38 Third Ave, Lowell MA 01854
Lowell, MA 01854
$890,000
$799,000
Est. $4,925/month
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About this home
One owner. Over 25 years. Meticulously maintained and now available for the first time delivered completely vacant so you set the rents, pick the tenants, and start building wealth from day one.This stunning 2-unit features 6 bedrooms, 2 full baths, and 2,790 sqft of beautifully updated living space. The renovated kitchen showcases quartz countertops, white shaker cabinets, stainless steel appliances, subway tile backsplash, and marble-look porcelain floors. Pristine curb appeal, private off-street parking, and a manicured lot complete the package.Minutes to Routes 3, 495, and 93. Close to Downtown Lowell, UMass Lowell, the MBTA, shops, and dining. This location rents itself.Investor. House hacker. Owner occupant. This one checks every box. Properties this clean, this well located, and delivered vacant do not last.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
10.2%
Price Range
Property Timeline
Pending Sale
Aug 11, 2026
Offer accepted, sale pending
Price Reduced
Aug 5, 2026
$799,000
$50,000
(-5.89%)
From $849,000 to $799,000 (-5.9%)
Price Reduced
Jul 27, 2026
$849,000
$41,000
(-4.61%)
From $890,000 to $849,000 (-4.6%)
Listed for Sale
Jul 13, 2026
$890,000
Original listing
Office: The LGCY Group LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/11/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/05/2026 | ↓ Price Reduced | $799,000 | $50,000 | - | From $849,000 to $799,000 (-5.9%) |
| 07/27/2026 | ↓ Price Reduced | $849,000 | $41,000 | - | From $890,000 to $849,000 (-4.6%) |
| 07/13/2026 | 🏠 Listed for Sale | $890,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $8,219 | $715,900 |
Financial Details
Annual Property Tax
$8,219
Tax Year 2025
Assessed Value
$715,900
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1900
Living Area
2,790 sq ft
Lot Size
0.09 acres
Stories
3
Bedrooms
6
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
$3,200/mo · N
Unit 2 Rent
$3,200/mo · N
Total Monthly Rent
$6,400/mo
Gross Income
$76,800
Net Operating Income
$76,800
Cap Rate
9.61%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range
Financial
Annual Tax
$8,219
Assessed Value
$715,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
29 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1900
Bedrooms
6
Full Bathrooms
2
Living Area
2,790 sq ft
Total Rooms
12
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,790 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Insulated Windows
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
St. Jeanne D'Arc Elementary School
0.3 mi
Grades PK-08
C
Bartlett Community Partnership School
0.5 mi
|
#266 of 352
|
Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-08
St. Patrick School and Educational Center
0.8 mi
Grades PK-08
Hellenic American Academy
1.0 mi
Grades PK-08
Community Christian Academy
1.1 mi
Grades PK-12
St. Louis Elementary School
1.2 mi
Grades PK-08
B
Lowell Community Charter Public School
1.3 mi
|
#158 of 352
|
Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
1.5 mi
|
#8 of 16
|
Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students
Diverse
Rising School
Diverse Student Body
Grades K-08
St. Michael Elementary School
1.5 mi
Grades PK-08
Lowell Youth Treatment Center
1.7 mi
Grades 01-12
Middle Schools
7 schools
B-
Kathryn P. Stoklosa Middle School
0.7 mi
|
#198 of 352
|
Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students
Diverse
Diverse Student Body
Grades 05-08
C
Dr. An Wang School
0.9 mi
|
#255 of 352
|
Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.6 mi
|
#288 of 352
|
Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.9 mi
15 students
Diverse
Diverse Student Body
Grades 01-08
B+
James S Daley Middle School
1.9 mi
|
#120 of 352
|
Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C-
Benjamin F. Butler Middle School
2.4 mi
|
#303 of 352
|
Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students
Very Diverse
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.7 mi
|
#267 of 352
|
Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
Old Colony Y Lowell Revocation Program
0.8 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.3 mi
|
#339 of 346
|
Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
F
The Career Academy
1.4 mi
|
#25 of 25
|
Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
2.7 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
36 students
Diverse
Diverse Student Body
Grades 09-12
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$685
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
38 Third Ave, Lowell MA 01854
Lowell, MA 01854
Listing Information
Listing Agent
Jaquaine Coe
Listing Office
The LGCY Group LLC
Office Phone
508-989-6943
Agent MLS ID
NB115348
Office MLS ID
AN6777
Listing Data Updated
Aug 11, 2026 3:52 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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