40 Carter Rd, Lynn MA 01904
Lynn, MA 01904
$650,000
Est. $4,044/month
About this home
LOCATION..., Live in the heart of one of Lynn's most coveted neighborhoods, just steps from scenic Flax Pond, where serene water views, nearby parks and convenient access to shopping, dining, and everyday amenities create an exceptional lifestyle. Nestled on a quiet tree line street, this charming Ward 1 Colonial offers 6 rooms, 3 bedrooms, and 1.5 baths. Make this house your home and bring your personal touch to its classic charm, featuring hardwood floors under the carpets, a fireplaced living room, and a bright formal dining room perfect for gatherings. The first floor also includes an eat-in kitchen and a convenient half bath. Upstairs, you'll find three bedrooms with ample closet space and a full bath. Additional highlights include finished walk up attic and a full basement with laundry, interior access, and abundant storage space. Outside, enjoy a fully fenced backyard ideal for entertaining, gardening, or simply relaxing, along with a one-car garage and a private driveway.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jun 9, 2026
$650,000
Original listing
Agent: Button and Co.
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/09/2026 | 🏠 Listed for Sale | $650,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,687 | $645,500 |
Financial Details
Annual Property Tax
$6,687
Tax Year 2025
Assessed Value
$645,500
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1923
Living Area
1,827 sq ft
Lot Size
0.11 acres
Bedrooms
4
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Steam, Oil
Cooling
None
Flooring
Tile, Vinyl, Carpet, Flooring - Wall To Wall Carpet
Appliances
Electric Water Heater, Range, Dishwasher
Fireplace
None
Fireplaces
1
Basement
Full, Interior Entry
Laundry
In Basement
Features
Closet, Bedroom
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$6,687
Assessed Value
$645,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
41 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1923
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,827 sq ft
Total Rooms
6
Room Details
First Floor
Bathroom1
Bathroom - Half
Dining Room
Flooring - Hardwood, Flooring - Wall to Wall Carpet
Kitchen
Flooring - Stone/Ceramic Tile
Living Room
Flooring - Hardwood, Flooring - Wall to Wall Carpet
Second Floor
Bedroom3
Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet
Bathroom2
Bathroom - Full, Bathroom - With Tub & Shower
Bedroom2
Ceiling Fan(s), Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet
Master Bedroom
Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet
Other Floor
Bedroom5
Bedroom4
Bathroom3
Office
Family Room
Master Bathroom
No
Interior Features
Flooring:
Tile, Vinyl, Carpet, Flooring - Wall to Wall Carpet
Appliances:
Electric Water Heater, Range, Dishwasher
Interior Features:
Closet, Bedroom
Windows:
Insulated Windows
Basement:
Full, Interior Entry
Laundry:
In Basement
Security:
Construction & Materials
Style:
Colonial
Year Built:
1923
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Steam, Oil
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch
Patio & Porch:
Porch
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
4
Parking Features:
Detached, Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Highway Access, Public School
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
3 schools
St. Pius V Elementary School
0.2 mi
Grades PK-08
C+
Edward A Sisson School
0.4 mi
|
#565 of 824
|
Score: 42.4
Improved 153 spots from last year
-15.8 below state avg
449 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
North Shore Christian School
0.5 mi
Grades PK-08
Middle Schools
2 schools
C+
Pickering Middle School
0.4 mi
|
#226 of 352
|
Score: 38.6
Improved 81 spots from last year
-19.6 below state avg
583 students
Diverse
Rising School
Grades 06-08
C-
Thurgood Marshall Middle School
1.4 mi
|
#311 of 352
|
Score: 30.5
Improved 40 spots from last year
-27.7 below state avg
1,310 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
D
Lynn English High School
0.6 mi
|
#318 of 346
|
Score: 33.5
Improved 37 spots from last year
-24.8 below state avg
2,062 students
Moderate
18 sports
• 1,425 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
City Arts & Sciences Academy at Fecteau-Leary
1.2 mi
Grades 06-12
B-
Harold Durgin Success Academy
1.2 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
94 students
Diverse
Rising School
Career Tech Programs
Grades 09-12
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Monthly Payment Breakdown
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Property Tax
$557
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
40 Carter Rd, Lynn MA 01904
Lynn, MA 01904
Listing Information
Listing Agent
Button and Co.
Listing Office
LAER Realty Partners
Office Phone
781-272-8100
Agent MLS ID
TM333920
Office MLS ID
AN1207
Listing Data Updated
Jul 19, 2026 9:08 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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