FeaturesBathroom - Full
LevelSecond
40 Spinnaker Lane, Harwich MA 02646
Harwich, MA 02646
$3,450,000
Est. $19,234/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
12
Sep
Saturday, September 12
2:00 PM - 3:30 PM EDT
About this home
Embrace the classic Cape Cod lifestyle in this expansive Harwich Port retreat, perfectly positioned for effortless access to the pristine sands of Red River Beach. Designed for entertaining, the home's intuitive flow invites you to host with ease. The main level features a spacious primary suite and a private home office, leading into a bright, airy living area that frames views of the sun-drenched deck, patio, and pool. The heart of the home is a stunning kitchen characterized by vaulted ceilings and a charming breakfast nook. An open dining area transitions seamlessly into a second vaulted living room, offering plenty of space for relaxation. Upstairs, guests enjoy total privacy with three additional ensuite bedrooms. The living space extends even further in the finished lower level, which adds a massive 2,000 square feet of versatility. This level is complete with a lounge area, bar, dedicated exercise space, and a 5th bedroom, providing ample room for visitors. With a 3-car garage and first-floor laundry, this property offers the perfect blend of coastal luxury and convenience, all just moments from the shops and dining of downtown Harwich Port. Your summer sanctuary awaits.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 10, 2026
$3,450,000
Original listing
Agent: Sandra Tanco
Office: Kinlin Grover Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/10/2026 | 🏠 Listed for Sale | $3,450,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $19,069 | $3,355,500 |
Financial Details
Annual Property Tax
$19,069
Tax Year 2026
Assessed Value
$3,355,500
Facts & Features
3 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2001
Living Area
6,370 sq ft
Lot Size
0.71 acres
Bedrooms
5
Full Baths
5
Half Baths
1
Total Rooms
12
Interior
Heating
Forced Air
Cooling
Central Air
Flooring
Wood, Tile, Carpet
Appliances
Gas Water Heater, Range, Dishwasher, Refrigerator
Fireplace
None
Fireplaces
1
Basement
Full, Finished
Laundry
First Floor
Features
Home Office, Game Room
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck, Patio, Pool - Inground
Pool
In Ground
Spa
None
Fencing
None
Patio/Porch
Deck, Patio
Parking
Garage Spaces
3
Has Garage
Yes
Features
Attached
Total Spaces
9
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$19,069
Assessed Value
$3,355,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Barnstable
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2001
Bedrooms
5
Full Bathrooms
5
Half Bathrooms
1
Living Area
6,370 sq ft
Total Rooms
12
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,370 sq ft above grade
2,000 sq ft below grade
FeaturesBathroom - Full
LevelSecond
FeaturesBathroom - Full
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
FeaturesBathroom - Full
LevelFirst
LevelBasement
LevelBasement
Display Options
Outdoor Areas
PoolIn Ground
Patio & porchDeck, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet
Appliances:
Gas Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Home Office, Game Room
Windows:
Basement:
Full, Finished
Laundry:
First Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
2001
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Patio, Pool - Inground
Patio & Porch:
Deck, Patio
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
3
Garage Type:
Attached
Total Parking Spaces:
9
Parking Features:
Attached
Special Features
Fireplaces:
1
Fireplace Type:
Pool:
Private Pool
Pool Features:
In Ground
Community Amenities:
Nearby Schools
School District
Monomoy Regional School District local
C+
School Safety
2024-25
3.5%
Above Average
2.8%
Suspensions
1.5%
In-School
0.7%
Emergency
2.0% below state avg
Elementary Schools
3 schools
B+
Harwich Elementary School
1.9 mi
|
#277 of 825
|
Score: 51.5
Improved 80 spots from last year
-6.7 below state avg
410 students
Moderate
Rising School
Strong Attendance
Grades PK-04
Holy Trinity Regional School
2.4 mi
Grades PK
The Laurel School
4.6 mi
Grades PK-05
Middle Schools
2 schools
B-
Cape Cod Lighthouse Charter School
3.2 mi
|
#186 of 352
|
Score: 41.6
Improved 94 spots from last year
-16.6 below state avg
246 students
Less Diverse
Rising School
Grades 06-08
B+
Monomoy Regional Middle School
4.6 mi
|
#121 of 352
|
Score: 47.4
Dropped 40 spots from last year
-10.8 below state avg
381 students
Moderate
Grades 05-07
High Schools
2 schools
B-
Monomoy Regional High School
1.8 mi
|
#197 of 346
|
Score: 52.4
Dropped 22 spots from last year
-5.8 below state avg
700 students
Moderate
17 sports
• 1,050 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 08-12
A-
Cape Cod Regional Vocational Technical High School
3.1 mi
|
#96 of 346
|
Score: 61.1
Improved 20 spots from last year
+2.9 above state avg
704 students
Moderate
15 sports
• 956 athletes
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$1,589
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
40 Spinnaker Lane, Harwich MA 02646
Harwich, MA 02646
Listing Information
Listing Agent
Sandra Tanco
Listing Office
Kinlin Grover Compass
Office Phone
508-432-8800
Agent MLS ID
A9501258
Office MLS ID
AN7132
Listing Data Updated
Sep 10, 2026 12:16 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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