3R Calvin St, Ayer MA 01432

Ayer, MA 01432
$375,000
Est. $2,345/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
688
Sq Ft
$545
Price/Sq Ft
0.13
Acres
1910
Year Built
2
Parking
14 hours 6 minutes
Time on Market
For Sale Open House Listed Sep 24, 2026 • MLS# 73582212 Copied! • Updated Sep 24, 2026

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Open House Schedule

27
Sep
Sunday, September 27
12:00 PM - 2:00 PM EDT

About this home

Charming bungalow cottage filled with character and natural light! Freshly painted throughout, this inviting home features bamboo flooring and a warm, comfortable layout. The kitchen offers stainless steel appliances, butcher block countertops, and a convenient breakfast counter. The sun-filled family room is a standout, with walls of windows, a wood-burning brick fireplace, exposed wood beam, and a rolling library ladder leading to a cozy loft space. Two bedrooms and a full bath complete the main living area. Outside, enjoy a private patio and manageable yard, which will be regraded and seeded. Recent exterior improvements include brand-new vinyl siding, while the durable metal roof offers lasting peace of mind. Lake access is just around the corner, adding to the home's relaxed cottage feel. Conveniently located less than 10 min from Route 2 and I-495, combining a peaceful setting with easy access for commuting and everyday amenities. Welcome home!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 24, 2026
$375,000
Original listing
Agent: Catherine Carrara Office: Realty ONE Group Suburban Lifestyle

Tax History

Year Taxes Assessment
2025 $2,984 $249,500

Financial Details

Annual Property Tax
$2,984
Tax Year 2025
Assessed Value
$249,500

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1910
Living Area 688 sq ft
Lot Size 0.13 acres
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Forced Air, Propane
Cooling None
Flooring Wood
Appliances Electric Water Heater, Tankless Water Heater, Range, Refrigerator, Washer
Fireplace None
Fireplaces 1
Basement Crawl Space
Laundry First Floor, Washer Hookup
Features Loft

Exterior

Construction Frame
Architecture Cottage, Bungalow
Roof Metal
Features Patio, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Patio
Features Off Street, Unpaved
Total Spaces 2
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, Washer Hookup
Annual Tax $2,984
Assessed Value $249,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1910
Bedrooms
2
Full Bathrooms
1
Living Area
688 sq ft
Total Rooms
4

Floor Layout

Interior Features

Flooring: Wood
Appliances: Electric Water Heater, Tankless Water Heater, Range, Refrigerator, Washer
Interior Features: Loft
Windows:
Basement: Crawl Space
Laundry: First Floor, Washer Hookup
Security:

Construction & Materials

Style: Cottage, Bungalow
Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof: Metal
Foundation: Block

Heating, Cooling & Utilities

Heating: Forced Air, Propane
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Storage, Fenced Yard
Patio & Porch: Patio
Fencing: Fenced
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Unpaved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Laundromat, Highway Access
School District
Ayer-Shirley School District local
C+
E

Elementary Schools

3 schools
C+
Page Hilltop Elementary School
1.0 mi | #552 of 825 | Score: 42.9
Dropped 69 spots from last year
-15.3 below state avg
513 students Diverse
Grades PK-05
Groton Community School
2.3 mi
Grades PK-K
JRI Littleton Academy Residential Program
3.0 mi
Grades K-12
M

Middle Schools

3 schools
A
Littleton Middle School
4.0 mi | #61 of 352 | Score: 54.8
Dropped 20 spots from last year
-3.4 below state avg
377 students Moderate
Strong Attendance
Grades 06-08
B
Ayer Shirley Regional Middle School
4.2 mi | #163 of 352 | Score: 43.2
Improved 17 spots from last year
-15 below state avg
396 students Moderate
Grades 06-08
A
Groton Dunstable Regional Middle School
4.4 mi | #70 of 352 | Score: 53.1
Improved 15 spots from last year
-5.1 below state avg
724 students Moderate
Strong Attendance
Grades 05-08
H

High Schools

3 schools
B
Ayer Shirley Regional High School
0.9 mi | #164 of 346 | Score: 54.6
Dropped 57 spots from last year
-3.6 below state avg
386 students Diverse
18 sports • 956 athletes
High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
B+
Francis W. Parker Charter Essential
2.5 mi | #121 of 346 | Score: 59.1
Dropped 55 spots from last year
+0.9 above state avg
395 students Moderate
Strong AP Program High Graduation Rate College Ready Curriculum
Grades 07-12
Groton School
3.0 mi
Grades 08-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $249
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

3R Calvin St, Ayer MA 01432

Ayer, MA 01432

Listing Information

Listing Agent Catherine Carrara
Listing Office Realty ONE Group Suburban Lifestyle
Office Phone 508-520-4300
Agent MLS ID CN202990
Office MLS ID AN9370
Listing Data Updated Sep 24, 2026 11:41 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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