FeaturesBathroom - With Tub & Shower
LevelThird
40 N Main St # 3, Ipswich MA 01938
Ipswich, MA 01938
$639,000
Est. $4,058/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 40 N Main, a c1825 open and light-filled carriage house condo conversion. This townhouse style condo's flexible floor plan offers a variety of potential living arrangements. One primary suite on the first floor with a large closet, full bath and its own sliding glass door to access a quaint stone patio could also be used as an ideal home office with its own entrance. The main living space has soaring ceilings with exposed beams and a gas fireplace. The open concept kitchen and dining room combo on the second level overlooks the living room. The washer and dryer are conveniently located in a closet off of the kitchen. Another room on the second level has been used as an office but with its large closet, it could easily be a bedroom or guest room. On the third floor you will find another primary suite with two large closets and a full bath. Recent (2025) updates include a new boiler, hot water heater and nine new windows on the 2nd and 3rd floor. Located only 1/10 of a mile from downtown Ipswich, the condo provides convenience to all the cafes, restaurants and shops this town has to offer as well as easy access to public transportation (commuter rail). Don't forget Crane Beach - to which you get preferred access privileges as an Ipswich resident! Complete with a 1 car garage, an additional off-street parking spot and low monthly fee, this condo, in an ideal location, is not to be missed!
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Property History
Market Insights
48.4%
Price Range
1
Previous Sales
Property Timeline
Status: Active under contract
Aug 24, 2026
Active → Active Under Contract
Pending Sale
Aug 18, 2026
Offer accepted, sale pending
Listed for Sale
Aug 13, 2026
$639,000
Original listing
Office: Herrick Lutts Realty Partners
Previous Transaction - MLS #70394158
Full transaction history available when tracking began
Previously Sold
Jul 31, 2006
$330,000
MLS #70394158
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/24/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/18/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/13/2026 | 🏠 Listed for Sale | $639,000 | - | - | Original listing |
| 07/31/2006 | 🏷️ Previously Sold | $330,000 | - | - | MLS #70394158 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,306 | $492,200 |
Financial Details
Annual Property Tax
$5,306
Tax Year 2026
HOA Fee
$185
Monthly
Assessed Value
$492,200
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Condominium
Year Built
1825
Living Area
1,321 sq ft
Stories
3
Bedrooms
3
Full Baths
2
Total Rooms
5
Interior
Heating
Baseboard, Natural Gas
Cooling
None
Flooring
Wood, Carpet
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Y
Laundry
Second Floor, In Unit
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Off Street, Deeded
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,306
Assessed Value
$492,200
HOA & Community
HOA Fee
$185 Monthly
Fee Includes
Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Public Record States 2 Levels, 0 Rooms And 0 Bedrooms. One Of The Bedrooms Was Most Recently Used As An Office. All Appliances, Two Portable Ac Units As Well As Items Remaining In Garage All Left As Gifts.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Townhouse"]
Unit/Building
3
Sq Ft Source
Public Record
Sq Ft Disclosures
All measurements are approximate. Buyer/buyers agent to do own due diligence.
Documents
None
County
Essex
Total market time (incl. prior listings)
22 days
Property Overview
Property Type
Condominium
Listing Type
Sale Pending
Year Built
1825
Bedrooms
3
Full Bathrooms
2
Living Area
1,321 sq ft
Total Rooms
5
Stories
3
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,321 sq ft above grade
Dimensions14 x 12
LevelThird
FeaturesDining Area
LevelSecond
Dimensions9 x 11
LevelSecond
Dimensions9 x 12
LevelFirst
FeaturesBathroom - With Tub
LevelFirst
Dimensions15 x 18
FeaturesFlooring - Wood
LevelFirst
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Carpet
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Y
Laundry:
Second Floor, In Unit
Security:
Construction & Materials
Year Built:
1825
Structure Type:
Townhouse
Exterior Materials:
Roof:
Foundation:
Stories:
3
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
2
Parking Features:
Detached, Off Street, Deeded
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Conservation Area
Nearby Schools
School District
Ipswich School District local
A-
School Safety
2024-25
0.9%
Low
0.9%
Suspensions
0.8%
In-School
4.6% below state avg
Elementary Schools
3 schools
A-
Winthrop School
0.2 mi
|
#192 of 825
|
Score: 55.2
Dropped 153 spots from last year
-3 below state avg
356 students
Moderate
Strong Attendance
Grades PK-05
A+
Paul F Doyon Memorial School
2.4 mi
|
#78 of 825
|
Score: 60.3
Improved 45 spots from last year
+2.1 above state avg
371 students
Less Diverse
Rising School
Strong Attendance
Grades PK-05
B+
Pine Grove School
3.1 mi
|
#316 of 825
|
Score: 50.2
Dropped 144 spots from last year
-8 below state avg
454 students
Less Diverse
Strong Attendance
Grades PK-06
Middle Schools
3 schools
A-
Ipswich Middle School
0.9 mi
|
#98 of 352
|
Score: 49.8
Improved 3 spots from last year
-8.4 below state avg
350 students
Moderate
Strong Attendance
Grades 06-08
North Shore Montessori School, Inc.
3.6 mi
Grades 01-06
A
Miles River Middle School
3.7 mi
|
#54 of 352
|
Score: 55.9
Dropped 28 spots from last year
-2.3 below state avg
396 students
Less Diverse
Strong Attendance
Grades 06-08
High Schools
3 schools
A+
Ipswich High School
0.9 mi
|
#35 of 346
|
Score: 70.1
Improved 27 spots from last year
+11.9 above state avg
432 students
Moderate
19 sports
• 1,184 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
Pingree School
3.7 mi
Grades 09-12
A+
Hamilton-Wenham Regional High School
3.7 mi
|
#33 of 346
|
Score: 70.3
Dropped 3 spots from last year
+12.1 above state avg
457 students
Less Diverse
19 sports
• 1,310 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$442
Homeowners Insurance
$200
HOA Fee
$185/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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$0
Total interest paid
$0
Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
40 N Main St # 3, Ipswich MA 01938
Ipswich, MA 01938
Listing Information
Listing Agent
Charlotte McAleer
Listing Office
Herrick Lutts Realty Partners
Office Phone
978-927-1959
Agent MLS ID
CN222901
Office MLS ID
AN6507
Listing Data Updated
Sep 3, 2026 1:36 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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