4 Ruby Cir, Topsfield MA 01983
Topsfield, MA 01983
$639,900
Est. $4,133/month
About this home
Best lot in the Subdivision! Build your dream home on one of the premier lots in Riverwood Estates, a sought-after Topsfield subdivision abutting Mass Audubon’s Ipswich River Wildlife Sanctuary. This cleared, ready-to-build homesite offers the opportunity to create a 4- to 5-bedroom residence in a true neighborhood setting with only 12 total lots, surrounded by conservation land. Outdoor enthusiasts will appreciate the nearby access to Bradley Palmer State Park, Willowdale State Forest, and the Ipswich River, offering miles of hiking and biking trails as well as canoeing and kayaking. Enjoy the benefits of Topsfield residency, including special access to the Topsfield Fair, along with a convenient location near Route 1, Topsfield Center, I-95, Ipswich, and Newburyport. Commuting is easy with MBTA Commuter Rail service available from nearby Ipswich or Beverly stations to North Station in Boston.
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Property History
Property Timeline
Listed for Sale
Jul 26, 2026
$639,900
Original listing
Agent: Andrea Lacroix
Office: Churchill Properties
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/26/2026 | 🏠 Listed for Sale | $639,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $8,363 | $557,900 |
Financial Details
Annual Property Tax
$8,363
Tax Year 2025
Assessed Value
$557,900
Facts & Features
Home Facts
Type
Land
Style
Residential
Lot Size
0.96 acres
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Utilities
Electric
On-site, Underground
Water
Public
Sewer
Private Sewer, Perc Test On File
Gas
On-site
Other
None
Financial
Annual Tax
$8,363
Assessed Value
$557,900
MA Disclosures
Seller Disclosures
5-bedroom House Plan Attached For Reference. Not A Build-ready Design.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
Perc Test, Septic Design, Subdivision Approval, Land Survey, Restrictive Covenants (5)
County
Essex
Property Overview
Property Type
Residential
Listing Type
Land
Room Details
Interactive room guide
Floor Layout
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Other Floor
Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Structure Type:
Exterior Materials:
Roof:
Foundation:
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Private Sewer, Perc Test On File
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Cleared, Gentle Sloping, Cul-De-Sac
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Masconomet School District local
School Safety
2024-25
0.6%
Low
0.6%
Suspensions
1.0%
In-School
4.9% below state avg
Elementary Schools
3 schools
A
Steward Elementary School
0.4 mi
|
#131 of 824
|
Score: 57.6
Improved 214 spots from last year
-0.7 below state avg
347 students
Less Diverse
Rising School
Strong Attendance
Grades PK-03
B+
Proctor Elementary School
1.9 mi
|
#294 of 824
|
Score: 51.0
Improved 59 spots from last year
-7.3 below state avg
251 students
Less Diverse
Rising School
Strong Attendance
Grades 04-06
A
Paul F Doyon Memorial School
2.8 mi
|
#90 of 824
|
Score: 59.8
Improved 33 spots from last year
+1.6 above state avg
366 students
Moderate
Rising School
Strong Attendance
Grades PK-05
Middle Schools
3 schools
A-
Masconomet Regional Middle School
3.4 mi
|
#89 of 352
|
Score: 50.9
Dropped 7 spots from last year
-7.3 below state avg
553 students
Less Diverse
Grades 07-08
A
Miles River Middle School
3.9 mi
|
#63 of 352
|
Score: 54.5
Dropped 37 spots from last year
-3.7 below state avg
391 students
Less Diverse
Strong Attendance
Grades 06-08
A-
Ipswich Middle School
4.2 mi
|
#93 of 352
|
Score: 50.4
Improved 8 spots from last year
-7.8 below state avg
377 students
Moderate
Strong Attendance
Grades 06-08
High Schools
3 schools
Pingree School
2.0 mi
Grades 09-12
A
Masconomet Regional High School
3.4 mi
|
#55 of 346
|
Score: 66.5
Improved 84 spots from last year
+8.3 above state avg
924 students
Less Diverse
19 sports
• 1,888 athletes
Strong AP Program
High Graduation Rate
Rising School
Strong Athletics
Grades 09-12
A+
Hamilton-Wenham Regional High School
3.9 mi
|
#34 of 346
|
Score: 69.9
Dropped 4 spots from last year
+11.7 above state avg
448 students
Less Diverse
19 sports
• 1,310 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$697
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total principal paid
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Total interest paid
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Rate Impact
-0.5% Rate
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
4 Ruby Cir, Topsfield MA 01983
Topsfield, MA 01983
Listing Information
Listing Agent
Andrea Lacroix
Listing Office
Churchill Properties
Office Phone
978-626-1685
Agent MLS ID
K8000141
Office MLS ID
AN3418
Listing Data Updated
Jul 26, 2026 7:21 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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