40 Settlers Ln, Barnstable MA 02601
Barnstable, MA 02601
$719,000
$699,000
Est. $4,143/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Built in 2013, this lightly lived in ranch offers traditional Cape Cod charm with a refreshingly contemporary floorplan. A large chef’s kitchen, dining area, and living room are ideal for entertaining and handle the flow of guests easily. Skylights in the kitchen and sliders to the deck let in an abundance of natural light, while the gas fireplace provides a focus for holiday gatherings. The primary bedroom with an en-suite bathroom features room for a sitting area, while two additional bedrooms can be used for guest rooms, a home office, or hobby room. The modern footprint and full basement let you live comfortably and customize to meet your needs. Main floor laundry, a second full bathroom, an attached garage, ample closet space, and recessed lighting keep daily living bright and convenient. Maintenance since 2022 includes professional interior painting, extensive tree work, upgraded insulation, new Frigidaire Professional Series appliances, and a full lawn installation, which means your garden will grow beautifully. Located on a “hidden” cul-de-sac close to mid-Cape amenities and beaches, this home accommodates either a year-round or seasonal lifestyle. Come see for yourself!
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
2.8%
Price Range
Property Timeline
Price Reduced
Sep 21, 2026
$699,000
$20,000
(-2.78%)
From $719,000 to $699,000 (-2.8%)
Listed for Sale
Sep 9, 2026
$719,000
Original listing
Agent: Ned Chatelain
Office: Chatelain Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/21/2026 | ↓ Price Reduced | $699,000 | $20,000 | - | From $719,000 to $699,000 (-2.8%) |
| 09/09/2026 | 🏠 Listed for Sale | $719,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,907 | $721,600 |
Financial Details
Annual Property Tax
$4,907
Tax Year 2026
Assessed Value
$721,600
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2013
Living Area
1,518 sq ft
Lot Size
0.20 acres
Bedrooms
3
Full Baths
2
Total Rooms
5
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
None
Appliances
None
Fireplace
None
Fireplaces
1
Basement
Full, Interior Entry, Bulkhead
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Ranch
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive
Total Spaces
5
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,907
Assessed Value
$721,600
HOA & Community
HOA
Yes
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Barnstable
Total market time (incl. prior listings)
16 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2013
Bedrooms
3
Full Bathrooms
2
Living Area
1,518 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,518 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full, Interior Entry, Bulkhead
Laundry:
Security:
Construction & Materials
Style:
Ranch
Year Built:
2013
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Paved Drive
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Nearby Schools
School District
Barnstable School District local
B
School Safety
2024-25
2.9%
Above Average
2.1%
Suspensions
2.2%
In-School
0.8%
Emergency
2.6% below state avg
Elementary Schools
10 schools
Trinity Christian Academy of Cape Cod
1.7 mi
Grades PK-12
St. John Paul II School
2.1 mi
Grades 05-12
Cape Cod Academy
4.6 mi
Strong Athletics
Grades K-12
B-
Barnstable Community Innovation School
1.4 mi
|
#460 of 825
|
Score: 45.8
Dropped 161 spots from last year
-12.4 below state avg
299 students
Diverse
Grades K-03
Enoch Cobb Early Learning Center
1.5 mi
162 students
Very Diverse
Diverse Student Body
Grades PK
C
Hyannis West Elementary School
1.6 mi
|
#664 of 825
|
Score: 37.7
Improved 2 spots from last year
-20.5 below state avg
293 students
Diverse
Diverse Student Body
Grades K-03
B-
West Barnstable Elementary School
2.1 mi
|
#488 of 825
|
Score: 45.1
Improved 182 spots from last year
-13.1 below state avg
227 students
Diverse
Rising School
Grades K-03
B
Centerville Elementary School
2.9 mi
|
#365 of 825
|
Score: 48.5
Dropped 130 spots from last year
-9.7 below state avg
248 students
Diverse
Strong Attendance
Grades K-03
A
West Villages Elementary School
4.0 mi
|
#135 of 825
|
Score: 57.4
Improved 196 spots from last year
-0.8 below state avg
397 students
Diverse
Rising School
Grades K-03
B-
Barnstable United Elementary School
4.1 mi
|
#444 of 825
|
Score: 46.2
Improved 164 spots from last year
-12 below state avg
723 students
Diverse
Rising School
Diverse Student Body
Grades 04-05
Middle Schools
2 schools
C
Barnstable Intermediate School
1.1 mi
|
#269 of 352
|
Score: 34.8
Improved 19 spots from last year
-23.4 below state avg
581 students
Diverse
Diverse Student Body
Grades 05-07
Bayberry Christian School
4.1 mi
Grades 01-08
High Schools
3 schools
C+
Barnstable High School
1.2 mi
|
#236 of 346
|
Score: 48.6
Improved 31 spots from last year
-9.6 below state avg
1,581 students
Diverse
18 sports
• 1,820 athletes
Rising School
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 08-12
Living Independently Forever, Inc.
0.4 mi
Grades 09-12
A
Sturgis Charter Public School
1.9 mi
|
#45 of 346
|
Score: 68.4
Improved 31 spots from last year
+10.2 above state avg
833 students
Moderate
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$409
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
40 Settlers Ln, Barnstable MA 02601
Barnstable, MA 02601
Listing Information
Listing Agent
Ned Chatelain
Listing Office
Chatelain Real Estate
Office Phone
508-694-6875
Agent MLS ID
CN232457
Office MLS ID
AN5083
Listing Data Updated
Sep 25, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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