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4 Mount Vernon St, Gloucester MA 01930

Gloucester, MA 01930
$699,900
Est. $4,114/month
6
Beds
2
Baths
1,848
Sq Ft
$379
Price/Sq Ft
0.04
Acres
1900
Year Built
1
Parking
25
Days on Market
Pending Listed Nov 17, 2025 • MLS# 73455693 Copied! • Updated Dec 14, 2025

About this home

Fantastic opportunity for investors or owner-occupants! This rare, income-producing 2-family home is centrally located in one of Gloucester’s most desirable neighborhoods. Each unit offers a living room, full bath, kitchen, dining room, and 3 bedrooms. The second-floor unit features a cathedral-ceiling living room and a convenient laundry nook. Additional highlights include a full basement for storage, two small decks, and separately metered utilities. All just moments from the waterfront, restaurants, shops, playgrounds, and with easy access to Rt. 128 and the MBTA.

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

Property Timeline

Pending Sale
Nov 21, 2025
Offer accepted, sale pending
🏠
Listed for Sale
Nov 17, 2025
$699,900
Original listing
Agent: David Tran Office: Cameron Real Estate Group
🏠
Listed for Sale
Nov 17, 2025
$699,900
Original listing
Agent: David Tran Office: Cameron Real Estate Group

Tax History

Year Taxes Assessment
2025 $4,501 $463,100

Financial Details

Annual Property Tax
$4,501
Tax Year 2025
Assessed Value
$463,100

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 1,848 sq ft
Lot Size 0.04 acres
Bedrooms 6
Full Baths 2
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent $3,500/mo · N
Unit 2 Rent $3,050/mo · Y
Total Monthly Rent $6,550/mo
Gross Income $78,600
Net Operating Income $78,600
Cap Rate 11.23%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Interior Entry, Unfinished
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,501
Assessed Value $463,100
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Property Includes One Off-street Parking Spot Accessed Via A 10 Foot Right Of Way Over The Driveway #6 Mt. Vernon St. There Is No Parking For This Property Inthe Driveway Of #6 Mt. Vernon Only For Use As A Right Of Way. Photos Shown Were Taken During A Prior Sale And May Not Reflect The Condition.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Essex
Total market time (incl. prior listings) 27 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
2
Living Area
1,848 sq ft
Total Rooms
12
Stories
2
Levels
2

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Interior Entry, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter, Block
Stories: 2

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features:
School District
Gloucester School District local
C-
🎓 Where Graduates Go Class of 2021
42% attend college
31% 4-Year 11% 2-Year 17% Out of State 14% Working
School Safety 2024-25
1.9% Average
1.9% Suspensions 0.5% In-School
3.6% below state avg
E

Elementary Schools

6 schools
Faith Christian School
1.5 mi
Grades PK-08
C
East Veterans Elementary School
0.5 mi | #651 of 824 | Score: 38.2
Dropped 58 spots from last year
-20 below state avg
451 students Diverse
Grades K-05
Gloucester PreSchool
0.8 mi
101 students Moderate
Grades PK
C-
Beeman Memorial School
1.5 mi | #701 of 824 | Score: 35.6
Dropped 172 spots from last year
-22.6 below state avg
292 students Diverse
Grades K-05
C-
West Parish School
2.7 mi | #683 of 824 | Score: 36.5
Dropped 245 spots from last year
-21.7 below state avg
382 students Less Diverse
Grades K-05
B+
Plum Cove School
3.9 mi | #322 of 824 | Score: 50.1
Improved 68 spots from last year
-8.1 below state avg
217 students Less Diverse
Rising School
Grades K-05
M

Middle Schools

1 school
C+
Ralph B O'Maley Middle School
1.2 mi | #238 of 352 | Score: 37.3
Improved 24 spots from last year
-20.9 below state avg
619 students Moderate
Rising School
Grades 06-08
H

High Schools

1 school
C+
Gloucester High School
0.9 mi | #212 of 346 | Score: 50.4
Improved 27 spots from last year
-7.8 below state avg
776 students Moderate
17 sports • 1,070 athletes
Rising School Career Tech Programs Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $375
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

4 Mount Vernon St, Gloucester MA 01930

Gloucester, MA 01930

Listing Information

Listing Agent David Tran
Listing Office Cameron Real Estate Group
Office Phone 781-486-3180
Agent MLS ID CN240702
Office MLS ID AC0756
Listing Data Updated Dec 14, 2025 3:06 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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BMN Boston Real Estate

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