft
Total Rooms
20
Stories
6
Levels
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,900 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Kitchen, Dining Room, Living RM/Dining RM Combo
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Foundation:
Brick/Mortar
Stories:
6
Heating, Cooling & Utilities
Heating:
Forced Air
Heating Zones:
4
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
7
Parking Features:
Off Street, Paved
Nearby Schools
School District
Haverhill School District local
C
Where Graduates Go
Class of 2021
57%
attend college
30%
4-Year
26%
2-Year
9%
Out of State
0%
Working
School Safety
2024-25
3.1%
Above Average
3.0%
Suspensions
0.9%
In-School
0.1%
Emergency
2.4% below state avg
Elementary Schools
3 schools
C-
Walnut Square School
0.5 mi
|
#690 of 824
|
Score: 36.3
Dropped 74 spots from last year
-21.9 below state avg
161 students
Diverse
Grades K-03
St. Joseph School of All Saints Parish
0.7 mi
Grades PK-08
C-
Pentucket Lake Elementary School
0.9 mi
|
#685 of 824
|
Score: 36.3
Dropped 46 spots from last year
-21.9 below state avg
527 students
Diverse
Grades K-05
Middle Schools
3 schools
C
John G Whittier School
0.8 mi
|
#273 of 352
|
Score: 34.0
Improved 26 spots from last year
-24.2 below state avg
487 students
Diverse
Rising School
Grades 05-08
C-
Dr. Paul Nettle Middle School
1.5 mi
|
#292 of 352
|
Score: 32.1
Dropped 42 spots from last year
-26.1 below state avg
503 students
Diverse
Grades 05-08
C
Consentino Middle School
1.5 mi
|
#271 of 352
|
Score: 34.3
Dropped 2 spots from last year
-23.9 below state avg
805 students
Diverse
Grades 05-08
High Schools
3 schools
B-
Gateway Academy
0.2 mi
|
#15 of 25
|
Score: 30.5
Improved 357 spots from last year
-27.7 below state avg
156 students
Diverse
Rising School
Grades 07-12
C
Haverhill High School
1.2 mi
|
#258 of 346
|
Score: 45.6
Improved 72 spots from last year
-12.6 below state avg
1,922 students
Diverse
21 sports
• 1,780 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
A-
Whittier Regional Vocational School
3.4 mi
|
#93 of 346
|
Score: 60.7
Dropped 4 spots from last year
+2.5 above state avg
1,285 students
Diverse
Early College Program
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown
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Property Tax
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Homeowners Insurance
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Loan Summary
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Year 1
95% Interest
Year 15
50/50
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Location
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Neighborhood
38-40 9th Ave, Haverhill MA 01830
Haverhill, MA 01830
Listing Information
Listing Agent
Mike Pettoruto
Listing Office
Realty ONE Group Nest
Office Phone
978-655-1385
Agent MLS ID
CT005196
Office MLS ID
AN7014
Listing Data Updated
Aug 5, 2026 2:40 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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