40 Sachem St, Billerica MA 01821

Billerica, MA 01821
$425,000
Est. $2,775/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
1,037
Sq Ft
$410
Price/Sq Ft
0.26
Acres
1940
Year Built
2
Parking
New today
Time on Market
For Sale Open House Listed Oct 16, 2026 • MLS# 73591836 Copied! • Updated Oct 16, 2026

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Open House Schedule

18
Oct
Sunday, October 18
11:30 AM - 1:00 PM EDT

About this home

Shed the rent and build instant sweat equity! Welcome to this charming 2-bed, 1-bath Billerica single-family home looking for its next chapter. Perfect for a first-time homebuyer or dedicated DIYer, this property needs some TLC but boasts solid bones and an efficient layout. The ultimate highlight is the detached secondary building on-site, fully wired with electricity! Transform this flexible bonus space into a private home office, creative art studio, fitness room, or the ultimate hobby workshop. Complete with a great yard space and located just minutes from major commuter routes, local parks, and shopping, this home gives you the chance to customize every finish exactly to your taste. Bring your creative vision and transform this diamond in the rough into your dream home. Property to be sold AS IS. Here is your opportunity to own -don't miss out!

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Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 16, 2026
$425,000
Original listing
Agent: Lori Toce Office: RE/MAX Triumph Realty

Tax History

Year Taxes Assessment
2026 $5,113 $440,400

Financial Details

Annual Property Tax
$5,113
Tax Year 2026
Assessed Value
$440,400

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1940
Living Area 1,037 sq ft
Lot Size 0.26 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Oil
Cooling None
Flooring Wood, Tile, Carpet
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Walk-out Access, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features Sun Room

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch - Enclosed, Deck - Wood, Covered Patio/deck, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch - Enclosed, Deck - Wood, Covered
Has Garage Yes
Features Storage, Off Street
Total Spaces 2
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $5,113
Assessed Value $440,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Newer Roof (2024) On House, Garage & Detached Building Seller Has Never Lived In The Home, Tenant Is In The House And Will Be Vacating End Of October
Possession None
Accepted Financing Contract
Structure Type []
House Color Blue
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1940
Bedrooms
2
Full Bathrooms
1
Living Area
1,037 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Sun Room
Windows:
Basement: Full, Walk-Out Access, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1940
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Utilities & Systems

Heating: Baseboard, Oil
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck - Wood, Covered Patio/Deck, Storage, Fenced Yard
Patio & Porch: Porch - Enclosed, Deck - Wood, Covered
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Wooded
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Storage, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Shopping, Tennis Court(s), Golf, Highway Access, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $426
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

40 Sachem St, Billerica MA 01821

Billerica, MA 01821

Listing Information

Listing Agent Lori Toce
Listing Office RE/MAX Triumph Realty
Office Phone 978-262-9665
Agent MLS ID CN228094
Office MLS ID AN4580
Listing Data Updated Oct 16, 2026 12:56 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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