LevelSecond
406 Lowell St, Andover MA 01810
Andover, MA 01810
$850,000
Est. $5,344/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to this charming home with original farmhouse character, thoughtfully transitioned into a Cape-style residence. Set on a private one-acre lot in the highly desirable Andover school district, this three-bedroom, two-full-bath property offers a unique blend of history, comfort, and scenic beauty.The property combines comfortable living spaces with an exceptional setting overlooking Haggett’s Pond and easy access to Haggett's Pond nature trails. Enjoy beautiful sunsets and peaceful water views from this picturesque location. The home also features a detached two-car garage, along with ample additional parking for approximately 10 vehicles—ideal for guests, gatherings, and recreational needs. With its sought-after school district, scenic surroundings, and generous lot, this property offers an exceptional opportunity to establish roots and become part of the vibrant Andover community.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 24, 2026
Active → Active Under Contract
Pending Sale
Aug 24, 2026
Offer accepted, sale pending
Listed for Sale
Aug 19, 2026
$850,000
Original listing
Office: Churchill Properties
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/24/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/24/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/19/2026 | 🏠 Listed for Sale | $850,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $10,152 | $824,700 |
Financial Details
Annual Property Tax
$10,152
Tax Year 2026
Assessed Value
$824,700
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1947
Living Area
2,038 sq ft
Lot Size
1.00 acres
Bedrooms
3
Full Baths
2
Total Rooms
7
Interior
Heating
Baseboard, Oil
Cooling
Window Unit(s)
Flooring
None
Appliances
Water Heater
Fireplace
None
Fireplaces
1
Basement
Full, Concrete
Laundry
In Basement
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Detached, Off Street, Paved
Total Spaces
12
Utilities
Electric
110 Volts, 220 Volts
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$10,152
Assessed Value
$824,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
16 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1947
Bedrooms
3
Full Bathrooms
2
Living Area
2,038 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,038 sq ft above grade
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Water Heater
Interior Features:
Windows:
Basement:
Full, Concrete
Laundry:
In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1947
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Heating Zones:
2
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Easements
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
12
Parking Features:
Detached, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Walk/Jog Trails, Highway Access
Nearby Schools
School District
Andover School District local
A+
School Safety
2024-25
0.4%
Low
0.4%
Suspensions
0.1%
In-School
5.1% below state avg
Elementary Schools
3 schools
A+
Henry C Sanborn Elementary School
1.1 mi
|
#26 of 825
|
Score: 64.3
Improved 15 spots from last year
+6.1 above state avg
308 students
Diverse
Strong Attendance
Grades K-05
Anderson School
1.3 mi
Grades PK-07
A+
High Plain Elementary School
1.4 mi
|
#52 of 825
|
Score: 62.3
Improved 47 spots from last year
+4.1 above state avg
500 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-05
Middle Schools
3 schools
A
Wood Hill Middle School
2.1 mi
|
#69 of 352
|
Score: 53.5
Dropped 38 spots from last year
-4.7 below state avg
336 students
Diverse
Diverse Student Body
Strong Attendance
Grades 06-08
A
Andover West Middle School
2.6 mi
|
#52 of 352
|
Score: 56.4
Dropped 36 spots from last year
-1.8 below state avg
478 students
Diverse
Strong Attendance
Grades 06-08
B+
John W. Wynn Middle School
3.0 mi
|
#125 of 352
|
Score: 47.1
Improved 42 spots from last year
-11.1 below state avg
514 students
Moderate
Rising School
Grades 07-08
High Schools
3 schools
Apex Learning Virtual School
1.6 mi
Grades 09-12
Centerpoint
2.0 mi
Grades 06-12
A+
Andover High School
2.4 mi
|
#24 of 346
|
Score: 72.9
Improved 10 spots from last year
+14.7 above state avg
1,578 students
Diverse
20 sports
• 2,968 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$846
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
406 Lowell St, Andover MA 01810
Andover, MA 01810
Listing Information
Listing Agent
Melissa Dudney
Listing Office
Churchill Properties
Office Phone
978-515-7031
Agent MLS ID
CN253686
Office MLS ID
AN4955
Listing Data Updated
Sep 4, 2026 6:17 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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