40 Chestnut St # 3, Andover MA 01810

Andover, MA 01810
$499,000
Est. $3,565/month
2
Beds
1
Baths
1,247
Sq Ft
$400
Price/Sq Ft
1910
Year Built
2
Parking
13 hours 56 minutes
Time on Market
For Sale Open House Listed Sep 3, 2026 • MLS# 73571644 Copied! • Updated Sep 3, 2026

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Open House Schedule

05
Sep
Saturday, September 5
11:00 AM - 1:00 PM EDT
04
Sep
Friday, September 4
4:00 PM - 6:00 PM EDT

About this home

Sophisticated downtown living in one of Andover’s most coveted locations. Welcome to 40 Chestnut Street, Unit 3, a beautifully renovated residence where thoughtful updates, character, and effortless convenience come together. Freshly painted interiors are enhanced by skylights and recessed lighting, creating a bright, polished atmosphere throughout. The newly renovated kitchen offers a fresh, modern aesthetic, complemented by an upgraded bath and custom closet. A new AC split system and hot water heater add comfort and peace of mind. Enjoy the rare conveniences of in-unit laundry, additional basement storage, and two off-street parking spaces. Outside, unwind on the balcony overlooking the park or enjoy the property’s common outdoor space. Pet friendly and perfectly positioned just moments from downtown Andover’s acclaimed restaurants, cafés, boutiques, commuter rail, and vibrant town center. Offered at $499,000, this is a rare opportunity to enjoy an elevated, low-maintenance lifestyle in the heart of Andover.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 3, 2026
$499,000
Original listing
Agent: Team Lillian Montalto Office: Lillian Montalto Signature Properties

Tax History

Year Taxes Assessment
2025 $6,655 $532,800

Financial Details

Annual Property Tax
$6,655
Tax Year 2025
HOA Fee
$287
Monthly
Assessed Value
$532,800

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1910
Living Area 1,247 sq ft
Stories 1
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Baseboard, Natural Gas
Cooling Ductless
Flooring Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry In Unit
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Porch, Deck - Vinyl
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Vinyl
Features Off Street
Total Spaces 2
Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $6,655
Assessed Value $532,800

HOA & Community

HOA Fee $287 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Owner-Occupied Units 2
Pets Yes
Lead Paint Unknown
Seller Disclosures Seller Is A Licensed Real Estate Agent. Buyers Responsible For Own Due Diligence.
Exclusions See Inclusion Exclusion List Attached To Listing.
Possession None
Accepted Financing Seller W/participate
Structure Type ["Garden"]
Unit/Building 3
Sq Ft Source Public Record
Sq Ft Disclosures Broker not responsible for discrepancies in SF
Documents Master Deed, Unit Deed, Association Financial Statements (3)
County Essex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1910
Bedrooms
2
Full Bathrooms
1
Living Area
1,247 sq ft
Total Rooms
4
Stories
1
Entry Level
3

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: In Unit
Security:

Construction & Materials

Year Built: 1910
Structure Type: Garden
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: Ductless
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Vinyl
Patio & Porch: Porch, Deck - Vinyl
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $555
Homeowners Insurance $200
HOA Fee $287/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

40 Chestnut St # 3, Andover MA 01810

Andover, MA 01810

Listing Information

Listing Agent Team Lillian Montalto
Listing Office Lillian Montalto Signature Properties
Office Phone 978-475-1400
Agent MLS ID TM338007
Office MLS ID G62122
Listing Data Updated Sep 3, 2026 1:20 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
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